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VDM - TRADING

Active
Private limited companyfounded 1998active for 28 yearsCamelialaan 11, 2970 Schilde, BelgiumKBO/BCE: BE 0462.641.894
Summary

VDM - TRADING has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€95,511) and a net result of €268,085. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 9% of 39,272 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 16-02-1998 Normal situation
Activity
Business and other management consultancy NACE 70200and 2 others
Establishment unit
2.131.252.326 2970 Schilde, since 24-02-1998
Financial year end
31 December
Peppol
Reachable since 08-01-2026

Board and ownership

Board
  • Verheyen JohanDirector

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€278,018
▲ 637%
Turnover
≈ €400,000
estimated
Profit
€268,085
Equity
-€95,511
▲ 73.7%
Total assets
€2.1m
▼ 30.7%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 66 days after the deadline
Filed on 05-10-2026
Score breakdownraises riskCapped at 59: negative equityLast filed accounts filed 66 days late; 3 of the last 3 accounts lateNegative equity -€95,511lowers riskSize: total assets €2.1mFounded in 1998Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 38% of small companies in head offices and management consultancy (NACE 70)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 21+8
equity -4.5% of total assets
Liquidity 3-34
short-term debt 98.8% · cash 2.7%
Profitability 69+42
return on assets 12.6%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,516 companies, NACE 70, small)
Last 24 months 12-2024: 1.1% 01-2025: 1.7%▲ +0.6 percentage points vs 12-2024 02-2025: 1.8%▲ +0.1 percentage points vs 01-2025 03-2025: 2.0%▲ +0.2 percentage points vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 1.9%▼ -0.1 percentage points vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 1.9%● unchanged vs 06-2025 08-2025: 2.3%▲ +0.4 percentage points vs 07-2025 09-2025: 2.5%▲ +0.2 percentage points vs 08-2025 10-2025: 2.7%▲ +0.2 percentage points vs 09-2025highest value 11-2025: 0.9%▼ -1.8 percentage points vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 1.0%▲ +0.1 percentage points vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.1%▲ +0.1 percentage points vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.4%▲ +0.3 percentage points vs 07-2026 09-2026: 1.6%▲ +0.2 percentage points vs 08-2026 10-2026: 0.3%▼ -1.3 percentage points vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is tight, with a current ratio of 1.01 (3.18 in 2024), below the usual 1.5. Short-term debt is 98.8% and cash 2.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 3% of them on solvency, 3% on liquidity, 55% on profitability and 91% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €2.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 66 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Negative equity -€95,511
NBB · annual accounts
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 39272 sector peers (2025).
NBB · sector comparison
Position among 39272 sector peers
Solvency
better than 9%
← weakest strongest →
raises risk · 2025 accounts filed 66 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-10-2026, 66 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
66 days late
2024
68 days late
2023
138 days late
2022
108 days late
2021
31 days late
2020
31 days late
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 59 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 October (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€95,511 View
  • Caution: Less equity than 95% of companies in head offices and management consultancysector median €78,218 · 39,304 companies -€95,511 View
  • Positive: Back in profit in 2025after a loss of €132,469 in 2024 €268,085 View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as VDM - TRADING: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.9m and €2.2m, founded between 1996 and 2001.

CompanyTotal assetsGross margin
VDM - TRADING Schilde€2.1m€0.3m
I.M.D.B. Mechelen€2.0m€0.3m
HELLO WORLD Antwerpen€2.2m€0.3m
CREAD Kontich€1.9m€0.3m
ROWIL INVEST Turnhout€2.1m€0.3m
APIM Accountants Kapellen€2.2m€0.2m
JALS Management Turnhout€1.9m€0.2m
Full comparison

Key facts about VDM - TRADING

What is the company number of VDM - TRADING?
The company number of VDM - TRADING is 0462.641.894. The VAT number is the same number with BE in front: BE 0462.641.894.
Where is VDM - TRADING based?
The registered office is at Camelialaan 11, 2970 Schilde.Company details
What does VDM - TRADING do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of VDM - TRADING?
The legal form of VDM - TRADING is Private limited company (BV).
When was VDM - TRADING founded?
VDM - TRADING was founded on 16-02-1998.
Is VDM - TRADING still active?
Yes, VDM - TRADING is an active enterprise in the KBO register.
What is the turnover of VDM - TRADING?
The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €278,018 and 95 comparable companies (NACE 70200). It probably lies between €330,000 and €700,000.Financials
Is VDM - TRADING profitable?
In financial year 2025, VDM - TRADING made a profit of €268,085.
Where can I find the annual accounts of VDM - TRADING?
VDM - TRADING filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VDM - TRADING due?
VDM - TRADING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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