VdMA
ActiveSummary
VdMA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €-1k. Equity is shrinking by ~36.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 72% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100▲+4
Growth32=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
30 d late
2024
15 d early
2023
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 35.6%
2024 · €4k
2023: €6khighest in 3 years
2024: €4k▼ -27.0% vs 2023
2025: €3k▼ -35.6% vs 2024lowest in 3 years
2023 → 2025
Total assets
€3k▼ 39.9%
2024 · €6k
2023: €8khighest in 3 years
2024: €6k▼ -31.1% vs 2023
2025: €3k▼ -39.9% vs 2024lowest in 3 years
2023 → 2025
Net result
€-1k▲ 3.6%
2024 · €-2k
2023: €3khighest in 3 years
2024: €-2k▼ -149% vs 2023lowest in 3 years
2025: €-1k▲ +3.6% vs 2024
2023 → 2025
Working capital
€3k▼ 35.6%
2024 · €4k
2023: €6khighest in 3 years
2024: €4k▼ -27.0% vs 2023
2025: €3k▼ -35.6% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€6k-€4k▼ 27.0%€3k▼ 35.6%
2023: €6khighest in 3 years
2024: €4k▼ -27.0% vs 2023
2025: €3k▼ -35.6% vs 2024lowest in 3 years
Operating result€5k-€-1k€-1k▲ 2.6%
2023: €5khighest in 3 years
2024: €-1k▼ -127% vs 2023lowest in 3 years
2025: €-1k▲ +2.6% vs 2024
Net result€3k-€-2k€-1k▲ 3.6%
2023: €3khighest in 3 years
2024: €-2k▼ -149% vs 2023lowest in 3 years
2025: €-1k▲ +3.6% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €1k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €3k
Equity
€3k ▼ 35.6%
Debt
€814 ▼ 50.5%
Debt's share of the balance-sheet total falls from 28.6% to 23.5%. Equity and debt are lower.
Key figures and ratios
Debt ≤ 1 year
€814▼
2024 · €2k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6k€3k▼
Current assets29/58€6k€3k▼
Amounts receivable within one year40/41€264€1k▲
Other amounts receivable41€264€1k▲
Cash at bank and in hand54/58€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€6k€3k▼
Equity10/15€4k€3k▼
Contributions10/11€3k€3k=
Reserves13€2k€144▼
Distributable reserves133€2k€144▼
Amounts payable17/49€2k€814▼
Amounts payable within one year42/48€2k€814▼
Trade debts44€192€814▲
Suppliers440/4€192€814▲
Taxes, remuneration and social security45€1k-
Taxes450/3€1k-
Other amounts payable47/48€451-
Income statement
Code20242025
Other operating charges640/8€118€120▲
Gross operating margin9900€-1k€-1k▲
Operating profit (loss)9901€-1k€-1k▲
Financial charges65/66B€56€40▼
Recurring financial charges65€56€40▼
Profit (loss) for the period before taxes9903€-2k€-1k▲
Profit (loss) for the period9904€-2k€-1k▲
Profit (loss) for the period to be appropriated9905€-2k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-1k▲
Transfer from equity791/2€2k€1k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | - | €118 | €120 | ▲ 1.7% |
| Gross operating margin9900 | €5k | €-1k | €-1k | ▲ 3.0% |
| Operating profit (loss)9901 | €5k | €-1k | €-1k | ▲ 2.6% |
| Financial charges65/66B | €1k | €56 | €40 | ▼ 28.2% |
| Recurring financial charges65 | €1k | €56 | €40 | ▼ 28.2% |
| Profit (loss) for the period before taxes9903 | €4k | €-2k | €-1k | ▲ 3.6% |
| Income taxes67/77 | €1k | - | - | - |
| Profit (loss) for the period9904 | €3k | €-2k | €-1k | ▲ 3.6% |
| Profit (loss) for the period to be appropriated9905 | €3k | €-2k | €-1k | ▲ 3.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €8k | €6k | €3k | ▼ 39.9% |
| Current assets29/58 | €8k | €6k | €3k | ▼ 39.9% |
| Amounts receivable within one year40/41 | - | €264 | €1k | ▲ 454% |
| Other amounts receivable41 | - | €264 | €1k | ▲ 454% |
| Cash at bank and in hand54/58 | €8k | €5k | €2k | ▼ 63.6% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €8k | €6k | €3k | ▼ 39.9% |
| Equity10/15 | €6k | €4k | €3k | ▼ 35.6% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Reserves13 | €3k | €2k | €144 | ▼ 91.1% |
| Distributable reserves133 | €3k | €2k | €144 | ▼ 91.1% |
| Amounts payable17/49 | €3k | €2k | €814 | ▼ 50.5% |
| Amounts payable within one year42/48 | €3k | €2k | €814 | ▼ 50.5% |
| Trade debts44 | - | €192 | €814 | ▲ 324% |
| Suppliers440/4 | - | €192 | €814 | ▲ 324% |
| Taxes, remuneration and social security45 | €2k | €1k | - | - |
| Taxes450/3 | €2k | €1k | - | - |
| Other amounts payable47/48 | €884 | €451 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €-2k | €-1k | ▲ 3.6% |
| Operating cash flow (approximation) | €3k | €-2k | €-1k | ▲ 3.6% |
| Change in cash | - | €-3k | €-3k | ▼ 22.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lint · 1 establishment unit since 2023
Ground area
533 m²
Building footprint
167 m²
Volume, LiDAR
929 m³
Parcel 11025E0297/00V009, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VdMA
since 20232.341.379.367
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11025E0297/00V009 | Flanders | 533 m² | 1 · 167 m² | 10.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 10,348 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.