Summary
VDPE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €185,829 and a net result of €56,731. Equity is growing by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 26% of 8074 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
39 d early
2023
3 d early
2022
22 d early
2020
7 d early
2019
3 d early
2018
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#7 oldest company in Vorselaar, Finance and insurance sector#9 company by total assets in Vorselaar, Finance and insurance sector
Equity
€185,829▲ 20.4%
2024 · €154,406
Net result
€56,731▲ 10.3%
2024 · €51,424
Total assets
€843,928▼ 3.0%
2024 · €869,741
Solvency
22.0%▲ 4.3pp
2024 · 17.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202022202320242025
Operating result€37,370▼ 7.0%€68,664-€28,191▼ 58.9%€108,863▲ 286%€107,152▼ 1.6%
Net result€24,304within the sector's middle half▼ 5.1%€45,551within the sector's middle half-€4,193below the sector's middle half▼ 90.8%€51,424within the sector's middle half▲ 1,127%€56,731within the sector's middle half▲ 10.3%
Equity€55,662below the sector's middle half▲ 16.7%€100,405below the sector's middle half-€102,981below the sector's middle half▲ 2.6%€154,406within the sector's middle half▲ 49.9%€185,829within the sector's middle half▲ 20.4%
Total assets€427,172below the sector's middle half▼ 1.7%€652,818within the sector's middle half-€870,185within the sector's middle half▲ 33.3%€869,741within the sector's middle half▼ 0.1%€843,928within the sector's middle half▼ 3.0%
Debt€371,511▼ 4.0%€552,414-€767,204▲ 38.9%€715,335▼ 6.8%€658,099▼ 8.0%
Working capital€29,914▼ 26.4%-€38,336--€9,099▲ 76.3%€24,734€41,117▲ 66.2%
Solvency13.0%below the sector's middle half▲ 2.1pp15.4%below the sector's middle half-11.8%below the sector's middle half▼ 3.5pp17.8%below the sector's middle half▲ 5.9pp22.0%within the sector's middle half▲ 4.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €843,928
Fixed assets
€720,360 ▼ 5.6%
Current assets
€123,568 ▲ 15.9%
Equity and liabilities €843,928
Equity
€185,829 ▲ 20.4%
Debt
€658,099 ▼ 8.0%
Debt's share of the balance-sheet total falls from 82.2% to 78.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
30.5%▼
2024 · 33.3%
ROA
6.7%▲
2024 · 5.9%
Debt ≤ 1 year
€82,451▲
2024 · €81,909
Debt > 1 year
€575,648▼
2024 · €633,426
Income taxes
€23,608▲
2024 · €21,185
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,286 | €40,525 | €58,641 | €42,531 | €42,737 | ▲ 0.5% |
| Other operating charges640/8 | - | €1,591 | €1,297 | €1,487 | €1,582 | ▲ 6.4% |
| Gross operating margin9900 | €49,971 | €110,779 | €88,129 | €152,880 | €151,472 | ▼ 0.9% |
| Operating profit (loss)9901 | €37,370 | €68,664 | €28,191 | €108,863 | €107,152 | ▼ 1.6% |
| Financial income75/76B | - | €1,573 | €900 | €980 | €1,278 | ▲ 30.4% |
| Recurring financial income75 | €901 | €1,573 | €900 | €980 | €1,278 | ▲ 30.4% |
| Financial charges65/66B | - | €17,052 | €24,641 | €37,234 | €28,091 | ▼ 24.6% |
| Recurring financial charges65 | €3,775 | €17,052 | €24,641 | €37,234 | €28,091 | ▼ 24.6% |
| Profit (loss) for the period before taxes9903 | €34,496 | €53,184 | €4,450 | €72,609 | €80,339 | ▲ 10.6% |
| Income taxes67/77 | €10,192 | €7,633 | €258 | €21,185 | €23,608 | ▲ 11.4% |
| Profit (loss) for the period9904 | €24,304 | €45,551 | €4,193 | €51,424 | €56,731 | ▲ 10.3% |
| Transfer from tax-exempt reserves789 | - | €255 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €24,284 | €45,806 | €4,193 | €51,424 | €56,731 | ▲ 10.3% |
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €427,172 | €652,818 | €870,185 | €869,741 | €843,928 | ▼ 3.0% |
| Fixed assets21/28 | €345,812 | €552,653 | €804,878 | €763,097 | €720,360 | ▼ 5.6% |
| Tangible fixed assets22/27 | €345,812 | €551,903 | €804,128 | €763,097 | €720,360 | ▼ 5.6% |
| Furniture and vehicles24 | - | - | - | €1,407 | €1,107 | ▼ 21.3% |
| Other tangible fixed assets26 | - | €551,903 | €804,128 | €761,691 | €719,254 | ▼ 5.6% |
| Financial fixed assets28 | - | €750 | €750 | - | - | - |
| Current assets29/58 | €81,360 | €100,165 | €65,307 | €106,643 | €123,568 | ▲ 15.9% |
| Amounts receivable after more than one year29 | - | €45,000 | €45,000 | €45,000 | €45,000 | = |
| Other amounts receivable291 | - | €45,000 | €45,000 | €45,000 | €45,000 | = |
| Amounts receivable within one year40/41 | €593 | €7,753 | €1,885 | €24,121 | €52,952 | ▲ 120% |
| Trade receivables40 | - | €6,353 | €860 | €23,221 | €22,826 | ▼ 1.7% |
| Other amounts receivable41 | - | €1,400 | €1,025 | €900 | €30,126 | ▲ 3,247% |
| Cash at bank and in hand54/58 | €35,094 | €46,966 | €17,976 | €37,412 | €25,358 | ▼ 32.2% |
| Deferred charges and accrued income490/1 | - | €446 | €446 | €110 | €257 | ▲ 134% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €427,172 | €652,818 | €870,185 | €869,741 | €843,928 | ▼ 3.0% |
| Equity10/15 | €55,662 | €100,405 | €102,981 | €154,406 | €185,829 | ▲ 20.4% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €49,462 | €94,205 | €96,781 | €148,206 | €179,629 | ▲ 21.2% |
| Tax-exempt reserves132 | - | €423 | €423 | €423 | €423 | = |
| Distributable reserves133 | - | €93,782 | €96,359 | €147,783 | €179,206 | ▲ 21.3% |
| Profit (loss) carried forward14 | €525 | - | - | - | - | - |
| Amounts payable17/49 | €371,511 | €552,414 | €767,204 | €715,335 | €658,099 | ▼ 8.0% |
| Amounts payable after more than one year17 | €320,000 | €413,228 | €691,204 | €633,426 | €575,648 | ▼ 9.1% |
| Financial debts170/4 | - | €413,228 | €691,204 | €633,426 | €575,648 | ▼ 9.1% |
| Amounts payable within one year42/48 | €51,446 | €138,501 | €74,406 | €81,909 | €82,451 | ▲ 0.7% |
| Current portion of amounts payable after more than one year42 | - | €48,519 | €57,778 | €57,778 | €57,778 | = |
| Trade debts44 | €1,950 | €60,989 | €5,825 | €840 | €2,745 | ▲ 227% |
| Suppliers440/4 | - | €60,989 | €5,825 | €840 | €2,745 | ▲ 227% |
| Taxes, remuneration and social security45 | - | €8,197 | €8,285 | €18,954 | €21,255 | ▲ 12.1% |
| Taxes450/3 | - | €8,197 | €8,285 | €18,954 | €17,490 | ▼ 7.7% |
| Remuneration and social security454/9 | - | - | - | - | €3,764 | - |
| Other amounts payable47/48 | - | €20,797 | €2,518 | €4,338 | €673 | ▼ 84.5% |
| Accrued charges and deferred income492/3 | - | €684 | €1,594 | - | - | - |
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,304 | €45,551 | €4,193 | €51,424 | €56,731 | ▲ 10.3% |
| + Depreciation and write-downs630 | €11,286 | €40,525 | €58,641 | €42,531 | €42,737 | ▲ 0.5% |
| Operating cash flow (approximation) | €35,590 | €86,076 | €62,834 | €93,955 | €99,468 | ▲ 5.9% |
| Investment in fixed assets (approximation) | - | - | -€310,866 | -€750 | €0 | ▲ 100% |
| Change in cash | - | - | -€28,990 | €19,437 | -€12,054 | ▼ 162% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2018net €56,731 ▲10.3%
Net result €56,731, the highest in the series.
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €150,000Eq €154,406 ▲49.9%
6 profitable years in a row build equity to €154,406.
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €4,193 ▼90.8%
Net result drops to €4,193, the lowest in the series; recovery starts the following year.
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Equity above €100,000Eq €100,405 ▲80.4%
4 profitable years in a row build equity to €100,405.
2021
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
21-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorselaar · 1 establishment unit since 2013
Ground area
550 m²
Building footprint
261 m²
Volume, LiDAR
756 m³
Parcel 13044E0199/00S002, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VDPE
since 20132.226.204.735
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13044E0199/00S002 | Flanders | 550 m² | 1 · 261 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,539 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-11-2013
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail
raf.vandyck@gmail.comVorselaar
Phone
0476/49.48.11Vorselaar
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.