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VECTURA

Active
Private limited companyfounded 2021active for 5 yearsRue de l'Expansion 21, 4400 Flémalle, BelgiumKBO/BCE: BE 0765.237.948
Summary

VECTURA has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €631,178 and a net result of €191,534. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 16% of 9,810 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow ReportCompare
VECTURAActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Activity
General electrical installation work
NACE 43211Installation of industrial machinery and equipment NACE 33200
7th largest company by total assets in Flémalle, Construction sector1 site
Size
€4.3mtotal assets 2025
Staff
17 FTE
Equity
€631,178
Profit
€191,534
Turnover not published (abbreviated or micro format)Net result +1,695%: other schema
Financial health
82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Holdings
1
2025 accounts filed 12 days late1 of 4 deeds summarised
Why 82raises riskEquity €631,178 (14.6% of total assets)Founded in 2021lowers riskLiquidity: current ratio 1.00, cash €1.3mSize: 17 FTE, total assets €4.3mShow the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 39% of its sector peers (NACE 43, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 40-8
equity 14.6% of total assets
Liquidity 50-2
short-term debt 68.1% · cash 29.4%
Profitability 74+37
return on assets 4.4%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,647 companies, NACE 43, small)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%▲ +0.2 percentage points vs 04-2025 06-2025: 0.8%▲ +0.2 percentage points vs 05-2025highest value 07-2025: 0.4%▼ -0.4 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.2%▼ -0.2 percentage points vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▲ +0.2 percentage points vs 07-2026 09-2026: 0.4%▼ -0.3 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 1.0, compared with 1.2 in 2024, below 1; short-term debt: 68.1% and cash: 29.4% of total assets), and 85.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 16% on solvency, 60% on liquidity, 55% on profitability and 26% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.00, cash €1.3m
NBB · annual accounts
raises risk · Equity €631,178 (14.6% of total assets)
NBB · annual accounts
lowers risk · Size: 17 FTE, total assets €4.3m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9810 sector peers (2025).
NBB · sector comparison
Position among 9810 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
12 days late
2024
45 days early
2023
79 days early
2022
153 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 66 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 May (3 of the last 4 filed years within 73 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet €10,671 ▼97.7%

Key points

  • Positive: Result rose in 2025different schema filed ▲ 18× View
  • Caution: Among the weakest 16% on solvencysector median 44.0% · 9,810 companies 14.6% View
  • Total assets 20254 financial years filed €4.3m View

By topic

Financials

Financial year
2025
Total assets
€4.3m
Profit
€191,534
Solvency
14.6%
Total assets▲ 57.4%
Net result
20222025
Go to Financials

Timeline

Events
8
Since
2023
Next accounts
by 31-07-2027
  1. 13-05-2024Annual accounts filed
  2. 30-01-2024Permanent representatives: BIHAIN Simon, HONNAY Romain and…
  3. 31-12-2023Highest result from 2022 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General electrical installation workNACE 43211
Founded
16-03-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about VECTURA

What is the company number of VECTURA?
0765.237.948. In Belgium the VAT number is the company number with BE in front: BE 0765.237.948.
Where is VECTURA based?
The registered office is at Rue de l'Expansion 21, 4400 Flémalle.Company details
What does VECTURA do?
According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of VECTURA?
Private limited company (BV).
When was VECTURA founded?
On 16-03-2021.
Is VECTURA still active?
Yes, VECTURA is an active enterprise in the KBO register.
How many employees does VECTURA have?
On average 17 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VECTURA?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VECTURA profitable?
In financial year 2025, VECTURA made a profit of €191,534.
Where can I find the annual accounts of VECTURA?
VECTURA filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VECTURA due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to VECTURA

Subsidiaries and holdings

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check

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