VDDC
ActiveVDDC has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €280k and a net result of €20k. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 2768 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-65
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 6.55 against 9.72 in 2024), and 12.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
6 signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.7%
Return on assets
6.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
30 d late
2023
64 d late
2022
52 d late
2021
24 d late
2020
15 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€280k▲ 7.6%
2024 · €260k
2023: €156k
2024: €260k
2023 → 2025
Total assets
€319k▲ 7.2%
2024 · €298k
2023: €185k
2024: €298k
2023 → 2025
Net result
€20k▼ 80.9%
2024 · €104k
2023: €42k
2024: €104k
2023 → 2025
Working capital
€211k▲ 1.4%
2024 · €208k
2023: €93k
2024: €208k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€156k-€260k▲ 66.6%€280k▲ 7.6%
Operating result€76k-€115k▲ 51.4%€44k▼ 61.4%
Net result€42k-€104k▲ 146%€20k▼ 80.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €319k
Fixed assets
€71k▲ 6.7%
Current assets
€249k▲ 7.3%
Equity and liabilities €319k
Equity
€280k▲ 7.6%
Debt
€39k▲ 4.3%
The debt ratio falls from 12.7% to 12.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€48k▼
2024 · €116k
Cash flow
€23k▼
2024 · €105k
Solvency
87.7%▲
2024 · 87.3%
Current ratio
6.55▼
2024 · 9.72
Quick ratio
6.55▼
2024 · 9.72
Debt / equity
0.14▼
2024 · 0.15
ROE
7.1%▼
2024 · 40.0%
ROA
6.2%▼
2024 · 34.9%
Interest coverage
82.78▼
2024 · 105.03
Debt
€39k▲
2024 · €38k
Debt ≤ 1 year
€38k▲
2024 · €24k
Income taxes
€25k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€319k
Fixed assets
21/28€71k
Tangible fixed assets
22/27€10k
Financial fixed assets
28€61k
Current assets
29/58€249k
Amounts receivable within one year
40/41€45k
Investments
50/53€26k
Cash & bank
54/58€177k
Total equity & liabilities
10/49€319k
Equity
10/15€280k
Contributions / capital
10/11€6k
Reserves
13€274k
Accumulated profits (losses)
14€0
Amounts payable
17/49€39k
Amounts payable within one year
42/48€38k
Trade debts payable within one year
44€20k
Income statement
Code2025
Gross operating margin
9900€49k
Operating result
9901€44k
Financial income
75€1k
Financial charges
65€576
Result before taxes
9903€45k
Income taxes
67/77€25k
Net result for the period
9904€20k
Result to be appropriated
9905€20k
This is the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €20k ▼80.9%
Net result drops to €20k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2023net €104k ▲146%
Operating result €115k, net result €104k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 9.72
Current ratio from 4.23 to 9.72; short-term debt falls from €29k to €24k.
31-12
Financial
Equity above €200kEq €260k ▲66.6%
2 profitable years in a row build equity to €260k.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
16-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 77 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
Stalpaert Consulting
BE 0505.929.432
Lede · Eq €280k
BeBold
BE 0762.846.206
Kontich · Eq €280k
WONDERLAND OFFICE
BE 0449.560.158
Leuven · Eq €280k
NETFLY
BE 0475.689.186
Brussel · Eq €280k
CARECOACH
BE 0600.820.968
Brugge · Eq €280k
Of 29,953 companies in sector 62200 we hold annual accounts for 17,819. 13,677 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-07-2006
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-07-2026. Scores and ratios are computed by Checked and are not a credit decision.