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VEBO

Active
Private limited company (pre-2019)founded 1989active for 36 yearsRue Caumont(AM) 25, 7750 Mont-de-l'Enclus, BelgiumKBO/BCE: BE 0438.999.432

From the official registers: KBO 36 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

VEBO has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,839 and a net result of €40,392, of which €74,119 non-recurring income. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 55% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 29-11-1989 Normal situation
Activity
Retail sale of household furniture NACE 47551
Establishment unit
2.046.006.845 7750 Mont-de-l'Enclus, since 13-12-1989
Financial year end
31 December
Peppol
Reachable since 26-12-2025

Board and ownership

Board
  • Verest BartDirector · since 10-01-2011

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€55,682
Turnover
≈ €270,000
estimated
Profit
€40,392
Equity
€12,839
Total assets
€32,961
▼ 73.3%
Filed on 17-08-2026, 17 days after the deadlineat the National Bank
Score breakdownraises riskSector: Retail trade (NACE 47)Size: total assets €32,961lowers riskLiquidity: current ratio 1.64, cash €25,336Founded in 1989Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 80% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 64+61
equity 39.0% of total assets
Liquidity 68+39
short-term debt 61.0% · cash 76.9%
Profitability 100+100
return on assets 122.5%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.3 percentage points vs 06-2025 08-2025: 1.5%▲ +0.5 percentage points vs 07-2025 09-2025: 2.6%▲ +1.1 percentage points vs 08-2025 10-2025: 2.6%● unchanged vs 09-2025 11-2025: 2.6%● unchanged vs 10-2025 12-2025: 2.6%● unchanged vs 11-2025 01-2026: 2.6%● unchanged vs 12-2025 02-2026: 2.6%● unchanged vs 01-2026 03-2026: 2.6%● unchanged vs 02-2026 04-2026: 2.6%● unchanged vs 03-2026 05-2026: 2.6%● unchanged vs 04-2026 06-2026: 2.5%▼ -0.1 percentage points vs 05-2026 07-2026: 2.8%▲ +0.3 percentage points vs 06-2026 08-2026: 3.3%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 0.2%▼ -3.1 percentage points vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.64 (0.28 in 2024), above the usual 1.5. Short-term debt is 61% and cash 76.9% of total assets. However, 61% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 54% of them on solvency, 74% on liquidity, 96% on profitability and 95% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Liquidity: current ratio 1.64, cash €25,336
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €32,961
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
17 days late
2024
12 days late
2023
31 days late
2022
6 days early
2021
4 days early
2020
46 days early
2019
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €31,372 in 2024 €40,392 View
  • Positive: Higher net result than 85% of companies in retail tradesector median €5,089 · 22,707 companies €40,392 View

Comparable companies

These companies have the same main activity as VEBO: retail sale of household furniture (NACE 47551). They are comparable in size and age: total assets between €28,300 and €47,600, founded between 1968 and 2000.

CompanyTotal assetsGross margin
VEBO Mont-de-l'Enclus€32,961€55,682
TRAINING LEADING INDUSTRIES MANAGEMENT Gavere€47,323€49,444
Multi Pro Concept Sint-Pieters-Woluwe€37,733€27,947
LES GARNISSEURS REUNIS Theux€38,028€30,105
SATEX Schaarbeek€47,584€36,826
Meubles Baeten Anderlecht€41,402€43,118
TRANSCO Soignies€28,294€22,107
Full comparison

Documents

Annual accounts at the NBB

All 36 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about VEBO

What is the company number of VEBO?
The company number of VEBO is 0438.999.432. The VAT number is the same number with BE in front: BE 0438.999.432.
Where is VEBO based?
The registered office is at Rue Caumont(AM) 25, 7750 Mont-de-l'Enclus.Company details
What does VEBO do?
According to the KBO register, the main activity is retail sale of household furniture (NACE 47551).
What is the legal form of VEBO?
The legal form of VEBO is Private limited company (pre-2019) (BVBA).
When was VEBO founded?
VEBO was founded on 29-11-1989.
Is VEBO still active?
Yes, VEBO is an active enterprise in the KBO register.
What is the turnover of VEBO?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €55,682 and 35 comparable companies (NACE 475). It probably lies between €150,000 and €460,000.Financials
Is VEBO profitable?
In financial year 2025, VEBO made a profit of €40,392.
Where can I find the annual accounts of VEBO?
VEBO filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of VEBO due?
VEBO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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