VEERLE DE ROUCK
ActiveSummary
VEERLE DE ROUCK has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €238k and a net result of €90k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 18941 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+18
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 5.48 against 6.34 in 2023; short-term debt: 18% and cash: 56.1% of total assets), and 18% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
82%
Return on assets
31%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
56 d late
2022
65 d late
2021
74 d late
2020
31 d late
2019
11 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€238k▲ 61.0%
2023 · €148k
2018: €77k
2019: €120k
2020: €131k
2021: €132k
2022: €130k
2023: €148k
2018 → 2024
Total assets
€291k▲ 67.4%
2023 · €174k
2018: €83k
2019: €160k
2020: €223k
2021: €165k
2022: €171k
2023: €174k
2018 → 2024
Net result
€90k▲ 390%
2023 · €18k
2018: €39k
2019: €43k
2020: €11k
2021: €877
2022: €13k
2023: €18k
2018 → 2024
Working capital
€235k▲ 71.9%
2023 · €137k
2018: €53k
2019: €95k
2020: €103k
2021: €126k
2022: €125k
2023: €137k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€131k-€132k▲ 0.7%€130k▼ 1.6%€148k▲ 14.2%€238k▲ 61.0%
Operating result€27k-€6k▼ 78.8%€23k▲ 303%€29k▲ 28.5%€131k▲ 350%
Net result€11k-€877▼ 91.9%€13k▲ 1,399%€18k▲ 40.2%€90k▲ 390%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 350% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €291k
Fixed assets
€3k ▼ 70.3%
Current assets
€288k ▲ 77.1%
Equity and liabilities €291k
Equity
€238k ▲ 61.0%
Debt
€52k ▲ 105%
Debt's share of the balance-sheet total rises from 14.7% to 18.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€132k▲
2023 · €29k
Cash flow
€91k▲
2023 · €19k
Current ratio
5.48▼
2023 · 6.34
Quick ratio
5.45▼
2023 · 6.27
Debt to equity
0.22▲
2023 · 0.17
ROE
37.9%▲
2023 · 12.4%
ROA
31.0%▲
2023 · 10.6%
Interest coverage
28.13▲
2023 · 7.21
Debt ≤ 1 year
€52k▲
2023 · €26k
Income taxes
€36k▲
2023 · €7k
Staff costs
€70k▲
2023 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€174k€291k▲
Fixed assets21/28€11k€3k▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€9k€1k▼
Land and buildings22-€0
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€8k€0▼
Financial fixed assets28€2k€2k=
Current assets29/58€162k€288k▲
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€79k€123k▲
Other amounts receivable41€79k€123k▲
Cash at bank and in hand54/58€81k€163k▲
Equity and liabilities
Total equity and liabilities10/49€174k€291k▲
Equity10/15€148k€238k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€128k€218k▲
Amounts payable17/49€26k€52k▲
Amounts payable within one year42/48€26k€52k▲
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44€14k€13k▼
Suppliers440/4€14k€13k▼
Taxes, remuneration and social security45€7k€39k▲
Taxes450/3€7k€39k▲
Income statement
Code20232024
Remuneration, social security and pensions62€55k€70k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€129€358▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€610€189▼
Gross operating margin9900€86k€203k▲
Operating profit (loss)9901€29k€131k▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€25k€127k▲
Income taxes67/77€7k€36k▲
Profit (loss) for the period9904€18k€90k▲
Profit (loss) for the period to be appropriated9905€18k€90k▲
Appropriation of the result
Profit (loss) to be appropriated9906€128k€218k▲
Profit (loss) brought forward from the previous period14P€109k€128k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €90k ▲390%
Operating result €131k, net result €90k, both a record.
31-12
Financial
Equity above €200kEq €238k ▲61%
7 profitable years in a row build equity to €238k.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 74 days late
2021
31-12
Financial
Weakest financial yearnet €877 ▼91.9%
Net result drops to €877, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 6.88
Current ratio from 2.25 to 6.88; short-term debt falls from €83k to €21k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
31-12
Financial
Equity above €100kEq €120k ▲55.3%
2 profitable years in a row build equity to €120k.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
Show earlier events
2018
27-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liefkensstraat 459032 GentGround area
2,551 m²
Building footprint
187 m²
Volume, LiDAR
497 m³
Parcel 44074C0536/00Y000, Flanders · tallest building 4.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
'T LIEFKEN
since 20022.096.035.782
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074C0536/00Y000 | Flanders | 2,551 m² | 1 · 187 m² | 4.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.096.035.782
Similar companies · same sector, comparable size
SAIRAM
BE 0820.882.492
Gent · Eq €238,406
SUSHI HANAKO
BE 0568.822.747
Wemmel · Eq €238,562
STRACCIATELLA
BE 0885.272.676
Jabbeke · Eq €238,337
BAHANA
BE 0459.517.407
Elsene · Eq €238,329
MATITI
BE 0697.569.560
Middelkerke · Eq €238,647
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 6,294 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-2002
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.