VDC BOUW
ActiveVDC BOUW has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €351k and a net result of €23k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 7293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▲+33
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 7.53 against 6.54 in 2024), and 25% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75%
Return on assets
5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
31 d early
2023
22 d early
2022
48 d early
2021
45 d early
2020
44 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€351k▲ 7.1%
2024 · €328k
2018: €261k
2019: €296k
2020: €323k
2021: €280k
2022: €270k
2023: €330k
2024: €328k
2018 → 2025
Total assets
€468k▲ 2.9%
2024 · €455k
2018: €341k
2019: €400k
2020: €453k
2021: €499k
2022: €401k
2023: €459k
2024: €455k
2018 → 2025
Net result
€23k
2024 · €-2k
2018: €38k
2019: €40k
2020: €27k
2021: €52k
2022: €16k
2023: €60k
2024: €-2k
2018 → 2025
Working capital
€299k▲ 9.5%
2024 · €273k
2018: €221k
2019: €276k
2020: €285k
2021: €207k
2022: €208k
2023: €274k
2024: €273k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€280k-€270k▼ 3.7%€330k▲ 22.4%€328k▼ 0.7%€351k▲ 7.1%
Operating result€78k-€26k▼ 66.9%€86k▲ 232%€-655€32k
Net result€52k-€16k▼ 68.9%€60k▲ 276%€-2k€23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €32k after a loss of €655 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €468k
Fixed assets
€123k▼ 7.1%
Current assets
€345k▲ 6.9%
Equity and liabilities €468k
Equity
€351k▲ 7.1%
Debt
€117k▼ 8.1%
The debt ratio falls from 28.0% to 25.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€42k▲
2024 · €10k
Cash flow
€34k▲
2024 · €8k
Solvency
75.0%▲
2024 · 72.0%
Current ratio
7.53▲
2024 · 6.54
Quick ratio
4.47▲
2024 · 3.70
Debt / equity
0.33▼
2024 · 0.39
ROE
6.7%▲
2024 · -0.8%
ROA
5.0%▲
2024 · -0.5%
Interest coverage
23.82▲
2024 · 4.34
Debt
€117k▼
2024 · €128k
Debt ≤ 1 year
€46k▼
2024 · €49k
Debt > 1 year
€69k▼
2024 · €76k
Income taxes
€8k▲
2024 · €451
Staff costs
€43k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€455k€468k▲
Fixed assets21/28€133k€123k▼
Tangible fixed assets22/27€133k€123k▼
Land and buildings22€130k€121k▼
Plant, machinery and equipment23-€980
Furniture and vehicles24€2k€894▼
Current assets29/58€323k€345k▲
Stocks and contracts in progress3€140k€140k=
Stocks30/36€140k€140k=
Amounts receivable within one year40/41€16k€28k▲
Trade receivables40€3k€4k▲
Other amounts receivable41€14k€24k▲
Cash at bank and in hand54/58€164k€176k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€455k€468k▲
Equity10/15€328k€351k▲
Contributions10/11€6k€6k=
Reserves13€324k€345k▲
Distributable reserves133€324k€345k▲
Profit (loss) carried forward14€-2k€0▲
Amounts payable17/49€128k€117k▼
Amounts payable after more than one year17€76k€69k▼
Financial debts170/4€76k€69k▼
Amounts payable within one year42/48€49k€46k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€13k€24k▲
Suppliers440/4€13k€24k▲
Taxes, remuneration and social security45€29k€15k▼
Taxes450/3€24k€8k▼
Remuneration and social security454/9€5k€7k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€36k€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€48k€89k▲
Operating profit (loss)9901€-655€32k▲
Financial income75/76B€838€1k▲
Recurring financial income75€838€1k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-2k€31k▲
Income taxes67/77€451€8k▲
Profit (loss) for the period9904€-2k€23k▲
Profit (loss) for the period to be appropriated9905€-2k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€21k▲
Profit (loss) brought forward from the previous period14P-€-2k
Transfer to equity691/2-€21k
To other reserves6921-€21k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼104%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €60k ▲276%
Operating result €86k, net result €60k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 5.97
Current ratio from 2.69 to 5.97; short-term debt falls from €122k to €42k.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 11.86
Current ratio from 3.67 to 11.86; short-term debt falls from €103k to €26k.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Christoffel Van Dyck
CurrentDirector · since 13-02-2024
13-02-2024
Appointed as Director
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gagelstraat 412440 GeelGround area
546 m²
Building footprint
156 m²
Volume, LiDAR
1,020 m³
Parcel 13374F0445/00K000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VDC BOUW
since 20132.218.739.792
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13374F0445/00K000 | Flanders | 546 m² | 1 · 156 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOUWWERKEN VAN HECKE
BE 0897.197.243
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T.H.D.
BE 0432.044.334
Deerlijk · Eq €351k
Algemene Bouwwerken Van De Putte Herman
BE 0463.121.352
Berlaar · Eq €351k
WE DO
BE 0663.623.322
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ASenco
BE 0833.546.932
Beveren-Kruibeke-Zwijndrecht · Eq €351k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,859. 10,391 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2013
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.