VEKEMANS BERT
ActiveVEKEMANS BERT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €21k and a net result of €-576. Equity is shrinking by ~22.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 93% of 7889 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
38 d early
2023
41 d early
2022
47 d early
2021
39 d early
2020
34 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close08-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 2.7%
2024 · €21k
2019: €63k
2020: €55k
2021: €49k
2022: €37k
2023: €22k
2024: €21k
2019 → 2025
Net result
€-576▲ 46.2%
2024 · €-1k
2019: €-16k
2020: €-8k
2021: €-6k
2022: €-12k
2023: €-15k
2024: €-1k
2019 → 2025
Total assets
€22k▼ 3.8%
2024 · €23k
2019: €66k
2020: €58k
2021: €50k
2022: €40k
2023: €24k
2024: €23k
2019 → 2025
Solvency
94.5%▲ 1.1pp
2024 · 93.4%
2019: 95.9%
2020: 94.5%
2021: 97.2%
2022: 92.6%
2023: 94.5%
2024: 93.4%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€37k▼ 24.2%€22k▼ 39.4%€21k▼ 4.8%€21k▼ 2.7%
Operating result€-7k-€-12k▼ 68.0%€-15k▼ 20.5%€-1k▲ 92.2%€-904▲ 20.7%
Net result€-6k-€-12k▼ 95.4%€-15k▼ 23.0%€-1k▲ 92.6%€-576▲ 46.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €904 in 2025 against €1k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €22k
Equity
€21k▼ 2.7%
Debt
€1k▼ 20.0%
The debt ratio falls from 6.6% to 5.5%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
94.5%▲
2024 · 93.4%
ROE
-2.8%▲
2024 · -5.0%
ROA
-2.6%▲
2024 · -4.7%
Debt
€1k▼
2024 · €2k
Debt ≤ 1 year
€994▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€22k▼
Fixed assets21/28€5k€0▼
Tangible fixed assets22/27€5k€0▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€5k€0▼
Current assets29/58€18k€22k▲
Amounts receivable within one year40/41€8k€10k▲
Trade receivables40€0€2k▲
Other amounts receivable41€8k€8k▲
Cash at bank and in hand54/58€10k€11k▲
Deferred charges and accrued income490/1€918€1k▲
Equity and liabilities
Total equity and liabilities10/49€23k€22k▼
Equity10/15€21k€21k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€60k€2k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€58k€0▼
Profit (loss) carried forward14€-57k€309▲
Amounts payable17/49€2k€1k▼
Amounts payable within one year42/48€2k€994▼
Trade debts44€1k€908▼
Suppliers440/4€1k€908▼
Taxes, remuneration and social security45€315€87▼
Taxes450/3€315€87▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0€207▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€401▼
Other operating charges640/8€690€736▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€2k€4k▲
Operating profit (loss)9901€-1k€-904▲
Financial income75/76B€229€460▲
Recurring financial income75€229€460▲
Financial charges65/66B€160€132▼
Recurring financial charges65€160€132▼
Profit (loss) for the period before taxes9903€-1k€-576▲
Profit (loss) for the period9904€-1k€-576▲
Profit (loss) for the period to be appropriated9905€-1k€-576▲
Appropriation of the result
Profit (loss) to be appropriated9906€-57k€-58k▼
Profit (loss) brought forward from the previous period14P€-56k€-57k▼
Transfer from equity791/2-€58k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 31.20
Current ratio from 13.93 to 31.20; short-term debt falls from €3k to €1k.
2020
28-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
24-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2007
Ground area
71 m²
Building footprint
71 m²
Volume, LiDAR
417 m³
Parcel 12018A0238/00F002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vekemans Bert
since 20072.163.790.777
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12018A0238/00F002 | Flanders | 71 m² | 1 · 71 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,644 companies in sector 64210 we hold annual accounts for 19,691. 7,493 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-06-2007
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.