Vector
ActiveSummary
The computed 12-month bankruptcy probability of Vector is 1.7% (moderate). The 2025 annual accounts show equity of €40,249 and a net result of €39,249. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency97
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 3.42; short-term debt: 28.4% and cash: 77.2% of total assets), and 28.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.6%
Return on assets
69.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
17 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€40,249
Total assets
€56,197
Net result
€39,249
Working capital
€38,572
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €56,197
Fixed assets
€1,678
Current assets
€54,520
Equity and liabilities €56,197
Equity
€40,249
Debt
€15,948
Debt finances 28.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€56,054
Cash flow
€41,170
Current ratio
3.42
Debt to equity
0.40
ROE
97.5%
ROA
69.8%
Interest coverage
1360.20
Debt ≤ 1 year
€15,948
Income taxes
€14,872
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,921 |
| Gross operating margin9900 | €56,054 |
| Operating profit (loss)9901 | €54,133 |
| Financial income75/76B | €29 |
| Recurring financial income75 | €29 |
| Financial charges65/66B | €41 |
| Recurring financial charges65 | €41 |
| Profit (loss) for the period before taxes9903 | €54,121 |
| Income taxes67/77 | €14,872 |
| Profit (loss) for the period9904 | €39,249 |
| Profit (loss) for the period to be appropriated9905 | €39,249 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €56,197 | |
| Fixed assets21/28 | €1,678 | |
| Tangible fixed assets22/27 | €1,678 | |
| Furniture and vehicles24 | €1,678 | |
| Current assets29/58 | €54,520 | |
| Amounts receivable within one year40/41 | €11,116 | |
| Trade receivables40 | €9,380 | |
| Other amounts receivable41 | €1,736 | |
| Cash at bank and in hand54/58 | €43,404 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €56,197 | |
| Equity10/15 | €40,249 | |
| Contributions10/11 | €1,000 | |
| Reserves13 | €39,249 | |
| Distributable reserves133 | €39,249 | |
| Amounts payable17/49 | €15,948 | |
| Amounts payable within one year42/48 | €15,948 | |
| Trade debts44 | €761 | |
| Suppliers440/4 | €761 | |
| Taxes, remuneration and social security45 | €15,188 | |
| Taxes450/3 | €15,188 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €39,249 |
| + Depreciation and write-downs630 | €1,921 |
| Operating cash flow (approximation) | €41,170 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2025
Ground area
263 m²
Building footprint
71 m²
Volume, LiDAR
391 m³
Parcel 44412C0277/00M004, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vector
since 20252.374.583.160
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44412C0277/00M004 | Flanders | 263 m² | 1 · 71 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 321 EUR awarded · 321 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 321 EUR | 321 EUR |
Identification & contact
Identification
Legal formPrivate limited company
Founded10-06-2025
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.