VECTIS
ActiveVECTIS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €-14k. Equity is shrinking by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 55% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
22
/ 100
Critical▼ -38 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency66▼-34
Growth22=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.28 against 5.02 in 2024), and 35.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.2%
Return on assets
-14.1%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€14k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
34 d early
2023
29 d early
2022
7 d early
2021
5 d early
2020
24 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€4k▼ 24.5%
2019 · €5k
2018: €18k
2019: €5k
2018 → 2020
EBIT margin
-184.2%▼ 37.4pp
2019 · -146.7%
2018: -30.3%
2019: -146.7%
2018 → 2020
Net result
€-14k▼ 73.5%
2024 · €-8k
2018: €272
2019: €-2k
2020: €-7k
2021: €-8k
2022: €-4k
2023: €-12k
2024: €-8k
2018 → 2025
Working capital
€-25k
2024 · €23k
2018: €77k
2019: €80k
2020: €78k
2021: €72k
2022: €65k
2023: €49k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€99k-€95k▼ 4.2%€83k▼ 12.5%€75k▼ 9.4%€62k▼ 18.0%
Operating result€-8k-€-3k▲ 61.1%€-11k▼ 226%€-8k▲ 29.0%€-13k▼ 69.9%
Net result€-8k-€-4k▲ 50.4%€-12k▼ 184%€-8k▲ 33.9%€-14k▼ 73.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €8k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€86k▲ 65.6%
Current assets
€10k▼ 66.7%
Equity and liabilities €96k
Equity
€62k▼ 18.0%
Debt
€34k▲ 500%
The debt ratio rises from 7.1% to 35.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-3k▼
2024 · €-2k
Cash flow
€-4k▼
2024 · €-2k
Solvency
64.2%▼
2024 · 92.9%
Current ratio
0.28▼
2024 · 5.02
Quick ratio
0.28▼
2024 · 5.02
Debt / equity
0.56▲
2024 · 0.08
ROE
-22.0%▼
2024 · -10.4%
ROA
-14.1%▼
2024 · -9.7%
Interest coverage
-7.34▼
2024 · -6.60
Debt
€34k▲
2024 · €6k
Debt ≤ 1 year
€34k▲
2024 · €6k
Income taxes
€339
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€96k▲
Fixed assets21/28€52k€86k▲
Tangible fixed assets22/27€52k€86k▲
Land and buildings22€19k€18k▼
Plant, machinery and equipment23€33k€65k▲
Furniture and vehicles24€0€3k▲
Financial fixed assets28€198€198=
Current assets29/58€29k€10k▼
Amounts receivable within one year40/41€18k€6k▼
Trade receivables40€18k€25▼
Other amounts receivable41€347€6k▲
Cash at bank and in hand54/58€10k€3k▼
Deferred charges and accrued income490/1€714€95▼
Equity and liabilities
Total equity and liabilities10/49€81k€96k▲
Equity10/15€75k€62k▼
Contributions10/11€6k€6k=
Reserves13€7k€7k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€5k€5k=
Profit (loss) carried forward14€62k€49k▼
Amounts payable17/49€6k€34k▲
Amounts payable within one year42/48€6k€34k▲
Trade debts44€171-
Suppliers440/4€171-
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€6k€34k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k▲
Other operating charges640/8€899€925▲
Gross operating margin9900€-912€-2k▼
Operating profit (loss)9901€-8k€-13k▼
Financial charges65/66B€274€411▲
Recurring financial charges65€274€411▲
Profit (loss) for the period before taxes9903€-8k€-13k▼
Income taxes67/77-€339
Profit (loss) for the period9904€-8k€-14k▼
Profit (loss) for the period to be appropriated9905€-8k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€49k▼
Profit (loss) brought forward from the previous period14P€70k€62k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
2016
02-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
JENNOTTE Alain Joseph Henri Ghislain
CurrentDirector · since 28-12-2023
28-12-2023
Resigned as Director
28-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Blégny · 2 establishment units since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Haisse 134670 BlégnyGround area
873 m²
Building footprint
209 m²
Volume, LiDAR
2,287 m³
2 parcels, Wallonia · tallest building 17.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
MORTIER
since 19962.079.599.727
Rue de la Loi 24, 4020 Liège
since 20262.391.839.955
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62074A0371/00D000 | Wallonia | 601 m² | 1 · 148 m² | 12.3 m · 4 fl. |
| 62808A0979/00R009 | Wallonia | 273 m² | 1 · 61 m² | 17.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Meliora- IT Consulting
BE 1012.469.469
Westerlo · Eq €62k
ITSO
BE 1019.286.589
Antwerpen · Eq €62k
SWAN-C
BE 0644.495.615
Londerzeel · Eq €62k
FINCORE
BE 0654.885.996
Fosses-la-Ville · Eq €62k
L-IT Projects
BE 0793.357.060
Gent · Eq €62k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-1996
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.