VDR Construct

Active

Private limited companyfounded 2025incorporated this yearEngstegenseweg 44, 3520 Zonhoven, BelgiumKBO/BCE: BE 1031.901.539

VDR Construct is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €9k and a net result of €7k. Its solvency ranks better than 87% of 7196 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

85 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency100

Growth-

Stability50

Credit verdict

Credit up to €1k at 30 days acceptable

Liquidity ample (current ratio 5.05), and 19.8% of the assets are financed with debt.

How do we compute this score?

Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

Founded in 2025, under 3 years, statistically higher risk.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

1 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€9k

Total assets

€12k

Net result

€7k

Working capital

€9k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €12k

80.2%

19.8%

Equity €9k

Debt €2k

Debt finances 19.8% of the balance-sheet total.

Key figures and ratios

2025 value

Solvency

80.2%

Current ratio

5.05

Quick ratio

5.05

Debt / equity

0.25

ROE

73.4%

ROA

58.9%

Debt

€2k

Debt ≤ 1 year

€2k

Income taxes

€2k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€12k

Current assets29/58€12k

Amounts receivable within one year40/41€9k

Other amounts receivable41€9k

Cash at bank and in hand54/58€3k

Equity and liabilities

Total equity and liabilities10/49€12k

Equity10/15€9k

Contributions10/11€3k

Profit (loss) carried forward14€7k

Amounts payable17/49€2k

Amounts payable within one year42/48€2k

Taxes, remuneration and social security45€2k

Taxes450/3€2k

Income statement Code2025

Gross operating margin9900€9k

Operating profit (loss)9901€9k

Financial income75/76B€21

Recurring financial income75€21

Profit (loss) for the period before taxes9903€9k

Income taxes67/77€2k

Profit (loss) for the period9904€7k

Profit (loss) for the period to be appropriated9905€7k

Appropriation of the result

Profit (loss) to be appropriated9906€7k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

30-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Zonhoven · 1 establishment unit since 2025

exact location from the address register On OpenStreetMap

Ground area

1,082 m²

Building footprint

178 m²

Volume, LiDAR

788 m³

Parcel 71066B0356/00K000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

VDR Construct

Engstegenseweg 44, 3520 ZonhovenGeneral construction of residential buildings

since 20252.383.697.497

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71066B0356/00K000	Flanders	1,082 m²	1 · 178 m²	7.4 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

BENOIT CAVELIER CONSTRUCTION

Of 29,518 companies in sector 41001 we hold annual accounts for 15,849. 8,916 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded19-12-2025

Fiscal year end31-12

Activities, NACEBEL

41001General construction of residential buildings

43120Site preparation

43350Other building finishing work

43990Other specialised construction activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.