VDFA
ActiveVDFA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €5k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 60% of 1029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-3
Solvency80▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 2.37 in 2024; short-term debt: 45.2% and cash: 66.2% of total assets), and 45.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.8%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
27 d late
2024
30 d early
2023
35 d early
2022
2 d early
2021
12 d late
2020
20 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€134k▼ 6.2%
2024 · €143k
2018: €22k
2019: €89k
2020: €124k
2021: €128k
2022: €108k
2023: €133k
2024: €143k
2018 → 2025
Total assets
€244k▲ 7.7%
2024 · €227k
2018: €207k
2019: €241k
2020: €257k
2021: €214k
2022: €189k
2023: €235k
2024: €227k
2018 → 2025
Net result
€5k▼ 47.4%
2024 · €10k
2018: €3k
2019: €68k
2020: €35k
2021: €4k
2022: €-20k
2023: €24k
2024: €10k
2018 → 2025
Working capital
€95k▼ 17.6%
2024 · €116k
2018: €-76k
2019: €8k
2020: €58k
2021: €76k
2022: €81k
2023: €110k
2024: €116k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€128k-€108k▼ 15.3%€133k▲ 22.5%€143k▲ 7.7%€134k▼ 6.2%
Operating result€4k-€-15k€43k€27k▼ 35.8%€17k▼ 39.5%
Net result€4k-€-20k€24k€10k▼ 58.3%€5k▼ 47.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €244k
Fixed assets
€39k▲ 42.8%
Current assets
€206k▲ 3.0%
Equity and liabilities €244k
Equity
€134k▼ 6.2%
Debt
€111k▲ 31.2%
The debt ratio rises from 37.1% to 45.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€24k▼
2024 · €37k
Cash flow
€13k▼
2024 · €20k
Solvency
54.8%▼
2024 · 62.9%
Current ratio
1.86▼
2024 · 2.37
Quick ratio
1.86▼
2024 · 2.37
Debt / equity
0.83▲
2024 · 0.59
ROE
4.0%▼
2024 · 7.1%
ROA
2.2%▼
2024 · 4.5%
Interest coverage
12.37▲
2024 · 9.84
Debt
€111k▲
2024 · €84k
Debt ≤ 1 year
€111k▲
2024 · €84k
Income taxes
€10k▼
2024 · €14k
Staff costs
€306
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€227k€244k▲
Fixed assets21/28€27k€39k▲
Intangible fixed assets21€9k€8k▼
Tangible fixed assets22/27€17k€29k▲
Plant, machinery and equipment23€785€597▼
Furniture and vehicles24€9k€22k▲
Other tangible fixed assets26€7k€7k▼
Financial fixed assets28€1k€1k=
Current assets29/58€200k€206k▲
Amounts receivable within one year40/41€58k€42k▼
Trade receivables40€58k€41k▼
Other amounts receivable41-€171
Cash at bank and in hand54/58€142k€162k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€227k€244k▲
Equity10/15€143k€134k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€122k€113k▼
Amounts payable17/49€84k€111k▲
Amounts payable within one year42/48€84k€111k▲
Trade debts44€9k€36k▲
Suppliers440/4€9k€36k▲
Taxes, remuneration and social security45€22k€21k▼
Taxes450/3€22k€21k▼
Other amounts payable47/48€53k€54k▲
Income statement
Code20242025
Non-recurring operating income76A€17k-
Remuneration, social security and pensions62-€306
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€8k▼
Other operating charges640/8€14k€5k▼
Gross operating margin9900€51k€30k▼
Operating profit (loss)9901€27k€17k▼
Financial income75/76B€99€542▲
Recurring financial income75€99€542▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€24k€15k▼
Income taxes67/77€14k€10k▼
Profit (loss) for the period9904€10k€5k▼
Profit (loss) for the period to be appropriated9905€10k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€122k€128k▲
Profit (loss) brought forward from the previous period14P€112k€122k▲
Profit to be distributed694/7-€14k
Return on contributions (dividend)694-€14k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-20k ▼626%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
30-09
Financial
Equity above €100kEq €124k ▲39.1%
3 profitable years in a row build equity to €124k.
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €68k ▲2137%
Operating result €90k, net result €68k, both a record.
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sambreville · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Prairies(TAM) 35060 SambrevilleGround area
2,990 m²
Building footprint
257 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
VDFA
since 20162.260.392.582
VDFA
since 20162.260.392.681
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92255B0049/00W002 | Wallonia | 2,438 m² | 1 · 189 m² | - |
| 92121B0533/00Y002 | Wallonia | 552 m² | 1 · 67 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WAX-IT
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ACS FLEET SERVICES
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ECO CAR - WASH
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Of 3,209 companies in sector 95316 we hold annual accounts for 752. 507 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2016
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
41001General construction of residential buildings
43211General electrical installation work
43320Joinery installation
43350Other building finishing work
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.