VDD-CONCEPTS
ActiveThe computed 12-month bankruptcy probability of VDD-CONCEPTS is 5.1% (elevated). The 2025 annual accounts show negative equity (€-44k) and a net result of €-3k. Equity is shrinking by ~37.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 27446 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
10
/ 100
Critical▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▲+1
Solvency33▼-17
Growth32=
Stability100
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€44k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
105 d late
2023
30 d late
2022
92 d late
2021
74 d late
2020
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-44k▼ 6.1%
2024 · €-41k
2020: €7k
2021: €25k
2022: €18k
2023: €-39k
2024: €-41k
2020 → 2025
Total assets
€770
2024 · €0
2020: €22k
2021: €44k
2022: €51k
2023: €44k
2024: €0
2020 → 2025
Net result
€-3k▼ 8.1%
2024 · €-2k
2020: €2k
2021: €19k
2022: €-7k
2023: €-57k
2024: €-2k
2020 → 2025
Working capital
€-44k▼ 6.1%
2024 · €-41k
2020: €8k
2021: €27k
2022: €18k
2023: €-38k
2024: €-41k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€18k▼ 28.8%€-39k€-41k▼ 6.0%€-44k▼ 6.1%
Operating result€25k-€-7k€-57k▼ 735%€-2k▲ 96.9%€-2k▼ 37.4%
Net result€19k-€-7k€-57k▼ 679%€-2k▲ 95.9%€-3k▼ 8.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss grows.
Key figures and ratios
Debt
€44k▲
2024 · €41k
Debt ≤ 1 year
€44k▲
2024 · €41k
Ratios withheld: a balance sheet total of €770 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€0€770▲
Fixed assets21/28€0-
Financial fixed assets28€0-
Current assets29/58€0€770▲
Amounts receivable within one year40/41€0€770▲
Trade receivables40€0-
Other amounts receivable41€0€770▲
Cash at bank and in hand54/58€0-
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€0€770▲
Equity10/15€-41k€-44k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-46k€-49k▼
Amounts payable17/49€41k€44k▲
Amounts payable within one year42/48€41k€44k▲
Financial debts43€211€0▼
Credit institutions430/8€211€0▼
Trade debts44€0€3k▲
Suppliers440/4€0€3k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€16€0▼
Taxes450/3€16€0▼
Other amounts payable47/48€41k€41k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€1k€532▼
Other operating charges640/8€626€744▲
Gross operating margin9900€-1k€-2k▼
Operating profit (loss)9901€-2k€-2k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€540€63▼
Recurring financial charges65€540€63▼
Profit (loss) for the period before taxes9903€-2k€-3k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-2k€-3k▼
Profit (loss) for the period to be appropriated9905€-2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-46k€-49k▼
Profit (loss) brought forward from the previous period14P€-44k€-46k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
13-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 105 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 74 days late
2021
31-12
Financial
Highest result since 2020net €19k ▲962%
Operating result €25k, net result €19k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Egelstraat 399032 GentGround area
586 m²
Building footprint
136 m²
Volume, LiDAR
552 m³
Parcel 44074B0561/00P000, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VDD-concepts
since 20192.301.009.848
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074B0561/00P000 | Flanders | 586 m² | 1 · 136 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,086. 5,877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2019
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.vdd-concepts.be
E-mail:info@vdd-concepts.be