VECET

Active

Private limited companyfounded 20241 yr activeChemin de Richelle(VIS) 19, 4600 Visé, BelgiumKBO/BCE: BE 1018.013.119

VECET has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €62k. Its solvency ranks better than 15% of 16391 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

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Checked score

Score 2025

43 / 100

Weak

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency8

Growth-

Stability67

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days only on tighter terms

Liquidity short (current ratio 0.27), and 87.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 86

Relative position

BE, all sectors

reference

Sector 86

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

12.3%

Return on assets

11.2%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 16391 sector peers (2025).

NBB · sector comparison

Position among 16391 sector peers

Solvency

better than 15%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

7 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€68k

Total assets

€555k

Net result

€62k

Working capital

€-283k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €550k

80.5%

19.5%

Fixed assets €443k

Current assets €107k

Equity and liabilities €555k

12.3%

87.7%

Equity €68k

Debt €487k

Debt finances 87.7% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€155k

Cash flow

€136k

Solvency

12.3%

Current ratio

0.27

Quick ratio

0.27

Debt / equity

7.14

ROE

91.2%

ROA

11.2%

Interest coverage

52.42

Debt

€487k

Debt ≤ 1 year

€391k

Debt > 1 year

€93k

Income taxes

€16k

Staff costs

€0

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€555k

Formation expenses20€5k

Fixed assets21/28€443k

Intangible fixed assets21€227k

Tangible fixed assets22/27€216k

Plant, machinery and equipment23€81k

Furniture and vehicles24€122k

Other tangible fixed assets26€13k

Current assets29/58€107k

Amounts receivable within one year40/41€0

Trade receivables40€0

Cash at bank and in hand54/58€87k

Deferred charges and accrued income490/1€20k

Equity and liabilities

Total equity and liabilities10/49€555k

Equity10/15€68k

Contributions10/11€6k

Profit (loss) carried forward14€62k

Amounts payable17/49€487k

Amounts payable after more than one year17€93k

Financial debts170/4€93k

Amounts payable within one year42/48€391k

Current portion of amounts payable after more than one year42€26k

Trade debts44€16k

Suppliers440/4€16k

Taxes, remuneration and social security45€21k

Taxes450/3€21k

Other amounts payable47/48€328k

Accrued charges and deferred income492/3€3k

Income statement Code2025

Remuneration, social security and pensions62€0

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k

Other operating charges640/8€799

Gross operating margin9900€156k

Operating profit (loss)9901€81k

Financial charges65/66B€3k

Recurring financial charges65€3k

Profit (loss) for the period before taxes9903€78k

Income taxes67/77€16k

Profit (loss) for the period9904€62k

Profit (loss) for the period to be appropriated9905€62k

Appropriation of the result

Profit (loss) to be appropriated9906€62k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

24-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Visé · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chemin de Richelle(VIS) 194600 Visé

Ground area

9,179 m²

Building footprint

162 m²

Volume, LiDAR

1,437 m³

Parcel 62108C0843/00A000, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

VECET

Chemin de Richelle(VIS) 19, 4600 ViséSpecialist medical practice

since 20242.369.280.230

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62108C0843/00A000	Wallonia	9,179 m²	1 · 162 m²	10.7 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Dienst voor Stemtraining

Of 16,602 companies in sector 86220 we hold annual accounts for 7,960. 5,645 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded27-12-2024

Fiscal year end31-12

Activities, NACEBEL

86220Specialist medical practice

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.