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VDBuild

Active Private limited companyfounded 2025active for 1 yearDruivenlaan 40, 2390 MalleKBO/BCE: BE 1020.974.983

Overview

Lifetime

1 annual account with figures
peak €55,524 (2025)
€55,524 
peak €36,107 (2025)
€36,107 
peak €39,107 (2025)
€39,107 
€53,557 
Board1 name since 2025
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Incorporation 17-031 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €110,000 estimated

The micro format states no turnover.

Checked score

95
Excellent
Financially stronger than 58% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 04-2026: 0.4% 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

67equity 42.2% of total assets
60short-term debt 36.8% · cash 21.3%
100return on assets 39.0%

Score breakdown

raises risk
Founded in 2025
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.15, cash €19,695
Size: total assets €92,663
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 40% of them on solvency, 51% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 11,279 companies had the same profile as VDBuild has now. Each dot stands for 29 companies, two years later.

96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of VDBuild itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for VDBuild. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.15, below the usual 1.5. Short-term debt is 36.8% and cash 21.3% of total assets. 57.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 1.15, cash €19,695
NBB · annual accounts
lowers risk · Size: total assets €92,663
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
8 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

VF
Director, since 13-03-2025
  • VANDENBROUCKE Frederick Daniel Remi Germain founderdeed of 17-03-2025
  • DE BLOCK Emilie Maria Laura founderdeed of 17-03-2025
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1020974983
Incorporation Founding capital of €3,000, 100 shares · Founders: VANDENBROUCKE Frederick Daniel Remi Germain and DE BLOCK Emilie Maria Laura · Appointment: VANDENBROUCKE Frederick Daniel Remi Germain (statutory director) · published on 17-03-2025 · Gazette deed
First establishment Druivenlaan 40, Malle
All 4 events

Comparable companies

same main activity, similar in size and age
Company
VDBuild Malle €92,663 €55,524 42.2% -
PARADOX CAPITAL INVESTMENTS Brasschaat €95,340 €54,705 47.5% -
FYTS.TECH Antwerp €85,999 €58,202 57.8% -
Mavajeda Olen €93,287 €51,252 38.7% -
Lucsel Beerse €83,897 €54,260 49.0% -
Tom Thys Brasschaat €91,625 €50,520 46.3% -
Ceyssens Bemalings Consultant Geel €83,934 €62,831 74.0% -

These companies have the same main activity as VDBuild: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €83,900 and €95,300, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 13-03-2025Normal situation
Activity
Business and other management consultancyNACE 70200and 4 others
Establishment unit
2.372.052.2522390 Malle, since 13-03-2025
Financial year end
31 December
Peppol
Reachable since 22-04-2025
Company details

Annual accounts 2025

€55,524
€36,107
€39,107
€92,663
Filing
Filed on 23-07-2026, 8 days before the end of the filing period
Financials

Insights on VDBuild

VDBuild has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,107 and a net result of €36,107.

Its solvency ranks better than 39% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 23-07-2026, 8 days before the deadline
€55,524
€45,942
€36,107
€5,147
42.2%
1.15

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €110,000. Estimated: probably between €85,000 and €140,000.

Balance sheet

balance sheet total €92,663 on 31-12-2025
What the company ownsHow it is paid for

Position in the sector

42.2%

Higher than 39% of 39,368 companies in 2025.

1.15

Higher than 30% of 38,051 companies in 2025.

39.0%

Higher than 79% of 38,523 companies in 2025.

VDBuild Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025
Balance sheet: assets
20/58 92,663
21/28 53,434
22/27 53,434
23 3,377
24 50,057
29/58 39,229
40/41 19,535
40 19,535
54/58 19,695
Balance sheet: equity and liabilities
10/49 92,663
10/15 39,107
10/11 3,000
14 36,107
17/49 53,557
17 19,474
170/4 19,474
42/48 34,082
42 17,610
44 1,273
440/4 1,273
45 1,947
450/3 1,947
47/48 13,252
Income statement
9900 55,524
630 9,519
640/8 63
9901 45,942
65/66B 125
65 125
9903 45,817
67/77 9,710
9904 36,107
9905 36,107
Appropriation of the result
9906 36,107
Document PDF

The notes to these accounts have 12 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 23-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 23-07-2026 2026-00338138 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025
55,460
45,625
62,953
5,147
42.2%
1.15
1.37
92.3%
39.0%
over 100

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item2025
Tangible fixed assets€62,953
Financial fixed assets€0
€9,519

Source: notes to the 2025 annual accounts (statement of fixed assets)

Insights on VDBuild

Debt's share of the balance-sheet total is 57.8%.

Board & ownership

Board

1 director, since incorporation
Statutory director
since 13-03-2025 term without a fixed end
listed in the 2025 annual accounts, filed on 23-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 17-03-2025

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Board
Mandates as a list
  • VANDENBROUCKE Frederick Daniel Remi Germain
    • Statutory director, from 13-03-2025 to date

See the board, name and registered office on a given date →

Control

Founders
VANDENBROUCKE Frederick Daniel Remi Germain, DE BLOCK Emilie Maria Laura
This company
VDBuild
Equity €39,107
Profit €36,107 in 2025

Capital

Contribution
€3,000
Shares
100
Contribution per share
€30
Equity per share
€391 in 2025
Source
deed of 17-03-2025

Articles of association

deed of 17-03-2025 (in Dutch)
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
“In het geval de verrichting van bepaalde handelingen zou onderworpen zijn aan voorafgaande voorwaarden inzake toegang tot het beroep, zal de…”

Founders

At incorporation deed of 17-03-2025 ↗

Network & group

No group

VDBuild has no parent and no holdings in its annual accounts. VANDENBROUCKE Frederick Daniel Remi Germain is the only director. VDBuild shares no director with another company.

Timeline

Timeline

4 events since 2025
2026
Annual accounts 2025 filed NBBmicro format · 8 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1020974983
IncorporationFounding capital of €3,000, 100 shares · Founders: VANDENBROUCKE Frederick Daniel Remi Germain and DE BLOCK Emilie Maria Laura · Appointment: VANDENBROUCKE Frederick Daniel Remi Germain (statutory director) · published on 17-03-20254 points ▸

Open the deed in the Belgian Official Gazette

First establishment Druivenlaan 40, Malle

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Identity

Enterprise number
1020.974.983
VAT number
BE 1020.974.983
Peppol ID
0208:1020974983
Other Peppol ID
9925:BE1020974983
Legal form
Private limited company
Status
Active, normal situation
Founded
13-03-2025
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
“In het geval de verrichting van bepaalde handelingen zou onderworpen zijn aan voorafgaande voorwaarden inzake toegang tot het beroep, zal de…”
deed of 17-03-2025 (in Dutch)
Peppol
Reachable since 22-04-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
VDBuild in Dutch
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Druivenlaan 40, 2390 Malle”
deed of 17-03-2025 (in Dutch)

Activities

NACEBEL 2025
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het adviseren en aansturen van aannemersbedrijven en projectontwikkelingsbedrijven; Het adviseren en aansturen in vastgoedprojecten en in…”
28 activities
  1. Het adviseren en aansturen van aannemersbedrijven en projectontwikkelingsbedrijven;
  2. Het adviseren en aansturen in vastgoedprojecten en in vastgoedbedrijven, meer bepaald in het kader van duurzaamheidsambities, onder meer het opzetten, uitwerken en aansturen van duurzame projecten;
  3. Het verlenen van ondersteunende diensten en adviezen aan het bedrijfsleven, het maken van studies, het voorbereiden en begeleiden van complete oplossingen en adviezen, het helpen uitbouwen van organisaties en alle technieken in verband met het technische, administratieve economische en algemeen beheer van ondernemingen;
  4. Het organiseren en geven van evenementen, opleidingen, cursussen en seminaries, zowel voor eigen rekening als voor rekening van derden, voor overheden, onderwijsinstellingen of infomarkten; het schrijven, publiceren, verkopen en uitgeven van boeken, teksten, syllabi en andere schriftelijke werken, al dan niet op digitale wijze, dit alles in het kader van alle voorgaande activiteiten.
  5. Ontwikkeling van residentiële en niet-residentiële bouwprojecten: projectontwikkeling voor de nieuwbouw van individuele woningen of voor renovatiewerken, voor de bouw van appartementsgebouwen, voor de bouw van commerciële gebouwen, zonder enige beperking, alsmede de coördinatie ervan van A tot Z;
  6. Algemene bouwonderneming door middel van coördinatie van onderaannemers;
  7. Het aansturen en adviseren van de (binnenhuis)architect binnen een project, alsook de coördinatie en het overleg met de (binnenhuis)architect in goede banen leiden;
  8. Leveren en verstrekken van strategisch vastgoedadvies, project management, projectontwikkeling, project organisatie en coördinatie;
  9. (Her)Ontwikkeling van allerhande vastgoedprojecten, omvattende onder meer de coördinatie van werken, het ontwerpen en beheren en uitwerken van (uitvoerings)plannen en het aanvragen en beheren van omgevingsvergunningen;
  10. Activiteiten van consultancy met betrekking tot bouw(ontwikkeling), uitbating en ontmanteling;
  11. Alle verrichtingen welke betrekking hebben op het aankopen en verkopen, het laten bouwen, slopen of verbouwen, het plaatsen onder mede-eigendom, de totaalrenovatie, de promotie, het inrichten, onderhouden, huren, verhuren, en verkavelen van onroerende goederen, alsook het toekennen van eender welke persoonlijke of zakelijke genots- of gebruiksrechten op onroerende goederen, evenals alle onroerende transacties en verrichten van welke aard ook en in de meest brede zin met inbegrip van onroerende leasing;
  12. Werftoezicht: coördinatiewerkzaamheden inzake veiligheid;
  13. Het doen van verrichtingen, studies en operaties met betrekking tot (duurzame) energieopwekking en -verdeling zoals investeren en oprichten van energetische installaties (zonnepanelen, laadpalen, warmtenetten, …), desgevallend aankoop en verkoop van energie en hiermee verbonden titels of certificaten, het aanvragen van de nodige premies of subsidies, het deelnemen in energiegemeenschappen of het nemen van participaties of abonnementen in (deel)initiatieven;
  14. Groot- en kleinhandel, import en export van bouwmaterialen en toebehoren in de ruimste zin van het woord.
  15. Organiseren van zwemsport in de meest ruime zin met inbegrip van watergewenning, zwemles, reddend zwemmen, zwemmen voor specifieke doelgroepen (onder meer kinderen of senioren), hydrobics, snorkelen, duiken, openwaterzwemmen;
  16. Organiseren van stages, sportkampen, bijscholings- en opleidinginitiatieven;
  17. Begeleiden van individuele (top)sporters;
  18. Verlenen van advies aan individuele sporters of aan (sport-)vereningen;
  19. Organiseren van privé zwemlessen voor kinderen;
  20. Organiseren van andere lessen (zoals onder meer yoga) voor kinderen;
  21. Aanbieden van professionele begeleiding om zwemtechniek te verbeteren.
  22. Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan-en verkoop, de huur- en verhuur, de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm dan ook van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen, met uitsluiting evenwel van handelingen die zijn voorbehouden aan vennootschappen voor vermogensbeheer en beleggingsadvies. De vennootschap kan hierbij risicovolle of speculatieve beleggingen aangaan, overeenkomstig een zeer dynamisch risicoprofiel;
  23. Het aanleggen, het oordeelkundig uitbouwen en beheren van een eigen onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, binnenhuisinrichting en decoratie verhuren en huren van onroerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen of die betrekking hebben op het beheer of op het productief maken van onroerende goederen of onroerende zakelijke rechten;
  24. De verwerving voor eigen rekening van participaties, onder welke vorm het ook zij, in de oprichting, ontwikkeling, omvorming en controle van om het even welke ondernemingen, Belgische of buitenlandse, commerciële, industriële of andere vennootschappen;
  25. Het bevorderen van de oprichting van vennootschappen door inbreng, participaties of investering;
  26. Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren, onder om het even welke vorm; in dit kader kan zij zich ook borg stellen of haar aval verlenen, in de meest ruime zin, alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan depositobanken, houders van deposito’s op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen;
  27. Het waarnemen van alle bestuursopdrachten, het uitoefenen van opdrachten en functies in andere ondernemingen of vennootschappen;
  28. Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, knowhow en aanverwante immateriële duurzame activa.
deed of 17-03-2025 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Druivenlaan 40 registered office 2390 Malle 4100106 General construction of residential buildings 13-03-2025 2.372.052.252

Buildings and parcels at the address

Ground area
1,946 m²
Buildings
229 m²
Volume, LiDAR
3,525 m³
Tallest building
25.0 m
Buildings to scale, each on its own parcel
229 m², 25.0 m 229 m², 25.0 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
11049C0120/00G0091,946 m² 1 · 229 m² 25.0 m · 6

Contact

E-mail frederick@vdbuild.be
Phone +32 490 42 38 91

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1020.974.983