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Vectis Partners

Active
Private limited companyfounded 201412 yrs activeStratem 11, 9880 Aalter, BelgiumKBO/BCE: BE 0548.714.548

Vectis Partners has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €629k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 9% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
63 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency25▼-75
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.2%
Return on assets
91.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 8657 sector peers (2025).
NBB · sector comparison
Position among 8657 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-03-2026, 135 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
135 d early
2024
98 d early
2023
88 d early
2022
48 d early
2021
132 d early
2020
173 d early
2019
32 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1k▼ 99.8%
2024 · €733k
2018: €717k 2019: €720k 2020: €151k 2021: €130k 2022: €817k 2023: €706k 2024: €733k
2018 → 2025
Total assets
€685k▼ 10.1%
2024 · €762k
2018: €1.05M 2019: €1.49M 2020: €1.09M 2021: €1.13M 2022: €948k 2023: €832k 2024: €762k
2018 → 2025
Net result
€629k▼ 0.9%
2024 · €635k
2018: €489k 2019: €254k 2020: €231k 2021: €890k 2022: €702k 2023: €596k 2024: €635k
2018 → 2025
Working capital
€-416k
2024 · €262k
2018: €131k 2019: €67k 2020: €-409k 2021: €-382k 2022: €292k 2023: €185k 2024: €262k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€130k-€817k▲ 530%€706k▼ 13.6%€733k▲ 3.9%€1k▼ 99.8%
Operating result€1.16M-€957k▼ 17.4%€804k▼ 16.0%€863k▲ 7.3%€845k▼ 2.0%
Net result€890k-€702k▼ 21.1%€596k▼ 15.1%€635k▲ 6.4%€629k▼ 0.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€500k€1.00MOperating result 2021: €1.16M€1.16MNet result 2021: €890k€890kOperating result 2022: €957k€957kNet result 2022: €702k€702kOperating result 2023: €804k€804kNet result 2023: €596k€596kOperating result 2024: €863k€863kNet result 2024: €635k€635kOperating result 2025: €845k€845kNet result 2025: €629k€629k20212022202320242025
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €685k
Fixed assets €417k▼ 11.5%
Current assets €268k▼ 7.8%
Equity and liabilities €685k
Equity €1k▼ 99.8%
Debt €684k▲ 2,291%
The debt ratio rises from 3.8% to 99.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€909k
2024 · €938k
Cash flow
€692k
2024 · €711k
Solvency
0.2%
2024 · 96.2%
Current ratio
0.39
2024 · 10.16
Quick ratio
0.39
2024 · 10.16
ROA
91.8%
2024 · 83.3%
Interest coverage
258.60
2024 · 273.61
Debt
€684k
2024 · €29k
Debt ≤ 1 year
€684k
2024 · €29k
Income taxes
€213k
2024 · €225k
Staff costs
€82k
2024 · €122k
A ratio outside any meaningful range has been withheld (balance sheet total €685k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€762k€685k
Fixed assets21/28€471k€417k
Tangible fixed assets22/27€372k€308k
Land and buildings22€298k€257k
Plant, machinery and equipment23-€2k
Furniture and vehicles24€73k€50k
Financial fixed assets28€100k€109k
Current assets29/58€291k€268k
Amounts receivable within one year40/41€60k€178k
Trade receivables40€53k€43k
Other amounts receivable41€7k€135k
Cash at bank and in hand54/58€206k€80k
Deferred charges and accrued income490/1€24k€10k
Equity and liabilities
Total equity and liabilities10/49€762k€685k
Equity10/15€733k€1k
Contributions10/11€20k€665
Reserves13€713k€440
Distributable reserves133€713k€440
Amounts payable17/49€29k€684k
Amounts payable within one year42/48€29k€684k
Trade debts44€12k€34k
Suppliers440/4€12k€34k
Taxes, remuneration and social security45€10k€21k
Taxes450/3€6k€10k
Remuneration and social security454/9€4k€10k
Other amounts payable47/48€7k€629k
Income statement Code20242025
Non-recurring operating income76A-€10k
Remuneration, social security and pensions62€122k€82k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76k€63k
Other operating charges640/8€2k€2k
Gross operating margin9900€1.06M€993k
Operating profit (loss)9901€863k€845k
Financial income75/76B€220€268
Recurring financial income75€220€268
Financial charges65/66B€3k€4k
Recurring financial charges65€3k€4k
Profit (loss) for the period before taxes9903€859k€842k
Income taxes67/77€225k€213k
Profit (loss) for the period9904€635k€629k
Profit (loss) for the period to be appropriated9905€635k€629k
Appropriation of the result
Profit (loss) to be appropriated9906€635k€629k
Transfer from equity791/2€600k€713k
Transfer to equity691/2€628k€11
To other reserves6921€628k€11
Profit to be distributed694/7€607k€1.34M
Return on contributions (dividend)694€600k€1.34M
Employees696€7k-
Social balance
Average headcount (FTE)90871.61.3

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Liquidity quadruplescurrent ratio 10.16
Current ratio from 2.47 to 10.16; short-term debt falls from €126k to €29k.
04-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Liquidity times 5current ratio 3.21
Current ratio from 0.62 to 3.21; short-term debt falls from €1.00M to €132k.
31-12
Financial Equity above €500kEq €817k ▲530%
5 profitable years in a row build equity to €817k.
21-03
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2018net €890k ▲285%
Operating result €1.16M, net result €890k, both a record.
08-02
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet €231k ▼8.9%
Net result drops to €231k, the lowest in the series; recovery starts the following year.
29-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-02
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stratem 119880 Aalter
Ground area
298 m²
Building footprint
327 m²
Volume, LiDAR
1,913 m³
Parcel 44503H0765/00V000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VECTIS PARTNERS
Stratem 11, 9880 AalterFinancial service activities, except insurance and pension funding
since 20142.229.075.242
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44503H0765/00V000 Flanders 298 m² 1 · 327 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 5,267 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-03-2014
Fiscal year end31-12
Activities, NACEBEL
64999Other financial services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.