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VDC LANGUAGES

Active
Private limited companyfounded 20214 yrs activeIndustriëlaan 100, 7700 Mouscron, BelgiumKBO/BCE: BE 0779.347.488
Summary

VDC LANGUAGES has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,040 and a net result of €88,278. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 38% of 2057 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency53▼-35
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.78 against 1.41 in 2024; short-term debt: 71.9% and cash: 38.2% of total assets), and 71.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.1%
Return on assets
31%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-03-2026, 136 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
136 d early
2024
108 d early
2023
155 d early
2022
19 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 105 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VDC LANGUAGES was incorporated on 24 December 2021 as a Private limited company.1 Total assets rose from EUR 139,414 in 2022 to EUR 284,342 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€80,040▼ 57.4%
2024 · €187,852
Total assets
€284,342▼ 3.9%
2024 · €296,009
Net result
€88,278▼ 18.1%
2024 · €107,812
Working capital
-€45,062
2024 · €44,082
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€56,798-€49,795▼ 12.3%€137,144▲ 175%€112,193▼ 18.2%
Net result€40,984-€37,056▼ 9.6%€107,812▲ 191%€88,278▼ 18.1%
Equity€42,984-€80,040▲ 86.2%€187,852▲ 135%€80,040▼ 57.4%
Total assets€139,414-€190,575▲ 36.7%€296,009▲ 55.3%€284,342▼ 3.9%
Debt€96,430-€110,535▲ 14.6%€108,157▼ 2.2%€204,301▲ 88.9%
Working capital€20,440--€30,174€44,082-€45,062
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2022: €56,798€56,798Net result 2022: €40,984€40,984Operating result 2023: €49,795€49,795Net result 2023: €37,056€37,056Operating result 2024: €137,144€137,144Net result 2024: €107,812€107,812Operating result 2025: €112,193€112,193Net result 2025: €88,278€88,2782022202320242025€0€50,000€100,000€150,000Operating result 2023: €49,795€49,800Net result 2023: €37,056€37,100Operating result 2024: €137,144€137,000Net result 2024: €107,812€108,000Operating result 2025: €112,193€112,000Net result 2025: €88,278€88,300202320242025
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €284,342
Fixed assets €125,102 ▼ 13.0%
Current assets €159,240 ▲ 4.6%
Equity and liabilities €284,342
Equity €80,040 ▼ 57.4%
Debt €204,301 ▲ 88.9%
Debt's share of the balance-sheet total rises from 36.5% to 71.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€131,083▼
2024 · €157,599
Cash flow
€107,167▼
2024 · €128,266
Current ratio
0.78▼
2024 · 1.41
Debt to equity
2.55▲
2024 · 0.58
ROE
110.3%▲
2024 · 57.4%
ROA
31.0%▼
2024 · 36.4%
Interest coverage
438.88▲
2024 · 355.76
Debt ≤ 1 year
€204,301▲
2024 · €108,157
Income taxes
€23,617▼
2024 · €28,901
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€296,009€284,342▼
Fixed assets21/28€143,770€125,102▼
Tangible fixed assets22/27€143,770€125,102▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€9,930€6,844▼
Other tangible fixed assets26€133,840€118,258▼
Current assets29/58€152,239€159,240▲
Amounts receivable within one year40/41€10,368€41,875▲
Trade receivables40€10,368€30,492▲
Other amounts receivable41-€11,383
Current investments50/53-€6,000
Cash at bank and in hand54/58€139,888€108,483▼
Deferred charges and accrued income490/1€1,983€2,882▲
Equity and liabilities
Total equity and liabilities10/49€296,009€284,342▼
Equity10/15€187,852€80,040▼
Contributions10/11€2,000€2,000=
Reserves13€185,852€78,040▼
Distributable reserves133€185,852€78,040▼
Profit (loss) carried forward14-€0
Amounts payable17/49€108,157€204,301▲
Amounts payable within one year42/48€108,157€204,301▲
Trade debts44€44,640€49,916▲
Suppliers440/4€44,640€49,916▲
Taxes, remuneration and social security45€59,676€38,959▼
Taxes450/3€56,696€35,961▼
Remuneration and social security454/9€2,981€2,999▲
Other amounts payable47/48€3,841€115,426▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,455€18,890▼
Other operating charges640/8€1,251€1,028▼
Non-recurring operating charges66A-€1,688
Gross operating margin9900€158,850€133,800▼
Operating profit (loss)9901€137,144€112,193▼
Financial income75/76B€11€0▼
Recurring financial income75€11€0▼
Financial charges65/66B€443€299▼
Recurring financial charges65€443€299▼
Profit (loss) for the period before taxes9903€136,713€111,895▼
Income taxes67/77€28,901€23,617▼
Profit (loss) for the period9904€107,812€88,278▼
Profit (loss) for the period to be appropriated9905€107,812€88,278▼
Appropriation of the result
Profit (loss) to be appropriated9906€107,812€88,278▼
Transfer from equity791/2-€107,812
Transfer to equity691/2€107,812€0▼
To other reserves6921€107,812€0▼
Profit to be distributed694/7-€196,089
Return on contributions (dividend)694-€196,089

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,721€14,398€20,455€18,890▼ 7.6%
Other operating charges640/8€7,923€1,215€1,251€1,028▼ 17.8%
Non-recurring operating charges66A---€1,688-
Gross operating margin9900€68,442€65,408€158,850€133,800▼ 15.8%
Operating profit (loss)9901€56,798€49,795€137,144€112,193▼ 18.2%
Financial income75/76B€6€448€11€0▼ 99.6%
Recurring financial income75€6€448€11€0▼ 99.6%
Financial charges65/66B€632€590€443€299▼ 32.6%
Recurring financial charges65€632€590€443€299▼ 32.6%
Profit (loss) for the period before taxes9903€56,172€49,652€136,713€111,895▼ 18.2%
Income taxes67/77€15,187€12,596€28,901€23,617▼ 18.3%
Profit (loss) for the period9904€40,984€37,056€107,812€88,278▼ 18.1%
Profit (loss) for the period to be appropriated9905€40,984€37,056€107,812€88,278▼ 18.1%
Line2022202320242025Change
Assets
Total assets20/58€139,414€190,575€296,009€284,342▼ 3.9%
Fixed assets21/28€22,544€110,214€143,770€125,102▼ 13.0%
Tangible fixed assets22/27€22,544€110,214€143,770€125,102▼ 13.0%
Plant, machinery and equipment23€600€300€0--
Furniture and vehicles24€9,828€14,161€9,930€6,844▼ 31.1%
Other tangible fixed assets26€12,117€95,753€133,840€118,258▼ 11.6%
Current assets29/58€116,870€80,362€152,239€159,240▲ 4.6%
Amounts receivable within one year40/41€20,328€9,438€10,368€41,875▲ 304%
Trade receivables40€20,328€9,438€10,368€30,492▲ 194%
Other amounts receivable41---€11,383-
Current investments50/53---€6,000-
Cash at bank and in hand54/58€95,078€66,809€139,888€108,483▼ 22.5%
Deferred charges and accrued income490/1€1,464€4,115€1,983€2,882▲ 45.3%
Equity and liabilities
Total equity and liabilities10/49€139,414€190,575€296,009€284,342▼ 3.9%
Equity10/15€42,984€80,040€187,852€80,040▼ 57.4%
Contributions10/11€2,000€2,000€2,000€2,000=
Reserves13€40,984€78,040€185,852€78,040▼ 58.0%
Distributable reserves133€40,984€78,040€185,852€78,040▼ 58.0%
Profit (loss) carried forward14---€0-
Amounts payable17/49€96,430€110,535€108,157€204,301▲ 88.9%
Amounts payable within one year42/48€96,430€110,535€108,157€204,301▲ 88.9%
Trade debts44€45,457€59,207€44,640€49,916▲ 11.8%
Suppliers440/4€45,457€59,207€44,640€49,916▲ 11.8%
Taxes, remuneration and social security45€30,318€45,785€59,676€38,959▼ 34.7%
Taxes450/3€27,444€42,850€56,696€35,961▼ 36.6%
Remuneration and social security454/9€2,874€2,935€2,981€2,999▲ 0.6%
Other amounts payable47/48€20,655€5,543€3,841€115,426▲ 2,905%
Line2022202320242025Change
Profit (loss) for the period9904€40,984€37,056€107,812€88,278▼ 18.1%
+ Depreciation and write-downs630€3,721€14,398€20,455€18,890▼ 7.6%
Operating cash flow (approximation)€44,705€51,454€128,266€107,167▼ 16.4%
Investment in fixed assets (approximation)--€102,068-€54,011-€222▲ 99.6%
Change in cash--€28,269€73,080-€31,405▼ 143%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
14-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2022net €107,812 ▲191%
Operating result €137,144, net result €107,812, both a record.
31-12
Financial Equity above €150,000Eq €187,852 ▲135%
3 profitable years in a row build equity to €187,852.
27-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €37,056 ▼9.6%
Net result drops to €37,056, the lowest in the series; recovery starts the following year.
12-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
7,946 m²
Building footprint
2.9 ha
Volume, LiDAR
392,564 m³
Parcel 54007B0387/00W000, Wallonia · tallest building 27.3 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
VDC LANGUAGES
Industriëlaan 100, 7700 MouscronOther education
since 20212.326.217.178
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
54007B0387/00W000 Wallonia 7,945 m² 1 · 2.9 ha 27.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,671 companies in sector 85599 we hold annual accounts for 1,329. 1,036 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
85599Other education
85699Other educational support services
Contact
E-mail info@vdc-languages.be

Scores and ratios are computed by Checked and are not a credit decision.