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VE.BI.VA

Active
Private limited companyfounded 20233 yrs activeBelgicalaan 18, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0804.339.341
Summary

The computed 12-month bankruptcy probability of VE.BI.VA is 2.0% (moderate). The annual accounts of VE.BI.VA for fiscal year 2025 show a net loss of 114% of total assets and of 758% of the equity at the start of that year. The 2025 annual accounts show equity of €266 and a net result of -€12,295. Its solvency ranks better than 20% of 767 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
VE.BI.VAActiveChecked score 51/100
Risk analysis ReportCompare

Overview

Activity
Other manufacturing not elsewhere classified
NACE 32990
1 site
Size
€10,801total assets 2025
Equity
€266
Loss
-€12,295
Financial health
51 Fair Checked score 2025
Bankruptcy chance 12 m
2.0%
Structure
Accounts filed 60 d late0 of 1 deed read
Why 51- Latest accounts 60 days late; 1 of the last 3 late- Founded in 2023+ Size: total assets €10,801+ Sector Other manufacturing (NACE 32)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 10% of its sector peers (NACE 32, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 27-8
equity 2.5% of total assets
Liquidity 3-5
short-term debt 97.5% · cash 2.5%
Profitability 0-47
return on assets -113.8%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,133 companies)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%▲ +5.6% vs 11-2024 01-2025: 1.7%▲ +11.7% vs 12-2024 02-2025: 1.7%● 0.0% vs 01-2025 03-2025: 1.9%▲ +10.3% vs 02-2025 04-2025: 1.9%▲ +2.0% vs 03-2025 05-2025: 1.8%▼ -4.5% vs 04-2025 06-2025: 1.2%▼ -32.5% vs 05-2025lowest value 07-2025: 1.3%▲ +5.0% vs 06-2025 08-2025: 1.3%▲ +2.3% vs 07-2025 09-2025: 1.3%● 0.0% vs 08-2025 10-2025: 1.3%▼ -1.0% vs 09-2025 11-2025: 1.3%● 0.0% vs 10-2025 12-2025: 1.4%▲ +3.3% vs 11-2025 01-2026: 1.5%▲ +6.4% vs 12-2025 02-2026: 1.4%▼ -1.5% vs 01-2026 03-2026: 1.4%▼ -1.9% vs 02-2026 04-2026: 1.4%▼ -0.5% vs 03-2026 05-2026: 1.8%▲ +27.6% vs 04-2026 06-2026: 2.1%▲ +19.5% vs 05-2026highest value 07-2026: 2.1%▼ -3.7% vs 06-2026 08-2026: 2.1%● 0.0% vs 07-2026 09-2026: 2.1%● 0.0% vs 08-2026 10-2026: 2.0%▼ -1.6% vs 09-2026
  • Size: total assets €10,801 lowers the probability for this profile
  • Latest accounts 60 days late; 1 of the last 3 late raises the probability
  • Sector Other manufacturing (NACE 32) lowers the probability
  • Founded in 2023 raises the probability for this profile
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.03 against 1.11 in 2024; short-term debt: 97.5% and cash: 2.5% of total assets), and 97.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 32, micro). Better than this share of them on solvency 20%, liquidity 6%, profitability 6%, growth against the median 7%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €10,801
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Latest accounts 60 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Sector Other manufacturing (NACE 32)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 767 sector peers (2025).
NBB · sector comparison
Position among 767 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-06-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
60 d late
2024
6 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 33 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 40% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 close04-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: Among the weakest 14% on net resultsector median €6,990 · 765 companies -€12,295 View
  • Total assets 20252 fiscal years filed €10,801 View
  • Active since 2023founded 27-07-2023 3 years View

By topic

Financials

Fiscal year
2025
Total assets
€10,801
Loss
-€12,295
Solvency
2.5%
Total assets▼ 33.1%
Net result
20242025
Go to Financials

Timeline

Events
2
Since
2025
Next accounts
by 30-04-2027
  1. 29-06-2026Annual accounts filed
  2. 06-05-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other manufacturing not elsewhere classifiedNACE 32990
Founded
27-07-2023
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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