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VECTURA

Active
Public limited companyfounded 1990active for 36 yearsKaaistraat 70, 8800 Roeselare, BelgiumKBO/BCE: BE 0441.057.713
Summary

The computed 12-month bankruptcy probability of VECTURA is 2.3% (moderate). The 2025 annual accounts show negative equity (-€403,907) and a net result of €30,956. Equity is shrinking by about 12% per year across the filed financial years. Its solvency ranks better than 5% of 2,296 sector peers (NACE 49, financial year 2025). The company has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Freight transport by road
NACE 49410
1 site
Size
€110,672total assets 2025
Staff
3.3 FTE
Equity
-€403,907
Profit
€30,956
Turnover not published (abbreviated format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
Parent
FIMADERO · 100%
Accounts 31 days early0 of 5 deeds read
Why 53raises riskSector: Land transport and transport via pipelines (NACE 49)Negative equity -€403,9071 of the last 3 latelowers riskFounded in 1990Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 45% of its sector peers (NACE 49, micro)
Financial strength · tick = 2024
Average
Solvency 0=
equity -365.0% of total assets
Liquidity 33-3
short-term debt 53.6% · cash 8.3%
Profitability 100+100
return on assets 28.0%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,066 companies, NACE 49, micro)
Last 24 months 11-2024: 5.8%highest value 12-2024: 5.8%● unchanged vs 11-2024highest value 01-2025: 5.8%● unchanged vs 12-2024highest value 02-2025: 5.8%● unchanged vs 01-2025highest value 03-2025: 5.8%● unchanged vs 02-2025highest value 04-2025: 5.8%● unchanged vs 03-2025highest value 05-2025: 5.8%● unchanged vs 04-2025 06-2025: 5.7%▼ -0.1 percentage points vs 05-2025 07-2025: 5.7%● unchanged vs 06-2025 08-2025: 5.7%● unchanged vs 07-2025 09-2025: 5.6%▼ -0.1 percentage points vs 08-2025 10-2025: 2.0%▼ -3.6 percentage points vs 09-2025 11-2025: 2.0%● unchanged vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 2.0%● unchanged vs 01-2026 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.0%● unchanged vs 03-2026 05-2026: 2.0%● unchanged vs 04-2026 06-2026: 1.9%▼ -0.1 percentage points vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.1 percentage points vs 07-2026 09-2026: 1.9%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 2.3%▲ +0.4 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.5, compared with 1.08 in 2024, below 1; short-term debt: 53.6% and cash: 8.3% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 5% on solvency, 30% on liquidity, 94% on profitability and 51% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
raises risk · Negative equity -€403,907
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2296 sector peers (2025).
NBB · sector comparison
Position among 2296 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-09-2025, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
7 days early
2023
49 days late
2022
5 days early
2021
3 days early
2020
26 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 26 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end12-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Back to profitnet €30,956
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€403,907 View
  • Caution: Among the weakest 5% on solvencysector median 39.4% · 2,296 companies -365.0% View
  • Positive: Back in profit in 2025after -€62,061 in 2024 €30,956 View
  • Controlled by FIMADERO 100% View

By topic

Financials

Financial year
2025
Total assets
€110,672
Profit
€30,956
Solvency
-365.0%
Turnover▲ 29.3%
Net result
20192020
Go to Financials

Timeline

Events
38
Since
1992
Next accounts
by 31-10-2026
  1. 31-03-2024Liquidity more than 20 times
  2. 19-12-2023Annual accounts filed
  3. 31-03-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Freight transport by roadNACE 49410
Founded
08-06-1990
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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