VEKEMANS & ZONEN
ActiveSummary
VEKEMANS & ZONEN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €447k and a net result of €41k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 18% of 1851 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70=
Solvency38=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.99 against 1.13 in 2024; short-term debt: 68.1% and cash: 0.4% of total assets), and 87.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.6%
Return on assets
1.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1851 sector peers (2025).
NBB · sector comparisonPosition among 1851 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
28 d late
2022
21 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€447k▲ 10.1%
2024 · €406k
2018: €205k
2019: €218k
2020: €223k
2021: €251k
2022: €302k
2023: €378k
2024: €406k
2018 → 2025
Total assets
€3.56M▲ 10.9%
2024 · €3.21M
2018: €2.24M
2019: €2.46M
2020: €2.40M
2021: €3.31M
2022: €3.49M
2023: €3.60M
2024: €3.21M
2018 → 2025
Net result
€41k▲ 47.1%
2024 · €28k
2018: €27k
2019: €13k
2020: €4k
2021: €28k
2022: €51k
2023: €76k
2024: €28k
2018 → 2025
Working capital
€-27k
2024 · €256k
2018: €68k
2019: €67k
2020: €78k
2021: €25k
2022: €53k
2023: €144k
2024: €256k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€251k-€302k▲ 20.1%€378k▲ 25.1%€406k▲ 7.4%€447k▲ 10.1%
Operating result€67k-€115k▲ 70.9%€124k▲ 7.9%€117k▼ 6.1%€117k▼ 0.1%
Net result€28k-€51k▲ 77.6%€76k▲ 50.0%€28k▼ 63.2%€41k▲ 47.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.56M
Fixed assets
€1.16M ▲ 25.2%
Current assets
€2.40M ▲ 5.0%
Equity and liabilities €3.56M
Equity
€447k ▲ 10.1%
Debt
€3.11M ▲ 11.0%
Debt's share of the balance-sheet total rises from 87.4% to 87.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€516k▲
2024 · €490k
Cash flow
€441k▲
2024 · €401k
Current ratio
0.99▼
2024 · 1.13
Quick ratio
0.71▼
2024 · 0.95
Debt to equity
6.97▲
2024 · 6.91
ROE
9.2%▲
2024 · 6.9%
ROA
1.2%▲
2024 · 0.9%
Interest coverage
7.96▲
2024 · 6.10
Debt ≤ 1 year
€2.42M▲
2024 · €2.02M
Debt > 1 year
€689k=
2024 · €689k
Income taxes
€11k▼
2024 · €13k
Staff costs
€1.12M▲
2024 · €1.03M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.21M€3.56M▲
Fixed assets21/28€929k€1.16M▲
Tangible fixed assets22/27€929k€1.16M▲
Land and buildings22€163k€139k▼
Plant, machinery and equipment23€83k€66k▼
Furniture and vehicles24€47k€334k▲
Leasing and similar rights25€636k€624k▼
Current assets29/58€2.28M€2.40M▲
Stocks and contracts in progress3€348k€680k▲
Stocks30/36€348k€680k▲
Amounts receivable within one year40/41€1.79M€1.70M▼
Trade receivables40€1.60M€1.60M▲
Other amounts receivable41€198k€100k▼
Cash at bank and in hand54/58€18k€14k▼
Deferred charges and accrued income490/1€120k-
Equity and liabilities
Total equity and liabilities10/49€3.21M€3.56M▲
Equity10/15€406k€447k▲
Contributions10/11€80k€80k=
Reserves13€326k€367k▲
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Distributable reserves133€318k€359k▲
Amounts payable17/49€2.80M€3.11M▲
Amounts payable after more than one year17€689k€689k=
Financial debts170/4€689k€689k=
Amounts payable within one year42/48€2.02M€2.42M▲
Current portion of amounts payable after more than one year42€308k€304k▼
Financial debts43€300k€300k=
Credit institutions430/8€300k€300k=
Trade debts44€980k€1.31M▲
Suppliers440/4€980k€1.31M▲
Advances received on contracts in progress46€795-
Taxes, remuneration and social security45€111k€147k▲
Taxes450/3€83k€30k▼
Remuneration and social security454/9€27k€116k▲
Other amounts payable47/48€325k€358k▲
Accrued charges and deferred income492/3€90k-
Income statement
Code20242025
Remuneration, social security and pensions62€1.03M€1.12M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€373k€400k▲
Other operating charges640/8€168k€175k▲
Gross operating margin9900€1.68M€1.81M▲
Operating profit (loss)9901€117k€117k▼
Financial income75/76B€4k€368▼
Recurring financial income75€4k€368▼
Financial charges65/66B€80k€65k▼
Recurring financial charges65€80k€65k▼
Profit (loss) for the period before taxes9903€41k€52k▲
Income taxes67/77€13k€11k▼
Profit (loss) for the period9904€28k€41k▲
Profit (loss) for the period to be appropriated9905€28k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€41k▲
Transfer to equity691/2€28k€41k▲
To other reserves6921€28k€41k▲
Social balance
Average headcount (FTE)908716.317.3▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-12
Financial
Highest result since 2018net €76k ▲50%
Operating result €124k, net result €76k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 21 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €4k ▼67.1%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Isschotweg(ITE) 2482222 Heist-op-den-BergGround area
647 m²
Building footprint
383 m²
Volume, LiDAR
1,760 m³
Parcel 12017C0637/00Z000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VEKEMANS & ZONEN
since 20102.192.980.552
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017C0637/00Z000 | Flanders | 647 m² | 1 · 383 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 6,660 EUR awarded · 6,660 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 660 EUR | 660 EUR |
| 2023 | 1 | 6,000 EUR | 6,000 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHeist-op-den-Berg2.192.980.552
Dual-learning approval
1 live approvalOnthaal, organisatie en sales duaal (so)
Similar companies · same sector, comparable size
MOBBIZZ
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Q Z
BE 0474.171.434
Turnhout · Eq €446,427
MJM Transport
BE 0878.641.044
Hannut · Eq €445,870
TRANSPORT CHRIS LAUWERS
BE 0476.836.459
Mortsel · Eq €445,752
TRANSVERO
BE 0478.124.183
Beerse · Eq €447,674
Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 5,379 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-10-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
49410Freight transport by road
46211Wholesale trade
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.