Losses
-€10,246 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
VEC
Overview
Lifetime
3 annual accounts with figures on one time axispeak €23,689 (2023)
-€3,990▼ €9,975
lowest -€9,829 (2025)
-€9,829▼ €9,412
peak €18,049 (2023)
€7,804▼ 55.7%
€7,353▼ 44.4%
Board1 name since 2023
1 director
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Gross margin from €5,985 to -€3,990Loss of €9,829Equity from €17,632 to €7,804Debts from €13,216 to €7,353Cash from €7,768 to €88
Key points
from the 2025 annual accountsLiquidity
0.49 was 1.10 in 2024
Short-term debts fell from €13,216 to €7,353.
Filings
3 annual accounts 2 late
The 2024 accounts came latest: 29 days after the end of the period.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,224 companies had the same profile as VEC has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,224 companies, not a prediction for VEC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0795533028
Incorporation
Founding capital of €4,000, 40 shares · Founder: · Appointment: (director) · published on 02-01-2023 · Gazette deed
First establishment
Nieuwstraat 3, Lo-Reninge
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VEC Lo-Reninge | €15,157 | -€3,990 | 51.5% | - |
| Fidan B Antwerp | €14,576 | -€1,072 | 94.4% | - |
| Panda International Belgium Brussels | €17,295 | -€17,526 | -55.4% | - |
| EB Pharma Developments Alken | €16,951 | -€1,127 | 31.3% | - |
| KJV Consult Lubbeek | €10,668 | -€39,365 | -707.9% | - |
| P-QUID Floreffe | €12,492 | -€742 | 92.3% | - |
| Fego Consulting Evergem | €16,536 | €1,218 | 21.4% | - |
These companies have the same main activity as VEC: other professional, scientific and technical activities (NACE 74999). They are comparable in size and age: total assets between €10,700 and €17,300, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 29-12-2022Normal situation
- Activity
- Other professional, scientific and technical activitiesNACE 74999and 1 other
- Establishment unit
- 2.340.263.1748647 Lo-Reninge, since 29-12-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 14-11-2025
Annual accounts 2025
- -€3,990
- €9,829▲ 24×
- €7,804▼ 55.7%
- €15,157▼ 50.9%
- Filing
- Filed on 24-08-2026
Insights on VEC
VEC files the micro format. That format states no turnover. The gross margin fell from €23,689 in 2023 to -€3,990 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-08-2026, 24 days late-€3,990
▼ €9,975
-€9,476
▼ €9,997
-€9,829
▼ €9,412
-€3,723
▼ €5,080
51.5%
▼ 5.7 percentage points
0.49
▼ 0.61
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €15,157 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
51.5%
Higher than 52% of 4,561 companies in 2025.
0.49
Higher than 11% of 4,377 companies in 2025.
-64.8%
Lower than 95% of 4,412 companies in 2025.
VEC
Middle half of the sector
80% of the sector
Micro accounts in other professional activities (NACE 74)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
15,157 | 30,849 | 32,524 | |
21/28 |
11,527 | 16,276 | 21,025 | |
22/27 |
11,527 | 16,276 | 21,025 | |
24 |
11,527 | 16,276 | 21,025 | |
29/58 |
3,630 | 14,573 | 11,499 | |
40/41 |
3,352 | 4,987 | 5,186 | |
40 |
2,887 | 4,987 | 5,082 | |
41 |
465 | 0 | 104 | |
54/58 |
88 | 7,768 | 4,495 | |
490/1 |
190 | 1,818 | 1,818 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
15,157 | 30,849 | 32,524 | |
10/15 |
7,804 | 17,632 | 18,049 | |
10/11 |
4,000 | 4,000 | 4,000 | |
13 |
3,804 | 13,632 | 14,049 | |
133 |
3,804 | 13,632 | 14,049 | |
17/49 |
7,353 | 13,216 | 14,474 | |
42/48 |
7,353 | 13,216 | 13,942 | |
44 |
2,010 | 3,948 | 4,321 | |
440/4 |
2,010 | 3,948 | 4,321 | |
45 |
950 | 6,555 | 5,949 | |
450/3 |
950 | 6,555 | 5,949 | |
47/48 |
4,394 | 2,713 | 3,673 | |
492/3 |
- | 0 | 532 | |
| Income statement | ||||
9900 |
-3,990 | 5,985 | 23,689 | |
630 |
4,749 | 4,749 | 3,895 | |
640/8 |
737 | 715 | 1,323 | |
9901 |
-9,476 | 521 | 18,471 | |
75/76B |
61 | 0 | 0 | |
75 |
61 | 0 | 0 | |
65/66B |
45 | 35 | 0 | |
65 |
45 | 35 | 0 | |
9903 |
-9,461 | 486 | 18,471 | |
67/77 |
368 | 903 | 4,422 | |
9904 |
-9,829 | -417 | 14,049 | |
9905 |
-9,829 | -417 | 14,049 | |
| Appropriation of the result | ||||
9906 |
-9,829 | -417 | 14,049 | |
791/2 |
9,829 | 417 | - | |
691/2 |
- | 0 | 14,049 | |
6921 |
- | 0 | 14,049 | |
| Document | ||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 24 days after the deadline. Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00417298.
Subsidies and aid
Flemish government 2023 to 2025, 3 entries, €636 awarded, €315 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €321 | €0 |
| 2024 | 1 | €195 | €315 |
| 2023 | 1 | €120 | €0 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| -4,728 | 5,270 | 22,366 | ||
| -5,080 | 4,332 | 17,944 | ||
| 0 | 0 | 23,744 | ||
| -7,680 | 3,273 | - | ||
| -3,723 | 1,357 | -2,443 | ||
| 51.5% | 57.2% | 55.5% | ||
| 0.49 | 1.10 | 0.82 | ||
| 0.94 | 0.75 | 0.80 | ||
| -125.9% | -2.4% | 77.8% | ||
| -64.8% | -1.4% | 43.2% | ||
| -104.62 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | - | - | €23,744 |
| Financial fixed assets | €0 | - | - |
| €4,749 | €4,749 | €3,895 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on VEC
The operating result for 2025 is a loss of €9,476, after a profit of €521 in 2024. It is the lowest result since 2023.
Debt's share of the balance-sheet total rises from 42.8% to 48.5%. Equity and debt are lower.
Board & ownership
Board
1 director, no change since 2023Director
appointed by deed of 02-01-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 24-08-2026
Mandates through the years
1 name, the dashed line is todayDirector
Board
Mandates as a list
-
- Director, appointed by deed of 02-01-2023, still in office
Control
Founder
This company
VEC
Equity €7,804
Loss €9,829 in 2025
Capital
- Contribution
- €4,000
- Shares
- 40
- Contribution per share
- €100
- Equity per share
- €195 in 2025
- Source
- deed of 02-01-2023
Articles of association
deed of 02-01-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
Shareholders
At incorporation
deed of 02-01-2023 ↗
- 40 shares (100%) · €4,000
Network & group
No group
VEC has no parent and no holdings in its annual accounts. is the only director. VEC shares no director with another company.
Timeline
Timeline
7 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 24 days late
2025
Weakest financial year net -€9,829 The net result drops to -€9,829, the lowest from 2023 to 2025.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0795533028
Annual accounts 2024 filed PDFmicro format · 29 days late
2024
Annual accounts 2023 filed PDFmicro format · 27 days before the deadline
2022
IncorporationFounding capital of €4,000, 40 shares · Founder: · Appointment: (director) · published on 02-01-20234 points ▸
- Founder,
- Founding capital, €4,000, 40 shares
- Registered office clause, Nieuwstraat 3, 8647 Lo-Reninge (Reninge)
- Director appointment,
- The deed holds 1 more point.
First establishment Nieuwstraat 3, Lo-Reninge
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0795.533.028
- VAT number
- BE 0795.533.028
- Peppol ID
- 0208:0795533028
- Other Peppol ID
- 9925:BE0795533028
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 29-12-2022
- Financial year
- ends on 31 December
- Peppol
- Reachable since 14-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- VEC in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 02-01-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 02-01-2023 (in Dutch)
Activities
NACEBEL 202574999
Other professional, scientific and technical activities main activity
Codes under NACEBEL 2008
74909
Other professional, scientific and technical activities main activity
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het voeren van asbest controles; Het verzamelen van informatie ten behoeve van en het verstrekken van advies inzake bedrijfsveiligheid en…”deed of 02-01-2023 (in Dutch)
24 activities
- Het voeren van asbest controles;
- Het verzamelen van informatie ten behoeve van en het verstrekken van advies inzake bedrijfsveiligheid en gezondheid op de werkplaatsen van werknemers;
- Het voeren van algemene auditcontroles;
- Het aanleveren van attesten van duurzaamheid, energie, milieu;
- Het inrichten, organiseren en geven van opleidingen, trainingen en coachen door middel van voordrachten, cursussen, seminaries en brainstormsessies;
- Het verstrekken van advies, consulting en begeleiding;
- Het uitvoeren van niet wettelijke controles en risicoanalyses;
- Het verlenen van advies omtrent onroerende goederen in het algemeen en stedenbouwkundige in het bijzonder;
- Het uitvoeren en opmaken van asbestinventarissen en sloopinventarissen;
- Het uitvoeren van luchtanalyses tijdens asbestverwijderingswerken;
- Alle activiteiten die leiden tot het voorkomen, verbeteren en saneren van alle vormen van milieuaantasting;
- Uitwerken, realisatie, studie en voorstudie, marketing en marktanalyse van projecten op het gebied van: elektriciteit en elektronica, mijnbouw, chemie, machine- en werktuigbouw, industriële projectontwikkeling en veiligheid;
- Technische studies en ingenieursactiviteiten;
- Evalueren van processen;
- Uitvoeren van technische-, veiligheids-, milieu-, duurzaamheids-, conformiteits-, haalbaarheids-, economische-, strategische-, organisatorische- en andere audits, evaluaties, controles en metingen omvattende: het opmaken en afleveren van attesten, certificaten, conformiteitsverslagen, staten van bevinding en rapporten zowel voor residentiële en niet-residentiële gebouwen/eenheden; alle om het even welke adviesverlening, bijstand, begeleiding, ondersteuning en vorming in dat kader zowel aan particulieren als aan bedrijven, ondernemingen en overheden zowel in de profit- als in de nonprofit sector;
- Verhuur van machines, apparatuur en handgereedschappen;
- Programmeren en optimaliseren van machines;
- Ontwikkelen van webportalen & apps & software & aanverwante diensten & webshop (e-commerce);
- Handel in diverse systemen (hard- en software) en handel in studies en merken in de verband;
- Het verstrekken van managementadviezen en consulting;
- Tussenkomst in het dagelijks bestuur en de vertegenwoordiging van bedrijven;
- Het verlenen van bijstand, advies en leiding aan bedrijven, privépersonen en instellingen, voornamelijk doch niet uitsluitend op het vlak van management, financieel beleid, marketing, productie en ontwikkeling, processing en het besturen van vennootschappen, dit alles in de meest ruime betekenis;
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, zowel in volle eigendom als in vruchtgebruik en/of blote eigendom, het opschikken, het uitrusten, het valoriseren, het bouwen, het in erfpacht of opstal geven of nemen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen; alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen. Zij mag onroerende goederen vervreemden met het oog op wederbelegging en opbrengst; zij mag beschikbare middelen beleggen in onroerende goederen en waarden;
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen en in het kader hiervan overgaan tot alle verrichtingen met betrekking tot roerende goederen en rechten van welke aard ook, en in het bijzonder de aankoop en verkoop, het huren en verhuren van roerende goederen, het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, fondsen, ...; alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende goederen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Nieuwstraat 3 registered office 8647 Lo-Reninge | 29-12-2022 | 2.340.263.174 |
Buildings and parcels at the address
- Ground area
- 980 m²
- Buildings
- 107 m²
- Volume, LiDAR
- 487 m³
- Tallest building
- 6.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 32021D0503/00L000 | 980 m² | 1 · 107 m² | 6.7 m · 2 |