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VECTELOS

Active
Private limited companyfounded 20251 yr activeRoute de Givet 29, 4560 Clavier, BelgiumKBO/BCE: BE 1028.137.246
Summary

VECTELOS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,540 and a net result of €1,540. Its solvency ranks better than 23% of 10442 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Engineering and related technical consultancy, excluding land surveyors
NACE 71121
1 site
Size
€16,123total assets 2025
Equity
€3,540
Profit
€1,540
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 23 d early0 of 1 deed read
Why 92- Founded in 2025+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Liquidity: current ratio 1.00, cash €12,612+ Size: total assets €16,123Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 39% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 47
equity 22.0% of total assets
Liquidity 57
short-term debt 78.0% · cash 78.2%
Profitability 81
return on assets 9.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,633 companies)
  • Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
  • Liquidity: current ratio 1.00, cash €12,612 lowers the probability
  • Founded in 2025 raises the probability for this profile
  • Size: total assets €16,123 lowers the probability for this profile
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 24%, liquidity 43%, profitability 50%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Architectural and engineering activities; technical testing and analysis (NACE 71)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.00, cash €12,612
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Size: total assets €16,123
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 10442 sector peers (2025).
NBB · sector comparison
Position among 10442 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
23 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Caution: Among the weakest 12% on equitysector median €65,364 · 10,446 companies €3,540 View
  • Founded 12 months agofounded 25-09-2025 12 mo View
  • Total assets 2025first fiscal year filed €16,123 View

By topic

Financials

Fiscal year
2025
Total assets
€16,123
Profit
€1,540
Solvency
22.0%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Engineering and related technical consultancy, excluding land surveyorsNACE 71121
Founded
25-09-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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