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VEH TECHNICS

Active
Private limited companyfounded 201214 yrs activeNinoofse Steenweg 43, 1755 Pajottegem, BelgiumKBO/BCE: BE 0847.301.928
Summary

VEH TECHNICS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €540,209 and a net result of €3,162. Equity is shrinking by ~8% per year across the filed fiscal years. Its solvency ranks better than 65% of 9042 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
VEH TECHNICSActiveChecked score 83/100
Risk analysis ReportCompare

Overview

Activity
Insulation installation
NACE 43230Installation of electric heating, air conditioning, cooling and ventilation NACE 43222NACE 43291
#4 employer in Pajottegem, Construction sector1 site
Size
€944,076total assets 2025
Staff
11.1 FTE
Equity
€540,209
Profit
€3,162
Turnover not published (abridged schema)
Financial health
83 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Parent
A PALUDE · 100%
Accounts 1 d early0 of 5 deeds read
Why 83- Size: 11.1 FTE, total assets €944,076- Sector Specialised construction activities (NACE 43)+ Founded in 2012+ Equity €540,209 (57.2% of total assets)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Better than 45% of its sector peers (NACE 43, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 82+13
equity 57.2% of total assets
Liquidity 47+2
short-term debt 27.2% · cash 5.9%
Profitability 40-5
return on assets 0.3%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,633 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%▲ +4.3% vs 11-2024 01-2025: 0.5%▲ +47.4% vs 12-2024 02-2025: 0.7%▲ +48.9% vs 01-2025 03-2025: 0.3%▼ -58.1% vs 02-2025lowest value 04-2025: 0.3%● 0.0% vs 03-2025lowest value 05-2025: 0.3%● 0.0% vs 04-2025lowest value 06-2025: 0.3%● 0.0% vs 05-2025lowest value 07-2025: 0.3%● 0.0% vs 06-2025lowest value 08-2025: 0.3%● 0.0% vs 07-2025lowest value 09-2025: 0.3%● 0.0% vs 08-2025lowest value 10-2025: 0.3%▲ +7.0% vs 09-2025 11-2025: 0.3%▲ +0.3% vs 10-2025 12-2025: 0.3%▲ +0.6% vs 11-2025 01-2026: 0.4%▲ +40.0% vs 12-2025 02-2026: 0.8%▲ +80.9% vs 01-2026highest value 03-2026: 0.4%▼ -52.1% vs 02-2026 04-2026: 0.4%● 0.0% vs 03-2026 05-2026: 0.4%● 0.0% vs 04-2026 06-2026: 0.4%● 0.0% vs 05-2026 07-2026: 0.4%▲ +1.3% vs 06-2026 08-2026: 0.4%● 0.0% vs 07-2026 09-2026: 0.4%● 0.0% vs 08-2026 10-2026: 0.4%▲ +6.6% vs 09-2026
  • Founded in 2012 lowers the probability for this profile
  • Size: 11.1 FTE, total assets €944,076 raises the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Equity €540,209 (57.2% of total assets) lowers the probability
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 2.81 against 2.06 in 2024; short-term debt: 27.2% and cash: 5.9% of total assets), and 42.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, small). Better than this share of them on solvency 75%, liquidity 53%, profitability 17%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2012
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: 11.1 FTE, total assets €944,076
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €540,209 (57.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
18 d late
2023
1 d early
2022
on the day
2021
on the day
2020
1 d late
2019
46 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Positive: Employer in Pajottegem, Construction sectorin the Checked rankings #4 View
  • Controlled by A PALUDE 100% View
  • Total assets 20256 fiscal years filed €944,076 View

By topic

Financials

Fiscal year
2025
Total assets
€944,076
Profit
€3,162
Solvency
57.2%
Total assets▼ 23.1%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-01-2027
  1. 30-01-2026Annual accounts filed
  2. 18-02-2025Annual accounts filed
  3. 30-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Insulation installationNACE 43230
Founded
10-07-2012
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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