VDE Build
ActiveThe computed 12-month bankruptcy probability of VDE Build is 2.3% (moderate). The 2025 annual accounts show equity of €27k and a net result of €514. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 27711 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-6
Solvency82▲+1
Growth52=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.12 in 2024; short-term debt: 43.3% and cash: 26.3% of total assets), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
1.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
22 d early
2024
29 d early
2023
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▲ 1.9%
2024 · €27k
2023: €24k
2024: €27k
2023 → 2025
Total assets
€48k▲ 1.5%
2024 · €48k
2023: €43k
2024: €48k
2023 → 2025
Net result
€514▼ 82.2%
2024 · €3k
2023: €19k
2024: €3k
2023 → 2025
Working capital
€12k▲ 377%
2024 · €2k
2023: €35k
2024: €2k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€24k-€27k▲ 12.0%€27k▲ 1.9%
Operating result€26k-€5k▼ 82.1%€-761
Net result€19k-€3k▼ 84.8%€514▼ 82.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €761 after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€16k▼ 37.1%
Current assets
€33k▲ 43.0%
Equity and liabilities €48k
Equity
€27k▲ 1.9%
Debt
€21k▲ 0.9%
The debt ratio falls from 43.6% to 43.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €14k
Cash flow
€12k▼
2024 · €13k
Solvency
56.7%▲
2024 · 56.4%
Current ratio
1.57▲
2024 · 1.12
Quick ratio
1.57▲
2024 · 1.12
Debt / equity
0.76▼
2024 · 0.77
ROE
1.9%▼
2024 · 10.7%
ROA
1.1%▼
2024 · 6.0%
Interest coverage
32.93▼
2024 · 65.61
Debt
€21k▲
2024 · €21k
Debt ≤ 1 year
€21k▲
2024 · €20k
Income taxes
€703▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€48k▲
Fixed assets21/28€25k€16k▼
Tangible fixed assets22/27€25k€16k▼
Plant, machinery and equipment23€1k€696▼
Furniture and vehicles24€24k€15k▼
Current assets29/58€23k€33k▲
Amounts receivable within one year40/41€9k€8k▼
Trade receivables40-€7k
Other amounts receivable41€9k€1k▼
Current investments50/53€12k€12k=
Cash at bank and in hand54/58€2k€13k▲
Equity and liabilities
Total equity and liabilities10/49€48k€48k▲
Equity10/15€27k€27k▲
Contributions10/11€5k€5k=
Reserves13€22k€22k▲
Distributable reserves133€22k€22k▲
Amounts payable17/49€21k€21k▲
Amounts payable within one year42/48€20k€21k▲
Trade debts44€12k€2k▼
Suppliers440/4€12k€2k▼
Taxes, remuneration and social security45€2k€703▼
Taxes450/3€2k€703▼
Other amounts payable47/48€7k€18k▲
Accrued charges and deferred income492/3€310€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€883€538▼
Gross operating margin9900€15k€11k▼
Operating profit (loss)9901€5k€-761▼
Financial income75/76B€47€2k▲
Recurring financial income75€47€2k▲
Financial charges65/66B€220€329▲
Recurring financial charges65€220€329▲
Profit (loss) for the period before taxes9903€4k€1k▼
Income taxes67/77€2k€703▼
Profit (loss) for the period9904€3k€514▼
Profit (loss) for the period to be appropriated9905€3k€514▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€514▼
Transfer to equity691/2€3k€514▼
To contributions691-€0
To other reserves6921€3k€514▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €514 ▼82.2%
Net result drops to €514, the lowest in the series.
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keulendam 582870 Puurs-Sint-AmandsGround area
245 m²
Building footprint
80 m²
Volume, LiDAR
619 m³
Parcel 12030B0113/00F000, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VDE BUILD
since 20222.332.557.713
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12030B0113/00F000 | Flanders | 245 m² | 1 · 80 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VANWES
BE 0543.354.012
Sint-Truiden · Eq €27k
ALFA SECURITY
BE 0450.538.769
Eghezée · Eq €27k
R-Build
BE 0869.753.171
Antwerpen · Eq €27k
LIMAS ENERGETICS
BE 0439.056.741
Schelle · Eq €27k
G&VO
BE 0805.284.793
Essen · Eq €27k
Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 7,841 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2022
Fiscal year end30-09
Activities, NACEBEL
43211General electrical installation work
68121Development of residential building projects
68122Development of non-residential building projects
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.