VECO
ActiveVECO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €236k and a net result of €53k. Equity is growing by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+8
Solvency100▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 6.96 against 3.66 in 2024; short-term debt: 13.9% and cash: 33.6% of total assets), and 16.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.6%
Return on assets
18.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
29 d early
2023
8 d early
2022
23 d late
2021
30 d early
2020
29 d early
2019
62 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€236k▲ 17.1%
2024 · €201k
2018: €49k
2019: €51k
2020: €81k
2021: €92k
2022: €129k
2023: €165k
2024: €201k
2018 → 2025
Total assets
€282k▼ 3.6%
2024 · €292k
2018: €209k
2019: €139k
2020: €158k
2021: €176k
2022: €229k
2023: €267k
2024: €292k
2018 → 2025
Net result
€53k▲ 46.6%
2024 · €36k
2018: €-22k
2019: €2k
2020: €30k
2021: €19k
2022: €37k
2023: €36k
2024: €36k
2018 → 2025
Working capital
€233k▲ 17.4%
2024 · €199k
2018: €-48k
2019: €62k
2020: €81k
2021: €89k
2022: €127k
2023: €161k
2024: €199k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€129k▲ 39.9%€165k▲ 28.2%€201k▲ 22.1%€236k▲ 17.1%
Operating result€34k-€59k▲ 76.1%€57k▼ 3.2%€60k▲ 4.3%€84k▲ 39.9%
Net result€19k-€37k▲ 92.0%€36k▼ 1.2%€36k▲ 0.6%€53k▲ 46.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 40% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €282k
Fixed assets
€10k▼ 49.2%
Current assets
€272k▼ 0.4%
Equity and liabilities €282k
Equity
€236k▲ 17.1%
Debt
€46k▼ 49.2%
The debt ratio falls from 31.1% to 16.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€93k▲
2024 · €70k
Cash flow
€63k▲
2024 · €47k
Solvency
83.6%▲
2024 · 68.9%
Current ratio
6.96▲
2024 · 3.66
Quick ratio
6.96▲
2024 · 3.66
Debt / equity
0.20▼
2024 · 0.45
ROE
22.7%▲
2024 · 18.1%
ROA
18.9%▲
2024 · 12.5%
Interest coverage
24.70▲
2024 · 14.02
Debt
€46k▼
2024 · €91k
Debt ≤ 1 year
€39k▼
2024 · €75k
Debt > 1 year
€7k▼
2024 · €16k
Income taxes
€27k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€292k€282k▼
Fixed assets21/28€19k€10k▼
Tangible fixed assets22/27€19k€10k▼
Land and buildings22€15k€8k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€100-
Current assets29/58€274k€272k▼
Amounts receivable after more than one year29€100k€100k=
Other amounts receivable291€100k€100k=
Amounts receivable within one year40/41€149k€77k▼
Trade receivables40€21k€2k▼
Other amounts receivable41€128k€75k▼
Cash at bank and in hand54/58€23k€95k▲
Deferred charges and accrued income490/1€2k€313▼
Equity and liabilities
Total equity and liabilities10/49€292k€282k▼
Equity10/15€201k€236k▲
Contributions10/11€19k€19k=
Reserves13€205k€239k▲
Distributable reserves133€205k€239k▲
Profit (loss) carried forward14€-22k€-21k▲
Amounts payable17/49€91k€46k▼
Amounts payable after more than one year17€16k€7k▼
Financial debts170/4€16k€7k▼
Amounts payable within one year42/48€75k€39k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€12k€5k▼
Suppliers440/4€12k€5k▼
Taxes, remuneration and social security45€54k€25k▼
Taxes450/3€54k€25k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€72k€95k▲
Operating profit (loss)9901€60k€84k▲
Financial income75/76B€15€172▲
Recurring financial income75€15€172▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€55k€80k▲
Income taxes67/77€18k€27k▲
Profit (loss) for the period9904€36k€53k▲
Profit (loss) for the period to be appropriated9905€36k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€32k▲
Profit (loss) brought forward from the previous period14P€-22k€-22k▲
Transfer from equity791/2-€19k
Transfer to equity691/2€36k€53k▲
To other reserves6921€36k€53k▲
Profit to be distributed694/7-€19k
Return on contributions (dividend)694-€19k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €53k ▲46.6%
Operating result €84k, net result €53k, both a record.
04-09
State Gazette act
Board meeting · Power of attorney
Permanent representative
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €201k ▲22.1%
6 profitable years in a row build equity to €201k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €165k ▲28.2%
5 profitable years in a row build equity to €165k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Equity above €100kEq €129k ▲39.9%
4 profitable years in a row build equity to €129k.
12-12
State Gazette act
Board meeting · Power of attorney
Permanent representative
12-12
State Gazette act
Board meeting · Power of attorney
Permanent representative
12-12
State Gazette act
Board meeting · Power of attorney
Permanent representative · Representation rule
12-12
State Gazette act
Board meeting · Power of attorney
Permanent representative · Signing condition
12-12
State Gazette act
Board meeting · Power of attorney
Permanent representative
12-12
State Gazette act
Board meeting · Power of attorney
Permanent representative
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 62 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 2.96
Current ratio from 0.50 to 2.96; short-term debt falls from €96k to €32k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Boudewijnstraat 473920 LommelGround area
989 m²
Building footprint
199 m²
Volume, LiDAR
735 m³
Parcel 72342A0569/00K000, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Koning Boudewijnstraat 47, 3920 Lommel
since 20012.100.015.554
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72342A0569/00K000 | Flanders | 989 m² | 1 · 199 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 39,158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2000
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.