VE Cleaning & Electrics
ActiveThe computed 12-month bankruptcy probability of VE Cleaning & Electrics is 2.0% (moderate). The 2025 annual accounts show equity of €155k and a net result of €22k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 4477 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-13
Solvency95▲+8
Growth52=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.2 against 1.48 in 2024; short-term debt: 25.7% and cash: 42.6% of total assets), and 29.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.5%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
16 d early
2024
29 d late
2023
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▲ 16.7%
2024 · €133k
2023: €89k
2024: €133k
2023 → 2025
Total assets
€220k▲ 2.4%
2024 · €215k
2023: €199k
2024: €215k
2023 → 2025
Net result
€22k▼ 49.5%
2024 · €44k
2023: €87k
2024: €44k
2023 → 2025
Working capital
€68k▲ 120%
2024 · €31k
2023: €-2k
2024: €31k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€89k-€133k▲ 49.3%€155k▲ 16.7%
Operating result€123k-€59k▼ 52.3%€40k▼ 31.1%
Net result€87k-€44k▼ 49.6%€22k▼ 49.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 31% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €220k
Fixed assets
€95k▼ 20.2%
Current assets
€125k▲ 30.8%
Equity and liabilities €220k
Equity
€155k▲ 16.7%
Debt
€65k▼ 20.8%
The debt ratio falls from 38.2% to 29.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €92k
Cash flow
€58k▼
2024 · €77k
Solvency
70.5%▲
2024 · 61.8%
Current ratio
2.20▲
2024 · 1.48
Quick ratio
2.19▲
2024 · 1.48
Debt / equity
0.42▼
2024 · 0.62
ROE
14.3%▼
2024 · 33.0%
ROA
10.1%▼
2024 · 20.4%
Interest coverage
10.04▼
2024 · 38.29
Debt
€65k▼
2024 · €82k
Debt ≤ 1 year
€57k▼
2024 · €64k
Debt > 1 year
€8k▼
2024 · €18k
Income taxes
€11k▼
2024 · €17k
Staff costs
€18k▲
2024 · €392
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€215k€220k▲
Formation expenses20€152€105▼
Fixed assets21/28€120k€95k▼
Tangible fixed assets22/27€118k€94k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€84k€60k▼
Furniture and vehicles24€33k€32k▼
Financial fixed assets28€1k€1k=
Current assets29/58€95k€125k▲
Stocks and contracts in progress3-€554
Stocks30/36-€554
Amounts receivable within one year40/41€57k€30k▼
Trade receivables40€52k€25k▼
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€35k€94k▲
Deferred charges and accrued income490/1€3k€725▼
Equity and liabilities
Total equity and liabilities10/49€215k€220k▲
Equity10/15€133k€155k▲
Contributions10/11€2k€2k=
Reserves13€131k€153k▲
Distributable reserves133€131k€153k▲
Amounts payable17/49€82k€65k▼
Amounts payable after more than one year17€18k€8k▼
Financial debts170/4€18k€8k▼
Amounts payable within one year42/48€64k€57k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€49k€44k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€392€18k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€36k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€385€0▼
Other operating charges640/8€767€2k▲
Non-recurring operating charges66A€165€225▲
Gross operating margin9900€93k€97k▲
Operating profit (loss)9901€59k€40k▼
Financial income75/76B€4k€132▼
Recurring financial income75€4k€132▼
Financial charges65/66B€2k€8k▲
Recurring financial charges65€2k€8k▲
Profit (loss) for the period before taxes9903€60k€33k▼
Income taxes67/77€17k€11k▼
Profit (loss) for the period9904€44k€22k▼
Profit (loss) for the period to be appropriated9905€44k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€22k▼
Transfer to equity691/2€44k€22k▼
To other reserves6921€44k€22k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €22k ▼49.5%
Net result drops to €22k, the lowest in the series.
31-12
Financial
Equity above €150kEq €155k ▲16.7%
3 profitable years in a row build equity to €155k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €100kEq €133k ▲49.3%
2 profitable years in a row build equity to €133k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heikant(STE) 579190 StekeneGround area
1,527 m²
Building footprint
172 m²
Volume, LiDAR
574 m³
Parcel 46322C1142/00B000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VE Cleaning & Amusements
since 20222.328.359.888
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46322C1142/00B000 | Flanders | 1,527 m² | 1 · 172 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 735 EUR awarded · 450 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 285 EUR | 0 EUR |
| 2024 | 1 | 450 EUR | 450 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Neirynck Voegwerken en Gevelrenovatie
BE 0839.653.477
Waregem · Eq €155k
JUMBO CLEANING
BE 0862.509.746
Aalter · Eq €155k
APOLLO CLEANING
BE 0473.541.330
Sint-Gillis-Waas · Eq €155k
DAVY RAHIER
BE 0647.880.618
Damme · Eq €155k
Monsieur Cube
BE 0598.807.823
Namur · Eq €155k
Of 7,012 companies in sector 81220 we hold annual accounts for 2,415. 1,913 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2022
Fiscal year end31-12
Activities, NACEBEL
81220Other building cleaning and industrial cleaning
77210Renting and leasing of sports and recreation goods
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.