VEEHANDEL FREDDY POELMAN
ActiveVEEHANDEL FREDDY POELMAN has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-2k) and a net result of €2k. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 9% of 1736 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+36
Solvency24▲+2
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.97 against 0.95 in 2024; short-term debt: 101.1% and cash: 21.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.1%
Return on assets
1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 1736 sector peers (2025).
NBB · sector comparisonPosition among 1736 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
5 d early
2022
on the day
2021
31 d late
2020
31 d late
2019
63 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-2k▲ 47.7%
2024 · €-3k
2018: €22k
2019: €21k
2020: €21k
2021: €20k
2022: €22k
2023: €20k
2024: €-3k
2018 → 2025
Total assets
€149k▲ 18.7%
2024 · €126k
2018: €178k
2019: €216k
2020: €160k
2021: €163k
2022: €212k
2023: €153k
2024: €126k
2018 → 2025
Net result
€2k
2024 · €-23k
2018: €-103
2019: €-826
2020: €-411
2021: €-526
2022: €2k
2023: €-2k
2024: €-23k
2018 → 2025
Working capital
€-4k▲ 39.6%
2024 · €-7k
2018: €21k
2019: €20k
2020: €20k
2021: €20k
2022: €22k
2023: €16k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€22k▲ 7.9%€20k▼ 7.3%€-3k€-2k▲ 47.7%
Operating result€1k-€7k▲ 584%€3k▼ 59.3%€-20k€4k
Net result€-526-€2k€-2k€-23k▼ 1,360%€2k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €20k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€2k▼ 32.1%
Current assets
€147k▲ 20.1%
Key figures and ratios
EBITDA
€5k▲
2024 · €-19k
Cash flow
€3k▲
2024 · €-22k
Solvency
-1.1%▲
2024 · -2.5%
Current ratio
0.97▲
2024 · 0.95
Quick ratio
0.49▲
2024 · 0.42
Debt / equity
-91.02▼
2024 · -40.65
ROA
1.0%▲
2024 · -18.7%
Interest coverage
1.92▲
2024 · -6.40
Debt
€151k▲
2024 · €129k
Debt ≤ 1 year
€151k▲
2024 · €129k
Income taxes
€0▼
2024 · €8
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€126k€149k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€122k€147k▲
Stocks and contracts in progress3€68k€74k▲
Stocks30/36€68k€74k▲
Amounts receivable within one year40/41€13k€41k▲
Trade receivables40€8k€38k▲
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€41k€31k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€126k€149k▲
Equity10/15€-3k€-2k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€116€116=
Reserves not available under the articles1311€116€116=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-23k€-22k▲
Amounts payable17/49€129k€151k▲
Amounts payable within one year42/48€129k€151k▲
Financial debts43€39k€39k=
Credit institutions430/8€39k€39k=
Trade debts44€89k€107k▲
Suppliers440/4€89k€107k▲
Taxes, remuneration and social security45€469€3k▲
Taxes450/3€469€3k▲
Other amounts payable47/48€187€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€0▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-15k€6k▲
Operating profit (loss)9901€-20k€4k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-23k€2k▲
Income taxes67/77€8€0▼
Profit (loss) for the period9904€-23k€2k▲
Profit (loss) for the period to be appropriated9905€-23k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-22k▲
Profit (loss) brought forward from the previous period14P-€-23k
Transfer from equity791/2€2€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 4 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 63 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kaprijke · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kaprijkstraat 629971 KaprijkeGround area
3.9 ha
Building footprint
311 m²
Volume, LiDAR
13 m³
Parcel 43009C0583/00A000, Flanders · tallest building 1.3 m. Linked by address, not a title deed.
1 establishment unit
VEEHANDEL FREDDY POELMAN
since 20132.218.855.501
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43009C0583/00A000 | Flanders | 3.9 ha | 1 · 311 m² | 1.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKaprijke2.218.855.501
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Crisnée · Eq €20k
Of 7,636 companies in sector 01410 we hold annual accounts for 1,848. 833 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-04-2013
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
01420Raising of other cattle and buffaloes
01480Raising of other animals
01490Crop and animal production, hunting and related service activities
46110Wholesale trade
46216Wholesale of agricultural produce and animal feed, general range
46231Wholesale of live animals
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.