Equity
-€7,455
Debts exceed assets in financial year 2025.
VEGA NAMUR
Lifetime
2 annual accounts with figures on one time axispeak €188,519 (2025)
€188,519▲ 2.3%
lowest -€18,798 (2025)
-€18,798▼ €46,294
peak €32,496 (2024)
-€7,455▼ €39,950
€119,264▲ 42.9%
Board4 names since 2023
2 directorsde JAMBLINNE de MEUX Gauthier Henri Christian Marie and 1 other
Documentsfilings and deeds
05-08-20265 days late
2025micro format
Loss of €18,798Resignation: Bak Simon (director) 21-01Equity from €32,496 to -€7,455Debts from €83,471 to €119,264
Key points
from the 2025 annual accountsTurnover
≈ €470,000 estimated
The micro format states no turnover.
Debts
€119,264 107% of the balance sheet
Suppliers 43%Taxes and wages 12%Other 45%
Staff
8 employees on 31-12-2025
In 2025, 9 people joined and 6 left.
Starting capital
€5,000 1,000 shares
Position in the sector
€188,519
Higher gross margin than 85% of companies in accommodation. Sector median €45,352 · 1,604 companies.
2025 accounts filed 5 days after the deadline
Checked score
48
Fair
Financially stronger than 19% of micro companies in accommodation (NACE 55)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 2,522 companies (NACE 55, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.9%lowest value
01-2025: 2.3%▲ +0.4 percentage points vs 12-2024
02-2025: 4.8%▲ +2.5 percentage points vs 01-2025
03-2025: 5.3%▲ +0.5 percentage points vs 02-2025
04-2025: 5.3%● unchanged vs 03-2025
05-2025: 5.5%▲ +0.2 percentage points vs 04-2025
06-2025: 5.6%▲ +0.1 percentage points vs 05-2025highest value
07-2025: 5.4%▼ -0.2 percentage points vs 06-2025
08-2025: 2.4%▼ -3.0 percentage points vs 07-2025
09-2025: 2.5%▲ +0.1 percentage points vs 08-2025
10-2025: 2.5%● unchanged vs 09-2025
11-2025: 2.5%● unchanged vs 10-2025
12-2025: 2.5%● unchanged vs 11-2025
01-2026: 2.5%● unchanged vs 12-2025
02-2026: 2.5%● unchanged vs 01-2026
03-2026: 2.5%● unchanged vs 02-2026
04-2026: 2.8%▲ +0.3 percentage points vs 03-2026
05-2026: 3.1%▲ +0.3 percentage points vs 04-2026
06-2026: 3.2%▲ +0.1 percentage points vs 05-2026
07-2026: 3.2%● unchanged vs 06-2026
08-2026: 4.5%▲ +1.3 percentage points vs 07-2026
09-2026: 3.4%▼ -1.1 percentage points vs 08-2026
10-2026: 3.4%● unchanged vs 09-2026
11-2026: 3.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Loss of €18,798 (financial year 2025)
Negative equity -€7,455
lowers risk
Liquidity: current ratio 0.52, cash €39,777
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 24% of them on solvency, 43% on liquidity, 5% on profitability and 5% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as VEGA NAMUR has now. Each dot stands for 20 companies, two years later.
84.8%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VEGA NAMUR itself: 3.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for VEGA NAMUR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.52 (0.84 in 2024), below 1. Short-term debt is 106.7% and cash 35.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€7,455
raises risk · 2025 accounts filed 5 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
5 days late
2024
54 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 30 days after the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- de JAMBLINNE de MEUX Gauthier Henri Christian Marie founderdeed of 03-10-2023
- CARLIER Julie founderdeed of 03-10-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1000537578
Resignation: Bak Simon (director)
Appointment: de Jamblinne de Meux Gauthier (director) · General meeting of 03-09-2024 · Gazette deed
1 director appointed, 2 resignations
Resignations: Carlier Julie and de Jamblinne de Meux Gauthier · Appointment: Bak Simon · General meeting of 24-04-2024 · Gazette deed
Incorporation
Founding capital of €5,000, 1,000 shares · Founders: de JAMBLINNE de MEUX Gauthier Henri Christian Marie and CARLIER Julie · Appointments: de JAMBLINNE de MEUX Gauthier Henri Christian Marie (director) and CARLIER Julie (director) · published on 03-10-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VEGA NAMUR Namur | €111,810 | €188,519 | -6.7% | - |
| Host Hero Antwerp | €79,676 | €127,061 | 21.7% | - |
| IRENT Vilvoorde | €150,517 | €81,665 | 70.4% | - |
| Vill'Artistiek Lommel | €210,241 | €125,628 | 37.8% | - |
| MAPLE COTTAGE Profondeville | €210,198 | €50,936 | 23.0% | - |
| HOME PUR SANG Zoersel | €200,613 | €66,050 | -21.3% | - |
| ARCGROUP Etterbeek | €179,938 | €54,599 | 44.8% | - |
These companies have the same main activity as VEGA NAMUR: other holiday and short-stay accommodation (NACE 55209). They are comparable in size and age: total assets between €79,700 and €210,000, founded between 2020 and 2025.
Official details
Source: KBO- Status
- Active since 29-09-2023Normal situation
- Activity
- Other holiday and short-stay accommodationNACE 55209and 2 others
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment units
- 2.350.588.9245000 Namur, since 29-09-2023
- 2.350.589.0235000 Namur, since 29-09-2023and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 30-10-2025
Annual accounts 2025
- €111,810▼ 3.6%
- Employeeson 31-12-2025
- 8▲ 60.0%
- Filing
- Filed on 05-08-2026
Insights on VEGA NAMUR
The computed 12-month bankruptcy probability of VEGA NAMUR is 3.4% (moderate). The 2025 annual accounts show negative equity (-€7,455) and a net result of -€18,798.
Its solvency ranks better than 25% of 1,605 sector peers (NACE 55, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VEGA NAMUR
- What is the company number of VEGA NAMUR?
- The company number of VEGA NAMUR is 1000.537.578. The VAT number is the same number with BE in front: BE 1000.537.578.
- Where is VEGA NAMUR based?
- The registered office is at Rue des Framboises 17, 5000 Namur.Company details
- What does VEGA NAMUR do?
- According to the KBO register, the main activity is other holiday and short-stay accommodation (NACE 55209).
- What is the legal form of VEGA NAMUR?
- VEGA NAMUR is a private limited company (BV).
- When was VEGA NAMUR founded?
- VEGA NAMUR was founded on 29-09-2023.
- Is VEGA NAMUR still active?
- Yes, VEGA NAMUR is an active enterprise in the KBO register.
- How many employees does VEGA NAMUR have?
- VEGA NAMUR had an average of 5.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does VEGA NAMUR fall under?
- In its 2025 annual accounts, VEGA NAMUR states joint committee 302 (Hotels and catering).
- What is the turnover of VEGA NAMUR?
- The turnover in financial year 2025 is ≈ €470,000. This figure is estimated from the gross margin of €188,519 and 2,207 comparable companies of the same size. It probably lies between €310,000 and €730,000. It is a rough estimate.
- Is VEGA NAMUR profitable?
- In financial year 2025, VEGA NAMUR made a loss of €18,798.
- Where can I find the annual accounts of VEGA NAMUR?
- VEGA NAMUR filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VEGA NAMUR due?
- VEGA NAMUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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