VDC Dakwerken
ActiveThe computed 12-month bankruptcy probability of VDC Dakwerken is 2.2% (moderate). The 2025 annual accounts show equity of €109k and a net result of €42k. Its solvency ranks better than 66% of 27559 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency87▲+7
Growth52
Track record82
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 2.52 against 2.08 in 2024; short-term debt: 38.2% and cash: 2.1% of total assets), and 38.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.8%
Return on assets
23.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
17 d late
2024
382 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 61.8%
2024 · €68k
2024: €68k
2024 → 2025
Total assets
€177k▲ 42.8%
2024 · €124k
2024: €124k
2024 → 2025
Net result
€42k▼ 37.3%
2024 · €67k
2024: €67k
2024 → 2025
Working capital
€103k▲ 70.0%
2024 · €61k
2024: €61k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€68k-€109k▲ 61.8%
Operating result€93k-€63k▼ 32.3%
Net result€67k-€42k▼ 37.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€6k▼ 8.7%
Current assets
€171k▲ 45.9%
Equity and liabilities €177k
Equity
€109k▲ 61.8%
Debt
€68k▲ 20.0%
The debt ratio falls from 45.4% to 38.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€66k▼
2024 · €96k
Cash flow
€45k▼
2024 · €70k
Solvency
61.8%▲
2024 · 54.6%
Current ratio
2.52▲
2024 · 2.08
Quick ratio
2.52▲
2024 · 2.08
Debt / equity
0.62▼
2024 · 0.83
ROE
38.2%▼
2024 · 98.5%
ROA
23.6%▼
2024 · 53.8%
Interest coverage
10.01▼
2024 · 19.26
Debt
€68k▲
2024 · €56k
Debt ≤ 1 year
€68k▲
2024 · €56k
Income taxes
€15k▼
2024 · €23k
Staff costs
€250=
2024 · €250
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€124k€177k▲
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€7k€6k▼
Furniture and vehicles24€7k€6k▼
Current assets29/58€117k€171k▲
Amounts receivable within one year40/41€117k€167k▲
Trade receivables40€116k€124k▲
Other amounts receivable41€542€43k▲
Cash at bank and in hand54/58€62€4k▲
Equity and liabilities
Total equity and liabilities10/49€124k€177k▲
Equity10/15€68k€109k▲
Contributions10/11€1k€1k=
Reserves13€65k€105k▲
Distributable reserves133€65k€105k▲
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€56k€68k▲
Amounts payable within one year42/48€56k€68k▲
Trade debts44€20k€28k▲
Suppliers440/4€20k€28k▲
Taxes, remuneration and social security45€29k€39k▲
Taxes450/3€29k€39k▲
Other amounts payable47/48€7k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€250€250=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€778€2k▲
Gross operating margin9900€97k€68k▼
Operating profit (loss)9901€93k€63k▼
Financial income75/76B€2k€587▼
Recurring financial income75€2k€587▼
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€89k€57k▼
Income taxes67/77€23k€15k▼
Profit (loss) for the period9904€67k€42k▼
Profit (loss) for the period to be appropriated9905€67k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€43k▼
Profit (loss) brought forward from the previous period14P-€2k
Transfer to equity691/2€65k€40k▼
To other reserves6921€65k€40k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 382 days late
2025
31-12
Financial
Equity above €100kEq €109k ▲61.8%
2 profitable years in a row build equity to €109k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentse Steenweg 4439160 LokerenGround area
589 m²
Building footprint
252 m²
Volume, LiDAR
1,172 m³
Parcel 46383D3136/00N000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VDC Dakwerken
since 20242.358.539.657
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46383D3136/00N000 | Flanders | 589 m² | 1 · 252 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TOITURES HENSEVAL PHILIPPE
BE 0878.263.635
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KM TOITURES
BE 1013.669.202
Nassogne · Eq €109k
S.C.O.R. Toitures et Constructions - Entreprise Générale
BE 0444.849.423
Etalle · Eq €109k
SteBo Dakwerken
BE 0759.464.963
Hamme (Vl.) · Eq €110k
F.G. LAWARÉE
BE 0882.190.650
Sprimont · Eq €109k
Of 8,562 companies in sector 43410 we hold annual accounts for 4,354. 3,799 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2024
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
41001General construction of residential buildings
43120Site preparation
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.