VDV FRUIT
ActiveSummary
VDV FRUIT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,789 and a net result of €83,415. Equity is shrinking by ~14.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 22% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2023
Profitability89▲+9
Solvency29▲+29
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.39 against 0.42 in 2023; short-term debt: 15.2% and cash: 0.2% of total assets), but 95.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.4%
Return on assets
16.1%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 11508 sector peers (2025).
NBB · sector comparisonPosition among 11508 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2023
91 d late
2022
30 d late
2020
31 d late
2019
on the day
2018
252 d late
2017
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 55 days after the deadline; the sector median for financial year 2023 is 2 days before the deadline, and 40% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€22,789
2023 · -€60,626
Total assets
€518,399▲ 382%
2023 · €107,624
Net result
€83,415▲ 731%
2023 · €10,039
Working capital
€109,490
2023 · -€97,691
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202220232025
Operating result€26,084▲ 2,009%-€75,611-€35,270-€11,783€83,754-
Net result€23,853▲ 5,622%-€83,515-€36,340below the sector's middle half-€10,039within the sector's middle half€83,415above the sector's middle half-
Equity€80,773▲ 41.9%€80,773=-€70,665below the sector's middle half--€60,626below the sector's middle half▲ 14.2%€22,789within the sector's middle half-
Total assets€308,046▲ 29.2%€308,046=€286,080within the sector's middle half-€107,624within the sector's middle half▼ 62.4%€518,399above the sector's middle half-
Debt€227,273▲ 25.2%€227,273=€356,745-€168,250▼ 52.8%€495,609-
Working capital€80,773▲ 41.9%€80,773=-€110,665below the sector's middle half--€97,691below the sector's middle half▲ 11.7%€109,490within the sector's middle half-
Solvency26.2%▲ 2.3pp26.2%=-24.7%below the sector's middle half--56.3%below the sector's middle half▼ 31.6pp4.4%below the sector's middle half-
Current ratio1.36▲ 0.041.36=0.69below the sector's middle half-0.42below the sector's middle half▼ 0.272.39within the sector's middle half-
Return on assets (ROA)7.7%▲ 7.6pp-27.1%▼ 34.9pp-12.7%below the sector's middle half-9.3%within the sector's middle half▲ 22.0pp16.1%above the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €83,754 in 2025, compared with €11,783 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €518,399
Fixed assets
€330,299 ▲ 791%
Current assets
€188,100 ▲ 167%
Equity and liabilities €518,399
Equity
€22,789
Debt
€495,609
Debt finances 95.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€123,846▲
2023 · €20,337
Cash flow
€123,507▲
2023 · €18,593
Quick ratio
0.48▲
2023 · 0.36
Debt to equity
21.75▲
2023 · -2.78
ROE
366.0%
Interest coverage
353.75▲
2023 · 22.05
Debt ≤ 1 year
€78,609▼
2023 · €168,250
Debt > 1 year
€417,000
Income taxes
€0▼
2023 · €821
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 496 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.2%
went bankrupt
3.2%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 496 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2019 | 2020 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €0 | - | €8,554 | €40,092 | - |
| Other operating charges640/8 | - | - | €1,203 | €530 | €16,791 | - |
| Gross operating margin9900 | €30,066 | -€70,150 | -€34,066 | €20,866 | €140,637 | - |
| Operating profit (loss)9901 | €26,084 | -€75,611 | -€35,270 | €11,783 | €83,754 | - |
| Financial income75/76B | - | - | - | - | €11 | - |
| Recurring financial income75 | €1 | €191 | - | - | €11 | - |
| Financial charges65/66B | - | - | €1,070 | €922 | €350 | - |
| Recurring financial charges65 | €2,231 | €8,096 | €1,070 | €922 | €350 | - |
| Profit (loss) for the period before taxes9903 | €23,853 | -€83,515 | -€36,340 | €10,860 | €83,415 | - |
| Income taxes67/77 | - | €0 | - | €821 | €0 | - |
| Profit (loss) for the period9904 | €23,853 | -€83,515 | -€36,340 | €10,039 | €83,415 | - |
| Profit (loss) for the period to be appropriated9905 | €23,853 | -€83,515 | -€36,340 | €10,039 | €83,415 | - |
| Line | 2019 | 2020 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €308,046 | €308,046 | €286,080 | €107,624 | €518,399 | - |
| Formation expenses20 | - | €0 | - | - | - | - |
| Fixed assets21/28 | - | €40,000 | €40,000 | €37,065 | €330,299 | - |
| Intangible fixed assets21 | - | €0 | - | - | - | - |
| Tangible fixed assets22/27 | - | €40,000 | €40,000 | €37,065 | €330,299 | - |
| Plant, machinery and equipment23 | - | - | €40,000 | €32,000 | €32,201 | - |
| Furniture and vehicles24 | - | - | - | €5,065 | €81,748 | - |
| Leasing and similar rights25 | - | - | - | - | €40,533 | - |
| Other tangible fixed assets26 | - | - | - | - | €175,818 | - |
| Financial fixed assets28 | - | €0 | - | - | - | - |
| Current assets29/58 | €308,046 | €308,046 | €246,080 | €70,559 | €188,100 | - |
| Stocks and contracts in progress3 | - | €0 | - | €9,250 | €150,300 | - |
| Stocks30/36 | - | - | - | €9,250 | €150,300 | - |
| Amounts receivable within one year40/41 | €307,640 | €307,640 | €245,646 | €60,987 | €36,738 | - |
| Trade receivables40 | - | - | €239,284 | €57,877 | €36,738 | - |
| Other amounts receivable41 | - | - | €6,362 | €3,110 | €0 | - |
| Current investments50/53 | - | €0 | - | - | - | - |
| Cash at bank and in hand54/58 | €40 | €5,062 | €434 | €2 | €1,061 | - |
| Deferred charges and accrued income490/1 | - | - | €0 | €320 | €0 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €308,046 | €308,046 | €286,080 | €107,624 | €518,399 | - |
| Equity10/15 | €80,773 | €80,773 | -€70,665 | -€60,626 | €22,789 | - |
| Contributions10/11 | €6,200 | - | €6,200 | €6,200 | €6,200 | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €16,560 | - |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | - |
| Distributable reserves133 | - | - | - | - | €14,700 | - |
| Profit (loss) carried forward14 | €72,713 | €72,713 | -€78,725 | -€68,686 | €29 | - |
| Amounts payable17/49 | €227,273 | €227,273 | €356,745 | €168,250 | €495,609 | - |
| Amounts payable after more than one year17 | - | - | - | - | €417,000 | - |
| Financial debts170/4 | - | - | - | - | €417,000 | - |
| Amounts payable within one year42/48 | €227,273 | €227,273 | €356,745 | €168,250 | €78,609 | - |
| Financial debts43 | - | - | €3,925 | €0 | - | - |
| Credit institutions430/8 | - | - | €3,925 | €0 | - | - |
| Trade debts44 | €200,970 | €200,970 | €273,388 | €28,433 | €78,085 | - |
| Suppliers440/4 | - | - | €273,388 | €28,433 | €78,085 | - |
| Taxes, remuneration and social security45 | - | - | - | - | €477 | - |
| Taxes450/3 | - | - | - | - | €477 | - |
| Other amounts payable47/48 | - | - | €79,432 | €139,817 | €48 | - |
| Line | 2019 | 2020 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23,853 | -€83,515 | -€36,340 | €10,039 | €83,415 | - |
| + Depreciation and write-downs630 | - | €0 | - | €8,554 | €40,092 | - |
| Operating cash flow (approximation) | €23,853 | -€83,515 | -€36,340 | €18,593 | €123,507 | - |
| Investment in fixed assets (approximation) | - | - | - | -€5,620 | - | - |
| Change in cash | - | €5,022 | - | -€432 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2018net €83,415 ▲731%
Operating result €83,754, net result €83,415, both a record.
30-06
Financial
Liquidity times 6current ratio 2.39
Current ratio from 0.42 to 2.39; short-term debt falls from €168,250 to €78,609.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
Financial
Back to profitnet €10,039
Net result €10,039 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet -€83,515
Net result drops to -€83,515, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
08-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 252 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
2015
24-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bekkevoort · 1 establishment unit since 2001
Ground area
2,557 m²
Building footprint
1,357 m²
Volume, LiDAR
10,497 m³
2 parcels, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vandevorstweg 28, 3461 Bekkevoort
since 20012.116.586.322
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24008G0251/00P000 | Flanders | 1,860 m² | 1 · 266 m² | 8.3 m · 2 fl. |
| 24072B0097/00N000 | Flanders | 697 m² | 1 · 1,091 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBekkevoort2.116.586.322
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Of 958 companies in sector 46319 we hold annual accounts for 611. 227 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-08-2001
Fiscal year end30-06
Activities, NACEBEL 2025
01240Growing of pome and stone fruits
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
E-invoicing
Reachable via Peppol
Peppol ID
0208:0475494493
Also
9925:BE0475494493
Registered
19-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.