VeJa Talent Development
ActiveVeJa Talent Development has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €-31k. Equity is growing by ~33.8% per year across the filed fiscal years. Its solvency ranks better than 57% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-97
Solvency88▼-4
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.29 against 2.43 in 2024; short-term debt: 35% and cash: 72.6% of total assets), and 36.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.5%
Return on assets
-27.7%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
25 d late
2024
6 d early
2023
1 d early
2022
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▼ 30.4%
2024 · €102k
2022: €31k
2023: €68k
2024: €102k
2022 → 2025
Total assets
€112k▼ 26.9%
2024 · €153k
2022: €94k
2023: €130k
2024: €153k
2022 → 2025
Net result
€-31k
2024 · €34k
2022: €30k
2023: €38k
2024: €34k
2022 → 2025
Working capital
€51k▼ 27.3%
2024 · €70k
2022: €5k
2023: €33k
2024: €70k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€68k▲ 123%€102k▲ 49.3%€71k▼ 30.4%
Operating result€40k-€51k▲ 27.9%€47k▼ 7.5%€-29k
Net result€30k-€38k▲ 26.5%€34k▼ 10.4%€-31k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €29k after €47k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€22k▼ 36.5%
Current assets
€90k▼ 24.1%
Equity and liabilities €112k
Equity
€71k▼ 30.4%
Debt
€41k▼ 20.0%
The debt ratio rises from 33.4% to 36.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-16k▼
2024 · €59k
Cash flow
€-18k▼
2024 · €47k
Solvency
63.5%▼
2024 · 66.6%
Current ratio
2.29▼
2024 · 2.43
Quick ratio
2.29▼
2024 · 2.43
Debt / equity
0.58▲
2024 · 0.50
ROE
-43.6%▼
2024 · 33.8%
ROA
-27.7%▼
2024 · 22.5%
Interest coverage
-8.73▼
2024 · 61.21
Debt
€41k▼
2024 · €51k
Debt ≤ 1 year
€39k▼
2024 · €49k
Income taxes
€320▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€153k€112k▼
Fixed assets21/28€35k€22k▼
Tangible fixed assets22/27€35k€22k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€19k€10k▼
Other tangible fixed assets26€13k€10k▼
Current assets29/58€118k€90k▼
Amounts receivable within one year40/41€25k€9k▼
Trade receivables40€24k€9k▼
Other amounts receivable41€267€20▼
Cash at bank and in hand54/58€94k€81k▼
Equity and liabilities
Total equity and liabilities10/49€153k€112k▼
Equity10/15€102k€71k▼
Contributions10/11€1k€1k=
Reserves13€101k€70k▼
Distributable reserves133€101k€70k▼
Amounts payable17/49€51k€41k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€49k€39k▼
Current portion of amounts payable after more than one year42€11k€2k▼
Trade debts44€272€1k▲
Suppliers440/4€272€1k▲
Taxes, remuneration and social security45€24k€4k▼
Taxes450/3€22k€4k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€14k€32k▲
Accrued charges and deferred income492/3€584€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€986€1k▲
Non-recurring operating charges66A€4k-
Gross operating margin9900€65k€-15k▼
Operating profit (loss)9901€47k€-29k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€970€2k▲
Recurring financial charges65€970€2k▲
Profit (loss) for the period before taxes9903€46k€-31k▼
Income taxes67/77€12k€320▼
Profit (loss) for the period9904€34k€-31k▼
Profit (loss) for the period to be appropriated9905€34k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€-31k▼
Transfer from equity791/2-€31k
Transfer to equity691/2€34k-
To other reserves6921€34k-
Profit to be distributed694/7€800-
Return on contributions (dividend)694€800-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
30-06
Financial
Weakest financial yearnet €-31k ▼190%
Net result drops to €-31k, the lowest in the series.
25-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €100kEq €102k ▲49.3%
3 profitable years in a row build equity to €102k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2022net €38k ▲26.5%
Operating result €51k, net result €38k, both a record.
18-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frans Reyniersstraat(HOM) 82811 MechelenGround area
364 m²
Building footprint
130 m²
Volume, LiDAR
1,094 m³
Parcel 12016B0035/00H002, Flanders · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VeJa Talent Development / Bay Ceramics
since 20212.319.979.385
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12016B0035/00H002 | Flanders | 364 m² | 1 · 130 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
De Mobiliteitsexpert
BE 1009.113.170
Leuven · Eq €71k
Laksafoss Consulting
BE 0743.813.024
Brussel · Eq €71k
Albus Quisquam
BE 0645.649.816
Schoten · Eq €71k
Louisal
BE 0798.954.950
Herve · Eq €71k
MELIMA
BE 0696.759.215
Oudenaarde · Eq €71k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,705 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2021
Fiscal year end30-06
Abbreviation NL
VeJa TD
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
85510Sports and recreation education
85599Other education
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.