VEKTORIZE
ActiveThe computed 12-month bankruptcy probability of VEKTORIZE is 3.2% (moderate). The 2025 annual accounts show negative equity (€-14k) and a net result of €-3k. Equity is shrinking by ~44.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 538 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
15
/ 100
Critical▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€14k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
14 d early
2024
14 d early
2023
13 d early
2022
11 d early
2021
16 d early
2020
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-14k▼ 31.9%
2024 · €-11k
2020: €12k
2021: €1k
2022: €-4k
2023: €-7k
2024: €-11k
2020 → 2025
Total assets
€2k▼ 17.3%
2024 · €3k
2020: €36k
2021: €21k
2022: €7k
2023: €4k
2024: €3k
2020 → 2025
Net result
€-3k▲ 7.7%
2024 · €-4k
2020: €7k
2021: €-11k
2022: €-5k
2023: €-3k
2024: €-4k
2020 → 2025
Working capital
€-14k▼ 23.4%
2024 · €-12k
2020: €4k
2021: €7k
2022: €-2k
2023: €-9k
2024: €-12k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1k-€-4k€-7k▼ 85.2%€-11k▼ 52.7%€-14k▼ 31.9%
Operating result€-10k-€-5k▲ 53.8%€-3k▲ 34.4%€-4k▼ 18.5%€-3k▲ 8.2%
Net result€-11k-€-5k▲ 53.4%€-3k▲ 34.0%€-4k▼ 14.6%€-3k▲ 7.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2k
Fixed assets
€93▼ 87.5%
Current assets
€2k▲ 9.6%
Key figures and ratios
EBITDA
€-3k▼
2024 · €-3k
Cash flow
€-3k▼
2024 · €-3k
Interest coverage
-23.06▼
2024 · -20.56
Debt
€17k▲
2024 · €14k
Debt ≤ 1 year
€17k▲
2024 · €14k
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3k€2k▼
Formation expenses20€77-
Fixed assets21/28€743€93▼
Tangible fixed assets22/27€743€93▼
Plant, machinery and equipment23€743€93▼
Current assets29/58€2k€2k▲
Stocks and contracts in progress3€491€390▼
Stocks30/36€491€390▼
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40€96€96=
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€441€385▼
Equity and liabilities
Total equity and liabilities10/49€3k€2k▼
Equity10/15€-11k€-14k▼
Contributions10/11€5k€5k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-23k€-26k▼
Amounts payable17/49€14k€17k▲
Amounts payable within one year42/48€14k€17k▲
Trade debts44€40€292▲
Suppliers440/4€40€292▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€14k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€727▼
Other operating charges640/8€387€400▲
Gross operating margin9900€-2k€-2k▼
Operating profit (loss)9901€-4k€-3k▲
Financial income75/76B€20-
Recurring financial income75€20-
Financial charges65/66B€124€114▼
Recurring financial charges65€124€114▼
Profit (loss) for the period before taxes9903€-4k€-3k▲
Profit (loss) for the period9904€-4k€-3k▲
Profit (loss) for the period to be appropriated9905€-4k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-26k▼
Profit (loss) brought forward from the previous period14P€-19k€-23k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-11k ▼257%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noblehaye 464651 HerveGround area
1,185 m²
Building footprint
104 m²
Volume, LiDAR
452 m³
Parcel 63006D0421/00P000, Wallonia · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VEKTORIZE
since 20202.297.782.916
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63006D0421/00P000 | Wallonia | 1,185 m² | 1 · 104 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RP CONCEPTION
BE 1005.168.438
Profondeville · Eq €2k
ORIGIN design
BE 0775.730.675
Jalhay · Eq €2k
ARCADRE
BE 0887.971.751
Sint-Lambrechts-Woluwe · Eq €2k
MAXPETWOOD
BE 0673.792.583
Brasschaat · Eq €3k
TRI LIGNARII
BE 0740.559.861
Sint-Pieters-Woluwe · Eq €4k
Of 763 companies in sector 16281 we hold annual accounts for 157. 18 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2020
Fiscal year end31-12
Activities, NACEBEL
16281Manufacture of other wood products
26400Manufacture of computer, electronic and optical products
31009Manufacture of furniture
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:maxime@vektorize.be
Phone:+32495765181