VDB Technicom
ActiveSummary
VDB Technicom has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,535 and a net result of -€2,524. Equity has been shrinking by about 25% per year since 2023. If that trend continues, it turns negative around financial year 2028. Its solvency ranks better than 21% of 4,342 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 20-06-2023 Normal situation
- Activity
- Other professional, scientific and technical activities NACE 74999and 5 others
- Establishment unit
- 2.346.809.585 3560 Lummen, since 20-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 12-07-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €7,192
- ▲ 3.3%
- Turnover
- ≈ €43,000
- estimated
- Loss
- €2,524
- Equity
- €2,535
- ▼ 49.9%
- Total assets
- €22,042
- ▼ 52.8%
Score breakdownraises riskEquity €2,535 (11.5% of total assets)lowers riskSector: Other professional, scientific and technical activities (NACE 74)Liquidity: current ratio 1.00, cash €4,673, halvedSize: total assets €22,042Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 22% of them on solvency, 15% on liquidity, 21% on profitability and 14% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 8 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 28-07-2026 at the NBB all 3 filings
Every figure per financial year
The operating result for 2025 is 45% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | - | €9,315 | - |
| Depreciation and write-downs of the year | - | €2,214 | €4,658 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €2,214 | €4,658 | ▲ 110% |
| Other operating charges640/8 | - | €1,508 | €740 | ▼ 50.9% |
| Gross operating margin9900 | €312 | €6,961 | €7,192 | ▲ 3.3% |
| Operating profit (loss)9901 | €312 | €3,238 | €1,794 | ▼ 44.6% |
| Financial income75/76B | €0 | €413 | - | - |
| Recurring financial income75 | €0 | €413 | - | - |
| Financial charges65/66B | €4 | €2,497 | €2,911 | ▲ 16.6% |
| Recurring financial charges65 | €4 | €2,497 | €2,911 | ▲ 16.6% |
| Profit (loss) for the period before taxes9903 | €308 | €1,155 | -€1,116 | - |
| Income taxes67/77 | €254 | €1,150 | €1,408 | ▲ 22.4% |
| Profit (loss) for the period9904 | €54 | €5 | -€2,524 | - |
| Profit (loss) for the period to be appropriated9905 | €54 | €5 | -€2,524 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €42,549 | €46,655 | €22,042 | ▼ 52.8% |
| Fixed assets21/28 | - | €7,101 | €2,443 | ▼ 65.6% |
| Tangible fixed assets22/27 | - | €7,101 | €2,443 | ▼ 65.6% |
| Furniture and vehicles24 | - | €7,101 | €2,443 | ▼ 65.6% |
| Current assets29/58 | €42,549 | €39,554 | €19,599 | ▼ 50.5% |
| Amounts receivable within one year40/41 | €6,400 | €29,546 | €14,926 | ▼ 49.5% |
| Trade receivables40 | €6,400 | €9,923 | €14,923 | ▲ 50.4% |
| Other amounts receivable41 | - | €19,623 | €3 | ▼ 100.0% |
| Cash at bank and in hand54/58 | €36,149 | €9,740 | €4,673 | ▼ 52.0% |
| Deferred charges and accrued income490/1 | - | €268 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €42,549 | €46,655 | €22,042 | ▼ 52.8% |
| Equity10/15 | €5,054 | €5,059 | €2,535 | ▼ 49.9% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €54 | €59 | - | - |
| Distributable reserves133 | €54 | €59 | - | - |
| Profit (loss) carried forward14 | - | - | -€2,465 | - |
| Amounts payable17/49 | €37,495 | €41,596 | €19,507 | ▼ 53.1% |
| Amounts payable after more than one year17 | - | €3,054 | - | - |
| Financial debts170/4 | - | €3,054 | - | - |
| Amounts payable within one year42/48 | €37,495 | €38,543 | €19,507 | ▼ 49.4% |
| Current portion of amounts payable after more than one year42 | - | €4,970 | €3,054 | ▼ 38.6% |
| Trade debts44 | €593 | €26,625 | €609 | ▼ 97.7% |
| Suppliers440/4 | €593 | €26,625 | €609 | ▼ 97.7% |
| Taxes, remuneration and social security45 | €30,911 | €6,947 | €6,196 | ▼ 10.8% |
| Taxes450/3 | €30,911 | €6,947 | €6,196 | ▼ 10.8% |
| Other amounts payable47/48 | €5,991 | - | €9,648 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €54 | €5 | -€2,524 | - |
| + Depreciation and write-downs630 | - | €2,214 | €4,658 | ▲ 110% |
| Operating cash flow (approximation) | €54 | €2,219 | €2,134 | ▼ 3.8% |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | -€26,410 | -€5,066 | ▲ 80.8% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,207 companies had the same profile as VDB Technicom has now. Two years later, 90.1% were still going and 4.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of VDB Technicom itself is lower: 0.2% within 12 months. It rests on far more data about VDB Technicom than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,207 companies, not a prediction for VDB Technicom. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- VAN DEN BULCKE, Jan 100 shares (100%) · €5,000
Capital transactions
- 22-06-2023 Incorporation · €5,000 · 100 shares
Network & group
Connections & network
1 connected companyThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
22-06
Gazette deed
IncorporationStarting capital €5,000 · Appointment: VAN DEN BULCKE, Jan (director) · Founder7 points ▸
- Incorporation, 19-06-2023
- Founding capital, €5,000
- Founder, VAN DEN BULCKE, Jan
- Registered office clause, “3560 Lummen, Pastorijstraat 23” (deed in Dutch)
- Pre-incorporation commitments, “takeover, verbintenissen voor rekening en ten laste van vennootschap in oprichting” (deed in Dutch)
- Director appointment, VAN DEN BULCKE, Jan (director)
- Other provision, “beroepsverbod” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71038D0075/00X000 | Flanders | 422 m² | 1 · 74 m² | 10.3 m · 3 |