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vedafisc

Active
Private limited companyfounded 20197 yrs activeBeverlosesteenweg 84, 3583 Beringen, BelgiumKBO/BCE: BE 0729.758.120
Summary

vedafisc has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,851 and a net result of €57,035. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency38▼-62
Growth78▼-7
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.0 against 3.34 in 2024; short-term debt: 87% and cash: 77.4% of total assets), and 87% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
13%
Return on assets
68.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 12788 sector peers (2025).
NBB · sector comparison
Position among 12788 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-01-2026, 205 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
205 d early
2024
164 d early
2023
147 d early
2022
81 d early
2021
60 d early
2020
58 d early
2019
37 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 107 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Vedafisc was incorporated on 3 July 2019 as a Private limited company.1 Total assets rose from EUR 27,844 in 2019 to EUR 83,386 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€86,490▲ 107%
2019 · €41,750
EBIT margin
34.1%▲ 2.8pp
2019 · 31.3%
Net result
€57,035▲ 50.6%
2024 · €37,875
Working capital
€93▼ 99.7%
2024 · €36,120
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover
Operating result€27,317▼ 7.3%€35,807▲ 31.1%€34,534▼ 3.6%€48,192▲ 39.5%€72,207▲ 49.8%
Net result€20,848within the sector's middle half▼ 7.4%€27,777within the sector's middle half▲ 33.2%€27,192within the sector's middle half▼ 2.1%€37,875within the sector's middle half▲ 39.3%€57,035within the sector's middle half▲ 50.6%
EBIT margin
Equity€52,621within the sector's middle half▲ 61.5%€79,598within the sector's middle half▲ 51.3%€38,043within the sector's middle half▼ 52.2%€48,726within the sector's middle half▲ 28.1%€10,851below the sector's middle half▼ 77.7%
Total assets€65,765below the sector's middle half▲ 36.4%€92,081below the sector's middle half▲ 40.0%€59,187below the sector's middle half▼ 35.7%€64,135below the sector's middle half▲ 8.4%€83,386below the sector's middle half▲ 30.0%
Debt€13,144▼ 15.9%€12,482▼ 5.0%€21,144▲ 69.4%€15,409▼ 27.1%€72,535▲ 371%
Working capital€52,621▲ 81.0%€77,671▲ 47.6%€23,238▼ 70.1%€36,120▲ 55.4%€93▼ 99.7%
Solvency80.0%above the sector's middle half▲ 12.4pp86.4%above the sector's middle half▲ 6.4pp64.3%within the sector's middle half▼ 22.2pp76.0%within the sector's middle half▲ 11.7pp13.0%below the sector's middle half▼ 63.0pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2021: €27,317€27,317Net result 2021: €20,848€20,848Operating result 2022: €35,807€35,807Net result 2022: €27,777€27,777Operating result 2023: €34,534€34,534Net result 2023: €27,192€27,192Operating result 2024: €48,192€48,192Net result 2024: €37,875€37,875Operating result 2025: €72,207€72,207Net result 2025: €57,035€57,03520212022202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €34,534€34,500Net result 2023: €27,192€27,200Operating result 2024: €48,192€48,200Net result 2024: €37,875€37,900Operating result 2025: €72,207€72,200Net result 2025: €57,035€57,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 50% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83,386
Fixed assets €10,758 ▼ 14.7%
Current assets €72,628 ▲ 40.9%
Equity and liabilities €83,386
Equity €10,851 ▼ 77.7%
Debt €72,535 ▲ 371%
Debt's share of the balance-sheet total rises from 24.0% to 87.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€74,055▲
2024 · €50,391
Cash flow
€58,883▲
2024 · €40,074
Current ratio
1.00▼
2024 · 3.34
Debt to equity
6.68▲
2024 · 0.32
ROE
525.6%▲
2024 · 77.7%
ROA
68.4%▲
2024 · 59.1%
Interest coverage
1733.50▲
2024 · 1269.30
Debt ≤ 1 year
€72,535▲
2024 · €15,409
Income taxes
€15,129▲
2024 · €10,277
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,703 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.7% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,703 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€64,135€83,386▲
Fixed assets21/28€12,606€10,758▼
Tangible fixed assets22/27€12,606€10,758▼
Land and buildings22€12,198€10,758▼
Furniture and vehicles24€408-
Current assets29/58€51,528€72,628▲
Amounts receivable within one year40/41€13,062€6,294▼
Trade receivables40€13,062€5,923▼
Other amounts receivable41-€371
Cash at bank and in hand54/58€37,182€64,558▲
Deferred charges and accrued income490/1€1,284€1,776▲
Equity and liabilities
Total equity and liabilities10/49€64,135€83,386▲
Equity10/15€48,726€10,851▼
Contributions10/11€2,500€2,500=
Reserves13€8,351€8,351=
Distributable reserves133€8,351€8,351=
Profit (loss) carried forward14€37,875-
Amounts payable17/49€15,409€72,535▲
Amounts payable within one year42/48€15,409€72,535▲
Trade debts44€354€267▼
Suppliers440/4€354€267▼
Taxes, remuneration and social security45€9,455€9,855▲
Taxes450/3€9,455€9,855▲
Other amounts payable47/48€5,600€62,413▲
Income statement Code20242025
Non-recurring operating income76A€90-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,200€1,848▼
Other operating charges640/8€295€147▼
Gross operating margin9900€50,686€74,202▲
Operating profit (loss)9901€48,192€72,207▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€40€43▲
Recurring financial charges65€40€43▲
Profit (loss) for the period before taxes9903€48,152€72,164▲
Income taxes67/77€10,277€15,129▲
Profit (loss) for the period9904€37,875€57,035▲
Profit (loss) for the period to be appropriated9905€37,875€57,035▲
Appropriation of the result
Profit (loss) to be appropriated9906€65,067€94,910▲
Profit (loss) brought forward from the previous period14P€27,192€37,875▲
Profit to be distributed694/7€27,192€94,910▲
Return on contributions (dividend)694€27,192€94,910▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€6,394€90--
Remuneration, social security and pensions62€1,755€1,748€1,589---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,500€352€1,521€2,200€1,848▼ 16.0%
Other operating charges640/8€126€209€147€295€147▼ 50.2%
Gross operating margin9900€32,698€38,116€37,791€50,686€74,202▲ 46.4%
Operating profit (loss)9901€27,317€35,807€34,534€48,192€72,207▲ 49.8%
Financial income75/76B€1-€0-€0-
Recurring financial income75€1-€0-€0-
Financial charges65/66B€43€39€39€40€43▲ 7.6%
Recurring financial charges65€43€39€39€40€43▲ 7.6%
Profit (loss) for the period before taxes9903€27,274€35,767€34,494€48,152€72,164▲ 49.9%
Income taxes67/77€6,426€7,990€7,302€10,277€15,129▲ 47.2%
Profit (loss) for the period9904€20,848€27,777€27,192€37,875€57,035▲ 50.6%
Profit (loss) for the period to be appropriated9905€20,848€27,777€27,192€37,875€57,035▲ 50.6%
Line20212022202320242025Change
Assets
Total assets20/58€65,765€92,081€59,187€64,135€83,386▲ 30.0%
Fixed assets21/28-€1,927€14,806€12,606€10,758▼ 14.7%
Tangible fixed assets22/27-€1,927€14,806€12,606€10,758▼ 14.7%
Land and buildings22--€13,638€12,198€10,758▼ 11.8%
Furniture and vehicles24-€1,927€1,168€408--
Current assets29/58€65,765€90,153€44,381€51,528€72,628▲ 40.9%
Amounts receivable within one year40/41€11,916€11,152€12,440€13,062€6,294▼ 51.8%
Trade receivables40€11,916€10,642€11,742€13,062€5,923▼ 54.7%
Other amounts receivable41-€510€698-€371-
Cash at bank and in hand54/58€52,625€77,595€30,751€37,182€64,558▲ 73.6%
Deferred charges and accrued income490/1€1,225€1,406€1,190€1,284€1,776▲ 38.3%
Equity and liabilities
Total equity and liabilities10/49€65,765€92,081€59,187€64,135€83,386▲ 30.0%
Equity10/15€52,621€79,598€38,043€48,726€10,851▼ 77.7%
Contributions10/11€2,500€2,500€2,500€2,500€2,500=
Reserves13€50,121€77,098€8,351€8,351€8,351=
Distributable reserves133€50,121€77,098€8,351€8,351€8,351=
Profit (loss) carried forward14--€27,192€37,875--
Amounts payable17/49€13,144€12,482€21,144€15,409€72,535▲ 371%
Amounts payable within one year42/48€13,144€12,482€21,144€15,409€72,535▲ 371%
Trade debts44--€7,502€354€267▼ 24.5%
Suppliers440/4--€7,502€354€267▼ 24.5%
Taxes, remuneration and social security45€9,444€7,532€8,042€9,455€9,855▲ 4.2%
Taxes450/3€9,444€7,532€8,042€9,455€9,855▲ 4.2%
Other amounts payable47/48€3,700€4,950€5,600€5,600€62,413▲ 1,015%
Line20212022202320242025Change
Profit (loss) for the period9904€20,848€27,777€27,192€37,875€57,035▲ 50.6%
+ Depreciation and write-downs630€3,500€352€1,521€2,200€1,848▼ 16.0%
Operating cash flow (approximation)€24,348€28,129€28,713€40,074€58,883▲ 46.9%
Investment in fixed assets (approximation)---€14,399€0€0-
Change in cash-€24,971-€46,844€6,431€27,375▲ 326%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2019net €57,035 ▲50.6%
Operating result €72,207, net result €57,035, both a record.
17-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
06-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
11-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
03-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Liquidity doublescurrent ratio 2.86
Current ratio from 1.23 to 2.86; short-term debt falls from €16,993 to €15,627.
24-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,737 m²
Building footprint
582 m²
Volume, LiDAR
2,585 m³
2 parcels, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vedafisc
Halstraat 41, 3550 Heusden-ZolderLegal and accounting activities
since 20192.290.810.396
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71025A0214/00N000 Flanders 928 m² 1 · 469 m² 6.5 m · 2 fl.
71049B1359/00V000 Flanders 809 m² 1 · 113 m² 0.2 m
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2024 · 2 entries · 120 EUR awarded · 120 EUR paid
Year Entries awardedpaid
2024 1 90 EUR90 EUR
2023 1 30 EUR30 EUR
Schemes
2 entries · 120 EUR · 120 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 3,229 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0729758120
Also 9925:BE0729758120
Registered 14-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.