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VEBF

Active
Private limited company (pre-2019)founded 201411 yrs activeNeerbroek 109, 2070 Zwijndrecht, BelgiumKBO/BCE: BE 0566.992.417
Summary

For VEBF, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €56,199 and a net result of €1,484. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 13939 sector peers (fiscal year 2023). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability41▼-4
Solvency80▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
Solvency, return and age of the figures
Solvency
55.5%
Return on assets
1.5%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 11 years 0 20 y
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 9 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline27-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-10-2024, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
92 d late
2022
61 d late
2021
61 d late
2020
92 d late
2019
125 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 86 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VEBF was incorporated on 31 October 2014.1 Total assets fell from EUR 128,800 in 2018 to EUR 101,291 in 2023 and headcount from 2.7 to 2 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2023

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Financials · fiscal year 2023, micro schema

Equity
€56,199▲ 2.7%
2022 · €54,715
Total assets
€101,291▲ 3.5%
2022 · €97,879
Net result
€1,484▼ 52.4%
2022 · €3,120
Working capital
€56,199▲ 2.7%
2022 · €54,715
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202120222023
Operating result€4,621▼ 64.2%€6,575▲ 42.3%€3,609▼ 45.1%€5,941▲ 64.6%€4,883▼ 17.8%
Net result€2,879▼ 60.4%€4,181▲ 45.3%€1,960▼ 53.1%€3,120▲ 59.2%€1,484▼ 52.4%
Equity€45,454▲ 6.8%€49,636▲ 9.2%€51,595▲ 3.9%€54,715▲ 6.0%€56,199▲ 2.7%
Total assets€112,403▼ 12.7%€81,996▼ 27.1%€99,433▲ 21.3%€97,879▼ 1.6%€101,291▲ 3.5%
Debt€66,949▼ 22.4%€32,360▼ 51.7%€47,837▲ 47.8%€43,164▼ 9.8%€45,092▲ 4.5%
Working capital€61,798▼ 5.3%€50,943▼ 17.6%€62,155▲ 22.0%€54,715▼ 12.0%€56,199▲ 2.7%
Staff (FTE)2.7=1.9▼ 29.6%1.8▼ 5.3%2▲ 11.1%2=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€2,000€4,000€6,000Operating result 2019: €4,621€4,621Net result 2019: €2,879€2,879Operating result 2020: €6,575€6,575Net result 2020: €4,181€4,181Operating result 2021: €3,609€3,609Net result 2021: €1,960€1,960Operating result 2022: €5,941€5,941Net result 2022: €3,120€3,120Operating result 2023: €4,883€4,883Net result 2023: €1,484€1,48420192020202120222023€0€2,000€4,000€6,000Operating result 2021: €3,609€3,610Net result 2021: €1,960€1,960Operating result 2022: €5,941€5,940Net result 2022: €3,120€3,120Operating result 2023: €4,883€4,880Net result 2023: €1,484€1,480202120222023
The operating result falls in 2023; 2023 is 18% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €101,291
Equity €56,199 ▲ 2.7%
Debt €45,092 ▲ 4.5%
Debt's share of the balance-sheet total rises from 44.1% to 44.5%. Equity and debt are higher.
Key figures and ratios
2023 value · change against 2022
Current ratio
2.25▼
2022 · 2.27
Debt to equity
0.80▲
2022 · 0.79
ROE
2.6%▼
2022 · 5.7%
ROA
1.5%▼
2022 · 3.2%
Debt ≤ 1 year
€45,092▲
2022 · €43,164
Income taxes
€834▼
2022 · €1,920
Staff costs
€99,379=
2022 · €99,332
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 38 lines
Balance sheet Code20222023
Assets
Total assets20/58€97,879€101,291▲
Current assets29/58€97,879€101,291▲
Amounts receivable within one year40/41€76,333€93,411▲
Trade receivables40€76,333€93,411▲
Cash at bank and in hand54/58€5,389€398▼
Deferred charges and accrued income490/1€16,157€7,482▼
Equity and liabilities
Total equity and liabilities10/49€97,879€101,291▲
Equity10/15€54,715€56,199▲
Contributions10/11€18,600€18,600=
Reserves13€28,310€28,310=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€26,450€26,450=
Profit (loss) carried forward14€7,805€9,289▲
Amounts payable17/49€43,164€45,092▲
Amounts payable within one year42/48€43,164€45,092▲
Trade debts44€10,734€14,343▲
Suppliers440/4€10,734€14,343▲
Taxes, remuneration and social security45€25,947€26,349▲
Taxes450/3€8,918€9,449▲
Remuneration and social security454/9€17,029€16,899▼
Other amounts payable47/48€6,483€4,401▼
Income statement Code20222023
Remuneration, social security and pensions62€99,332€99,379=
Other operating charges640/8€450€493▲
Gross operating margin9900€105,722€104,756▼
Operating profit (loss)9901€5,941€4,883▼
Financial income75/76B€10€1▼
Recurring financial income75€10€1▼
Financial charges65/66B€912€2,567▲
Recurring financial charges65€912€2,567▲
Profit (loss) for the period before taxes9903€5,040€2,318▼
Income taxes67/77€1,920€834▼
Profit (loss) for the period9904€3,120€1,484▼
Profit (loss) for the period to be appropriated9905€3,120€1,484▼
Appropriation of the result
Profit (loss) to be appropriated9906€10,805€9,289▼
Profit (loss) brought forward from the previous period14P€7,685€7,805▲
Transfer to equity691/2€3,000-
To other reserves6921€3,000-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222023Change
Remuneration, social security and pensions62--€99,046€99,332€99,379=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€855€774€693---
Other operating charges640/8--€449€450€493▲ 9.8%
Gross operating margin9900€132,396€116,276€103,796€105,722€104,756▼ 0.9%
Operating profit (loss)9901€4,621€6,575€3,609€5,941€4,883▼ 17.8%
Financial income75/76B--€1€10€1▼ 88.8%
Recurring financial income75-€0€1€10€1▼ 88.8%
Financial charges65/66B--€607€912€2,567▲ 182%
Recurring financial charges65€310€388€607€912€2,567▲ 182%
Profit (loss) for the period before taxes9903€4,311€6,187€3,003€5,040€2,318▼ 54.0%
Income taxes67/77€1,432€2,006€1,043€1,920€834▼ 56.6%
Profit (loss) for the period9904€2,879€4,181€1,960€3,120€1,484▼ 52.4%
Profit (loss) for the period to be appropriated9905€2,879€4,181€1,960€3,120€1,484▼ 52.4%
Line20192020202120222023Change
Assets
Total assets20/58€112,403€81,996€99,433€97,879€101,291▲ 3.5%
Fixed assets21/28€1,467€693----
Tangible fixed assets22/27€1,467€693----
Current assets29/58€110,936€81,303€99,433€97,879€101,291▲ 3.5%
Amounts receivable within one year40/41€109,350€61,884€61,288€76,333€93,411▲ 22.4%
Trade receivables40--€59,084€76,333€93,411▲ 22.4%
Other amounts receivable41--€2,204---
Cash at bank and in hand54/58€1,586€1,146€11,468€5,389€398▼ 92.6%
Deferred charges and accrued income490/1--€26,677€16,157€7,482▼ 53.7%
Equity and liabilities
Total equity and liabilities10/49€112,403€81,996€99,433€97,879€101,291▲ 3.5%
Equity10/15€45,454€49,636€51,595€54,715€56,199▲ 2.7%
Contributions10/11€18,600-€18,600€18,600€18,600=
Reserves13€19,360€23,360€25,310€28,310€28,310=
Non-distributable reserves130/1--€1,860€1,860€1,860=
Reserves not available under the articles1311--€1,860€1,860€1,860=
Distributable reserves133--€23,450€26,450€26,450=
Profit (loss) carried forward14€7,494€7,676€7,685€7,805€9,289▲ 19.0%
Amounts payable17/49€66,949€32,360€47,837€43,164€45,092▲ 4.5%
Amounts payable within one year42/48€49,138€30,360€37,277€43,164€45,092▲ 4.5%
Trade debts44€15,556€10,108-€10,734€14,343▲ 33.6%
Suppliers440/4---€10,734€14,343▲ 33.6%
Taxes, remuneration and social security45--€30,788€25,947€26,349▲ 1.5%
Taxes450/3--€13,252€8,918€9,449▲ 6.0%
Remuneration and social security454/9--€17,536€17,029€16,899▼ 0.8%
Other amounts payable47/48--€6,489€6,483€4,401▼ 32.1%
Accrued charges and deferred income492/3--€10,560---
Line20192020202120222023Change
Profit (loss) for the period9904€2,879€4,181€1,960€3,120€1,484▼ 52.4%
+ Depreciation and write-downs630€855€774€693---
Operating cash flow (approximation)€3,734€4,955€2,653€3,120€1,484▼ 52.4%
Investment in fixed assets (approximation)-€0----
Change in cash--€440€10,322-€6,079-€4,991▲ 17.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2024
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-12
Financial Weakest financial yearnet €1,484 ▼52.4%
Net result drops to €1,484, the lowest in the series.
30-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
30-09
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
31-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
03-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 125 days late
2019
14-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 75 days late
2018
30-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 61 days late
2017
29-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
2016
30-10
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwijndrecht · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
1.1 ha
Building footprint
291 m²
Volume, LiDAR
4,545 m³
Parcel 11056B0941/00R000, Flanders · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
VEBF
Neerbroek 109, 2070 ZwijndrechtLegal and accounting activities
since 20142.236.574.134
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11056B0941/00R000 Flanders 1.1 ha 1 · 291 m² 17.9 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 6,070 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded31-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0566992417
Also 9925:BE0566992417
Registered 31-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.