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VECTOR BROSS

Active
Private limited companyfounded 2001active for 25 yearsSluisstraat 79, 3000 Leuven, Belgium81 active companies are registered at this addressKBO/BCE: BE 0474.928.529
Summary

VECTOR BROSS has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,468 and a net result of €41,092. Equity remains stable across the filed financial years (±0.7% per year). Its solvency ranks better than 20% of 3,343 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Financials · financial year 2025, abbreviated format

Equity
€31,468
2024 · -€9,623
Total assets
€363,048▲ 14.0%
2024 · €318,602
Net result
€41,092
2024 · -€64,306
Working capital
-€15,796▲ 85.1%
2024 · -€106,142
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result returns to profit in 2025: €51,607 after a loss of €57,646 in 2024, the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€51,607 2025 Net result€41,092 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€2,550-€6,367▲ 150%€45,622▲ 617%-€4,963€25,460-€12,573-€57,646▼ 358%€51,607
Net result-€386-€1,082€31,421within the sector's middle half▲ 2,803%-€3,912below the sector's middle half€27,376within the sector's middle half-€26,189below the sector's middle half-€64,306below the sector's middle half▼ 146%€41,092within the sector's middle half
Equity€28,979-€29,249▲ 0.9%€57,408within the sector's middle half▲ 96.3%€53,496within the sector's middle half▼ 6.8%€80,872within the sector's middle half▲ 51.2%€54,683within the sector's middle half▼ 32.4%-€9,623below the sector's middle half€31,468within the sector's middle half
Total assets€140,309-€205,993▲ 46.8%€246,932within the sector's middle half▲ 19.9%€262,192within the sector's middle half▲ 6.2%€258,475within the sector's middle half▼ 1.4%€235,317within the sector's middle half▼ 9.0%€318,602above the sector's middle half▲ 35.4%€363,048within the sector's middle half▲ 14.0%
Debt€111,330-€176,744▲ 58.8%€189,524▲ 7.2%€208,696▲ 10.1%€177,603▼ 14.9%€180,634▲ 1.7%€328,225▲ 81.7%€331,580▲ 1.0%
Working capital€6,418--€5,386€14,928within the sector's middle half-€15,439below the sector's middle half€354below the sector's middle half-€41,122below the sector's middle half-€106,142below the sector's middle half▼ 158%-€15,796below the sector's middle half▲ 85.1%
Solvency20.7%-14.2%▼ 6.5pp23.2%below the sector's middle half▲ 9.0pp20.4%below the sector's middle half▼ 2.8pp31.3%below the sector's middle half▲ 10.9pp23.2%below the sector's middle half▼ 8.1pp-3.0%below the sector's middle half▼ 26.3pp8.7%below the sector's middle half▲ 11.7pp
Current ratio1.06-0.97▼ 0.091.09below the sector's middle half▲ 0.120.92below the sector's middle half▼ 0.171.00below the sector's middle half▲ 0.080.76below the sector's middle half▼ 0.240.64below the sector's middle half▼ 0.120.95below the sector's middle half▲ 0.30
Return on assets (ROA)-0.3%-0.5%▲ 0.8pp12.7%within the sector's middle half▲ 12.2pp-1.5%below the sector's middle half▼ 14.2pp10.6%within the sector's middle half▲ 12.1pp-11.1%below the sector's middle half▼ 21.7pp-20.2%below the sector's middle half▼ 9.1pp11.3%within the sector's middle half▲ 31.5pp
Staff (FTE)3.3-4.8▲ 45.5%5.2above the sector's middle half▲ 8.3%6.8▲ 30.8%7.2▲ 5.9%7.7▲ 6.9%9.1▲ 18.2%6.3within the sector's middle half▼ 30.8%
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €363,048
Fixed assets €83,144 ▼ 35.2%
Current assets €279,904 ▲ 47.1%
Equity and liabilities €363,048
Equity €31,468
Debt €331,580
Debt finances 91.3% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€81,972▲
2024 · -€29,402
Cash flow
€71,457▲
2024 · -€36,061
Debt to equity
10.54
ROE
130.6%
Interest coverage
10.20▲
2024 · -3.70
Debt ≤ 1 year
€295,700▼
2024 · €296,401
Income taxes
€2,499▲
2024 · €641
Staff costs
€453,353▼
2024 · €568,579
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 931 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 93.0% are still going.

  • Micro
  • 20 years or older
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.9% went bankrupt
4.6% stopped otherwise
93.0% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 931 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€318,602€363,048▲
Fixed assets21/28€128,343€83,144▼
Intangible fixed assets21€122,050€73,805▼
Tangible fixed assets22/27€1,235€4,281▲
Furniture and vehicles24€1,235€4,281▲
Financial fixed assets28€5,058€5,058=
Current assets29/58€190,259€279,904▲
Amounts receivable within one year40/41€70,551€151,311▲
Trade receivables40€55,309€131,375▲
Other amounts receivable41€15,243€19,936▲
Current investments50/53€0€75,007▲
Cash at bank and in hand54/58€92,691€48,891▼
Deferred charges and accrued income490/1€27,016€4,696▼
Equity and liabilities
Total equity and liabilities10/49€318,602€363,048▲
Equity10/15-€9,623€31,468▲
Contributions10/11€6,300€6,300=
Reserves13€74,540€74,540=
Distributable reserves133€74,540€74,540=
Profit (loss) carried forward14-€90,463-€49,372▲
Amounts payable17/49€328,225€331,580▲
Amounts payable within one year42/48€296,401€295,700▼
Current portion of amounts payable after more than one year42€78,837€55,933▼
Financial debts43€7,782€7,055▼
Credit institutions430/8€7,782€7,055▼
Trade debts44€49,509€100,228▲
Suppliers440/4€49,509€100,228▲
Taxes, remuneration and social security45€159,871€107,284▼
Taxes450/3€37,500€29,127▼
Remuneration and social security454/9€122,371€78,157▼
Other amounts payable47/48€402€25,199▲
Accrued charges and deferred income492/3€31,824€35,880▲
Income statement Code20242025
Remuneration, social security and pensions62€568,579€453,353▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,245€30,365▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€769▲
Other operating charges640/8€4,757€1,602▼
Non-recurring operating charges66A-€25,889
Gross operating margin9900€543,934€563,585▲
Operating profit (loss)9901-€57,646€51,607▲
Financial income75/76B€1,925€22▼
Recurring financial income75€1,925€22▼
Financial charges65/66B€7,944€8,039▲
Recurring financial charges65€7,944€8,039▲
Profit (loss) for the period before taxes9903-€63,665€43,590▲
Income taxes67/77€641€2,499▲
Profit (loss) for the period9904-€64,306€41,092▲
Profit (loss) for the period to be appropriated9905-€64,306€41,092▲
Appropriation of the result
Profit (loss) to be appropriated9906-€90,463-€49,372▲
Profit (loss) brought forward from the previous period14P-€26,157-€90,463▼

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Non-recurring operating income76A----€9,641----
Remuneration, social security and pensions62---€363,421€410,651€445,462€568,579€453,353▼ 20.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,633€13,002€13,612€16,554€18,441€22,960€28,245€30,365▲ 7.5%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€868-€588€0€769-
Other operating charges640/8---€405€591€568€4,757€1,602▼ 66.3%
Non-recurring operating charges66A---€266€256--€25,889-
Gross operating margin9900€140,882€269,743€303,850€376,550€455,399€457,005€543,934€563,585▲ 3.6%
Operating profit (loss)9901€2,550€6,367€45,622-€4,963€25,460-€12,573-€57,646€51,607-
Financial income75/76B---€77€15,729€583€1,925€22▼ 98.8%
Recurring financial income75€217€255€192€77€15,729€583€1,925€22▼ 98.8%
Financial charges65/66B---€967€7,195€6,760€7,944€8,039▲ 1.2%
Recurring financial charges65€2,229€1,903€837€967€7,195€6,760€7,944€8,039▲ 1.2%
Profit (loss) for the period before taxes9903€537€4,719€44,977-€5,853€33,994-€18,749-€63,665€43,590-
Income taxes67/77€923€3,637€13,555-€1,941€6,617€7,440€641€2,499▲ 290%
Profit (loss) for the period9904-€386€1,082€31,421-€3,912€27,376-€26,189-€64,306€41,092-
Profit (loss) for the period to be appropriated9905-€386€1,082€31,559-€3,912€27,376-€26,189-€64,306€41,092-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€140,309€205,993€246,932€262,192€258,475€235,317€318,602€363,048▲ 14.0%
Fixed assets21/28€27,208€53,493€65,307€80,807€88,262€105,988€128,343€83,144▼ 35.2%
Intangible fixed assets21€10,836€33,402€45,968€59,534€77,500€97,975€122,050€73,805▼ 39.5%
Tangible fixed assets22/27€9,096€11,056€10,304€12,238€5,704€2,955€1,235€4,281▲ 247%
Furniture and vehicles24---€12,238€5,704€2,955€1,235€4,281▲ 247%
Financial fixed assets28€7,277€9,035€9,035€9,035€5,058€5,058€5,058€5,058=
Current assets29/58€113,100€152,500€181,625€181,385€170,214€129,329€190,259€279,904▲ 47.1%
Stocks and contracts in progress3€1,250€2,738-------
Amounts receivable within one year40/41€79,663€122,803€129,334€102,603€124,317€48,188€70,551€151,311▲ 114%
Trade receivables40---€89,673€123,964€38,185€55,309€131,375▲ 138%
Other amounts receivable41---€12,930€353€10,004€15,243€19,936▲ 30.8%
Current investments50/53--€15,000€12,500€18,971€34,486€0€75,007-
Cash at bank and in hand54/58€30,910€21,796€32,806€58,297€25,706€36,786€92,691€48,891▼ 47.3%
Deferred charges and accrued income490/1---€7,986€1,219€9,869€27,016€4,696▼ 82.6%
Equity and liabilities
Total equity and liabilities10/49€140,309€205,993€246,932€262,192€258,475€235,317€318,602€363,048▲ 14.0%
Equity10/15€28,979€29,249€57,408€53,496€80,872€54,683-€9,623€31,468-
Contributions10/11€6,300€6,300-€6,300€6,300€6,300€6,300€6,300=
Reserves13€22,678€22,678€51,040€51,040€74,540€74,540€74,540€74,540=
Non-distributable reserves130/1---€1,860€1,860----
Reserves not available under the articles1311---€1,860€1,860----
Distributable reserves133---€49,180€72,680€74,540€74,540€74,540=
Profit (loss) carried forward14€1€271€68-€3,844€32-€26,157-€90,463-€49,372▲ 45.4%
Amounts payable17/49€111,330€176,744€189,524€208,696€177,603€180,634€328,225€331,580▲ 1.0%
Amounts payable after more than one year17€4,648€11,358-------
Amounts payable within one year42/48€106,682€157,886€166,697€196,824€169,860€170,450€296,401€295,700▼ 0.2%
Current portion of amounts payable after more than one year42---€21,429€18,808€23,822€78,837€55,933▼ 29.1%
Financial debts43---€9,405€9,225€4,473€7,782€7,055▼ 9.3%
Credit institutions430/8---€9,405€9,225€4,473€7,782€7,055▼ 9.3%
Trade debts44€50,046€81,379€89,755€110,867€54,952€61,381€49,509€100,228▲ 102%
Suppliers440/4---€110,867€54,952€61,381€49,509€100,228▲ 102%
Taxes, remuneration and social security45---€54,530€86,378€79,917€159,871€107,284▼ 32.9%
Taxes450/3---€17,003€39,459€30,587€37,500€29,127▼ 22.3%
Remuneration and social security454/9---€37,526€46,918€49,330€122,371€78,157▼ 36.1%
Other amounts payable47/48---€593€496€857€402€25,199▲ 6,173%
Accrued charges and deferred income492/3---€11,872€7,744€10,184€31,824€35,880▲ 12.7%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€386€1,082€31,421-€3,912€27,376-€26,189-€64,306€41,092-
+ Depreciation and write-downs630€8,633€13,002€13,612€16,554€18,441€22,960€28,245€30,365▲ 7.5%
Operating cash flow (approximation)€8,247€14,085€45,033€12,642€45,817-€3,229-€36,061€71,457-
Investment in fixed assets (approximation)--€39,287-€25,425-€32,054-€25,896-€40,686-€50,600€14,833-
Change in cash--€9,114€11,010€25,491-€32,591€11,080€55,905-€43,801-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 24 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 abbreviated format 02-04-2026 2026-00070794
31-12-2024 micro format 24-07-2025 2025-00301965
31-12-2023 micro format 27-09-2024 2024-00475459
31-12-2022 micro format 06-10-2023 2023-00474324
31-12-2021 micro format 11-07-2022 2022-20194807
31-12-2020 micro format 29-07-2021 2021-43200112
31-12-2019 micro format 11-05-2020 2020-11900028
31-12-2018 abbreviated format 06-06-2019 2019-16400096
31-12-2017 abbreviated format 04-06-2018 2018-15700281
31-12-2016 abbreviated format 30-05-2017 2017-13600157

Show all 24 filings

Similar companies · same sector, comparable size

Of the 16,956 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,928. 6,507 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2022 to 2025 · 6 entries · €18,997 awarded · €18,997 paid
Year Entries AwardedPaid
2025 2 €624€624
2024 1 €1,872€1,872
2023 2 €4,311€4,311
2022 1 €12,190€12,190
Schemes
4 entries · €18,560 · €18,560 paid · Departement Werk en Sociale Economie
2 entries · €437 · €437 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.