VDM CONSULTANCY SERVICES
ActiveVDM CONSULTANCY SERVICES has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €318k and a net result of €18k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-2
Solvency84▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.99 against 5.0 in 2024; short-term debt: 10.5% and cash: 20.2% of total assets), and 40.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.4%
Return on assets
3.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
57 d early
2023
55 d early
2022
52 d early
2021
58 d early
2020
57 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€318k▲ 5.9%
2024 · €300k
2018: €57k
2019: €68k
2020: €89k
2021: €171k
2022: €237k
2023: €273k
2024: €300k
2018 → 2025
Total assets
€535k▲ 3.5%
2024 · €517k
2018: €380k
2019: €370k
2020: €372k
2021: €198k
2022: €488k
2023: €515k
2024: €517k
2018 → 2025
Net result
€18k▼ 35.2%
2024 · €27k
2018: €1k
2019: €11k
2020: €21k
2021: €82k
2022: €59k
2023: €36k
2024: €27k
2018 → 2025
Working capital
€168k▲ 9.2%
2024 · €154k
2018: €-57k
2019: €-58k
2020: €-46k
2021: €164k
2022: €104k
2023: €121k
2024: €154k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€171k-€237k▲ 38.4%€273k▲ 15.2%€300k▲ 10.0%€318k▲ 5.9%
Operating result€107k-€63k▼ 40.7%€55k▼ 13.3%€41k▼ 25.4%€30k▼ 27.6%
Net result€82k-€59k▼ 28.0%€36k▼ 39.4%€27k▼ 23.9%€18k▼ 35.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 28% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €535k
Fixed assets
€311k▼ 4.3%
Current assets
€225k▲ 16.6%
Equity and liabilities €535k
Equity
€318k▲ 5.9%
Debt
€217k▲ 0.1%
The debt ratio falls from 42.0% to 40.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€51k▼
2024 · €64k
Cash flow
€39k▼
2024 · €50k
Solvency
59.4%▲
2024 · 58.0%
Current ratio
3.99▼
2024 · 5.00
Quick ratio
3.99▼
2024 · 5.00
Debt / equity
0.68▼
2024 · 0.72
ROE
5.6%▼
2024 · 9.1%
ROA
3.3%▼
2024 · 5.3%
Interest coverage
7.06▼
2024 · 8.34
Debt
€217k▲
2024 · €217k
Debt ≤ 1 year
€56k▲
2024 · €39k
Debt > 1 year
€158k▼
2024 · €176k
Income taxes
€6k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€517k€535k▲
Fixed assets21/28€325k€311k▼
Tangible fixed assets22/27€325k€311k▼
Land and buildings22€310k€297k▼
Plant, machinery and equipment23€9k€12k▲
Furniture and vehicles24€5k€1k▼
Current assets29/58€193k€225k▲
Amounts receivable within one year40/41€26k€40k▲
Trade receivables40€20k€34k▲
Other amounts receivable41€6k€6k▲
Current investments50/53€69k€69k=
Cash at bank and in hand54/58€93k€108k▲
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€517k€535k▲
Equity10/15€300k€318k▲
Contributions10/11€19k€19k=
Reserves13€32k€32k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€30k€32k▲
Profit (loss) carried forward14€249k€267k▲
Amounts payable17/49€217k€217k▲
Amounts payable after more than one year17€176k€158k▼
Financial debts170/4€176k€158k▼
Amounts payable within one year42/48€39k€56k▲
Current portion of amounts payable after more than one year42€17k€18k▲
Trade debts44€2k€14k▲
Suppliers440/4€2k€14k▲
Taxes, remuneration and social security45€14k€19k▲
Taxes450/3€11k€15k▲
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€5k€5k▼
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€21k▼
Other operating charges640/8€558€2k▲
Gross operating margin9900€65k€53k▼
Operating profit (loss)9901€41k€30k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€35k€24k▼
Income taxes67/77€8k€6k▼
Profit (loss) for the period9904€27k€18k▼
Profit (loss) for the period to be appropriated9905€27k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€249k€267k▲
Profit (loss) brought forward from the previous period14P€222k€249k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €237k ▲38.4%
5 profitable years in a row build equity to €237k.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €82k ▲302%
Operating result €107k, net result €82k, both a record.
31-12
Financial
Liquidity times 11current ratio 7.09
Current ratio from 0.64 to 7.09; short-term debt falls from €126k to €27k.
31-12
Financial
Equity above €150kEq €171k ▲93.1%
4 profitable years in a row build equity to €171k.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-11-2020
Resigned as Director
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koereit 21730 AsseGround area
1,497 m²
Building footprint
177 m²
Volume, LiDAR
776 m³
Parcel 23002A0137/00X003, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VDM CONSULTANCY SERVICES
since 20152.238.746.934
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002A0137/00X003 | Flanders | 1,497 m² | 1 · 177 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KENNETH BERARD
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ROCOCON
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SOGIF
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ZEQ
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GDB CONSULTING
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 37,786 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.