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Vé Consult

Active
Private limited companyfounded 200224 yrs activeKatelijnevest 15a, 8000 Brugge, BelgiumKBO/BCE: BE 0476.725.603
Summary

Vé Consult has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191k and a net result of €17k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 51% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
72 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-13
Solvency78▼-22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 17.02 in 2024; short-term debt: 45.5% and cash: 14.6% of total assets), and 47.4% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
52.6%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
74 d early
2024
on the day
2023
99 d early
2022
81 d early
2021
83 d early
2020
78 d early
2019
76 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€191k▲ 9.7%
2024 · €174k
2018: €158k 2019: €150k 2020: €174k 2021: €200k 2022: €216k 2023: €143k 2024: €174k
2018 → 2025
Total assets
€364k▲ 78.5%
2024 · €204k
2018: €285k 2019: €276k 2020: €317k 2021: €353k 2022: €352k 2023: €176k 2024: €204k
2018 → 2025
Net result
€17k▼ 46.5%
2024 · €31k
2018: €6k 2019: €-8k 2020: €24k 2021: €27k 2022: €16k 2023: €14k 2024: €31k
2018 → 2025
Working capital
€21k▼ 87.7%
2024 · €172k
2018: €173k 2019: €166k 2020: €180k 2021: €199k 2022: €196k 2023: €133k 2024: €172k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€200k-€216k▲ 7.8%€143k▼ 33.8%€174k▲ 22.0%€191k▲ 9.7%
Operating result€44k-€19k▼ 55.9%€21k▲ 8.2%€44k▲ 109%€32k▼ 26.2%
Net result€27k-€16k▼ 41.5%€14k▼ 13.3%€31k▲ 133%€17k▼ 46.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €44k€44kNet result 2021: €27k€27kOperating result 2022: €19k€19kNet result 2022: €16k€16kOperating result 2023: €21k€21kNet result 2023: €14k€14kOperating result 2024: €44k€44kNet result 2024: €31k€31kOperating result 2025: €32k€32kNet result 2025: €17k€17k20212022202320242025€0€20k€40kOperating result 2023: €21k€21kNet result 2023: €14k€14kOperating result 2024: €44k€44kNet result 2024: €31k€31kOperating result 2025: €32k€32kNet result 2025: €17k€17k202320242025
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €364k
Fixed assets €177k ▲ 735%
Current assets €187k ▲ 2.1%
Equity and liabilities €364k
Equity €191k ▲ 9.7%
Provisions €0 ▼ 100%
Debt €173k ▲ 1,436%
Debt's share of the balance-sheet total rises from 5.5% to 47.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€49k▼
2024 · €53k
Cash flow
€34k▼
2024 · €41k
Current ratio
1.13▼
2024 · 17.02
Debt to equity
0.90▲
2024 · 0.06
ROE
8.8%▼
2024 · 18.0%
ROA
4.6%▼
2024 · 15.4%
Interest coverage
6.89▼
2024 · 90.43
Debt ≤ 1 year
€166k▲
2024 · €11k
Income taxes
€11k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€204k€364k▲
Fixed assets21/28€21k€177k▲
Intangible fixed assets21-€4k
Tangible fixed assets22/27€21k€173k▲
Land and buildings22-€161k
Plant, machinery and equipment23€1k€464▼
Furniture and vehicles24€20k€12k▼
Current assets29/58€183k€187k▲
Amounts receivable within one year40/41€22k€29k▲
Trade receivables40€21k€29k▲
Other amounts receivable41€926€170▼
Current investments50/53€130k€100k▼
Cash at bank and in hand54/58€23k€53k▲
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€204k€364k▲
Equity10/15€174k€191k▲
Contributions10/11€35k€35k=
Reserves13€139k€156k▲
Distributable reserves133€139k€156k▲
Provisions and deferred taxes16€18k-
Provisions for liabilities and charges160/5€18k-
Pensions and similar obligations160€18k-
Amounts payable17/49€11k€173k▲
Amounts payable within one year42/48€11k€166k▲
Financial debts43€608-
Other loans439€608-
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Advances received on contracts in progress46€191€96▼
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Other amounts payable47/48€3k€152k▲
Accrued charges and deferred income492/3€509€7k▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€17k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€54k€51k▼
Operating profit (loss)9901€44k€32k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€586€7k▲
Recurring financial charges65€586€7k▲
Profit (loss) for the period before taxes9903€48k€28k▼
Income taxes67/77€16k€11k▼
Profit (loss) for the period9904€31k€17k▼
Profit (loss) for the period to be appropriated9905€31k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€17k▼
Transfer to equity691/2€31k€17k▼
To other reserves6921€31k€17k▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €31k ▲133%
Net result €31k, the highest in the series.
31-12
Financial Equity above €150kEq €174k ▲22%
5 profitable years in a row build equity to €174k.
23-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity quadruplescurrent ratio 11.11
Current ratio from 2.68 to 11.11; short-term debt falls from €117k to €13k.
11-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
09-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €200kEq €200k ▲15.3%
2 profitable years in a row build equity to €200k.
14-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial Equity above €150kEq €174k ▲16.1%
Equity rises from €150k to €174k.
Show earlier events
16-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
10-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
17-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
18-04
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
114 m²
Building footprint
70 m²
Volume, LiDAR
492 m³
Parcel 31803C0579/00B002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Katelijnevest 15A, 8000 Brugge
Computer consultancy and computer facilities management
since 20022.095.709.249
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31803C0579/00B002 Flanders 114 m² 1 · 70 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,571 companies in sector 82300 we hold annual accounts for 1,672. 1,241 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-02-2002
Fiscal year end31-12
Activities, NACEBEL 2025
82300Organisation of conventions and trade shows
90393Specialised image, lighting and sound technical services
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
Enterprise
E-mail:veerle@ve-consult.be
Enterprise