VDB-K Consulting
ActiveSummary
VDB-K Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €62k. Its solvency ranks better than 79% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth78
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 6.07 against 3.33 in 2024; short-term debt: 16.4% and cash: 83.1% of total assets), and 16.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.6%
Return on assets
43.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
22 d early
2024
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€118k▲ 110%
2024 · €56k
2024: €56k
2025: €118k▲ +110% vs 2024
2024 → 2025
Total assets
€142k▲ 74.0%
2024 · €81k
2024: €81k
2025: €142k▲ +74.0% vs 2024
2024 → 2025
Net result
€62k▲ 21.1%
2024 · €51k
2024: €51k
2025: €62k▲ +21.1% vs 2024
2024 → 2025
Working capital
€118k▲ 109%
2024 · €56k
2024: €56k
2025: €118k▲ +109% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€56k-€118k▲ 110%
2024: €56k
2025: €118k▲ +110% vs 2024
Operating result€68k-€80k▲ 18.3%
2024: €68k
2025: €80k▲ +18.3% vs 2024
Net result€51k-€62k▲ 21.1%
2024: €51k
2025: €62k▲ +21.1% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142k
Fixed assets
€428 ▼ 46.1%
Current assets
€141k ▲ 75.2%
Equity and liabilities €142k
Equity
€118k ▲ 110%
Debt
€23k ▼ 7.3%
Debt's share of the balance-sheet total falls from 30.9% to 16.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€81k▲
2024 · €68k
Cash flow
€62k▲
2024 · €52k
Current ratio
6.07▲
2024 · 3.33
Debt to equity
0.20▼
2024 · 0.45
ROE
52.5%▼
2024 · 91.1%
ROA
43.8%▼
2024 · 63.0%
Interest coverage
41.03▲
2024 · 24.21
Debt ≤ 1 year
€23k▼
2024 · €24k
Income taxes
€17k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€81k€142k▲
Fixed assets21/28€794€428▼
Tangible fixed assets22/27€794€428▼
Furniture and vehicles24€794€428▼
Current assets29/58€81k€141k▲
Amounts receivable within one year40/41€28k€23k▼
Trade receivables40€28k€20k▼
Other amounts receivable41€562€3k▲
Cash at bank and in hand54/58€52k€118k▲
Deferred charges and accrued income490/1€112€120▲
Equity and liabilities
Total equity and liabilities10/49€81k€142k▲
Equity10/15€56k€118k▲
Contributions10/11€5k€5k=
Reserves13€51k€113k▲
Distributable reserves133€51k€113k▲
Amounts payable17/49€25k€23k▼
Amounts payable within one year42/48€24k€23k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48€14k€10k▼
Accrued charges and deferred income492/3€920-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€304€366▲
Other operating charges640/8€206€335▲
Gross operating margin9900€69k€81k▲
Operating profit (loss)9901€68k€80k▲
Financial income75/76B-€282
Recurring financial income75-€282
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€65k€79k▲
Income taxes67/77€14k€17k▲
Profit (loss) for the period9904€51k€62k▲
Profit (loss) for the period to be appropriated9905€51k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€62k▲
Transfer to equity691/2€51k€62k▲
To other reserves6921€51k€62k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €304 | €366 | ▲ 20.4% |
| Other operating charges640/8 | €206 | €335 | ▲ 62.5% |
| Gross operating margin9900 | €69k | €81k | ▲ 18.5% |
| Operating profit (loss)9901 | €68k | €80k | ▲ 18.3% |
| Financial income75/76B | - | €282 | - |
| Recurring financial income75 | - | €282 | - |
| Financial charges65/66B | €3k | €2k | ▼ 30.2% |
| Recurring financial charges65 | €3k | €2k | ▼ 30.2% |
| Profit (loss) for the period before taxes9903 | €65k | €79k | ▲ 20.8% |
| Income taxes67/77 | €14k | €17k | ▲ 19.9% |
| Profit (loss) for the period9904 | €51k | €62k | ▲ 21.1% |
| Profit (loss) for the period to be appropriated9905 | €51k | €62k | ▲ 21.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €81k | €142k | ▲ 74.0% |
| Fixed assets21/28 | €794 | €428 | ▼ 46.1% |
| Tangible fixed assets22/27 | €794 | €428 | ▼ 46.1% |
| Furniture and vehicles24 | €794 | €428 | ▼ 46.1% |
| Current assets29/58 | €81k | €141k | ▲ 75.2% |
| Amounts receivable within one year40/41 | €28k | €23k | ▼ 17.3% |
| Trade receivables40 | €28k | €20k | ▼ 27.8% |
| Other amounts receivable41 | €562 | €3k | ▲ 500% |
| Cash at bank and in hand54/58 | €52k | €118k | ▲ 125% |
| Deferred charges and accrued income490/1 | €112 | €120 | ▲ 7.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €81k | €142k | ▲ 74.0% |
| Equity10/15 | €56k | €118k | ▲ 110% |
| Contributions10/11 | €5k | €5k | = |
| Reserves13 | €51k | €113k | ▲ 121% |
| Distributable reserves133 | €51k | €113k | ▲ 121% |
| Amounts payable17/49 | €25k | €23k | ▼ 7.3% |
| Amounts payable within one year42/48 | €24k | €23k | ▼ 3.8% |
| Trade debts44 | €2k | €3k | ▲ 20.5% |
| Suppliers440/4 | €2k | €3k | ▲ 20.5% |
| Taxes, remuneration and social security45 | €8k | €10k | ▲ 35.4% |
| Taxes450/3 | €8k | €10k | ▲ 35.4% |
| Other amounts payable47/48 | €14k | €10k | ▼ 28.4% |
| Accrued charges and deferred income492/3 | €920 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €51k | €62k | ▲ 21.1% |
| + Depreciation and write-downs630 | €304 | €366 | ▲ 20.4% |
| Operating cash flow (approximation) | €52k | €62k | ▲ 21.1% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €65k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €100kEq €118k ▲110%
2 profitable years in a row build equity to €118k.
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2023
Ground area
486 m²
Building footprint
261 m²
Volume, LiDAR
2,278 m³
Parcel 41072E0472/00A002, Flanders · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VDB-K Consulting
since 20232.348.572.314
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41072E0472/00A002 | Flanders | 486 m² | 1 · 261 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 3,059 EUR awarded · 3,059 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,279 EUR | 2,279 EUR |
| 2024 | 1 | 780 EUR | 780 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,498 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-08-2023
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.