VDB FINANCE
ActiveFrom the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
VDB FINANCE has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160,404 and a net result of €3,466. Equity is growing by about 31% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 03-08-2011 Normal situation
- Legal form
- Private limited company
- Registered office
- Leuvensesteenweg(MZN) 635, 2812 Mechelen
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.202.410.932 2812 Mechelen, since 03-08-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 04-12-2025
Who decides
- Van den Broeck Gunther Florimond IrèneDirector
- VDB ASSURFINANCEDirector
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €7,866
- ▲ 181%
- Turnover
- ≈ €60,000
- estimated
- Profit
- €3,466
- ▲ 183%
- Equity
- €160,404
- ▲ 2.2%
- Total assets
- €209,176
- ▼ 0.5%
- Staff
- ≈ 0 FTE
- estimated
Why 93raises riskLast filed accounts filed 31 days late; 1 of the last 3 latelowers riskSize: total assets €209,176Liquidity: current ratio 21.05, cash €41,829Founded in 2011Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 69% on liquidity, 50% on profitability and 55% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 21 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 31-08-2026
- Annual accounts 2024filed on 28-08-2025
- Annual accounts 2023filed on 30-08-2024
- Annual accounts 2022filed on 30-06-2023
Acts in the Belgian Official Gazette
- Amendment of the articles · Legal-form change · Resignations & appointments · Miscellaneousact of 07-12-2023
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about VDB FINANCE
- What is the company number of VDB FINANCE?
- 0838.413.857. In Belgium the VAT number is the company number with BE in front: BE 0838.413.857.
- Where is VDB FINANCE based?
- The registered office is at Leuvensesteenweg(MZN) 635, 2812 Mechelen.Company details
- What is the legal form of VDB FINANCE?
- Private limited company (BV).
- When was VDB FINANCE founded?
- On 03-08-2011.
- Is VDB FINANCE still active?
- Yes, VDB FINANCE is an active enterprise in the KBO register.
- How many employees does VDB FINANCE have?
- On average 1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of VDB FINANCE?
- ≈ €60,000 in financial year 2025. Estimated from the gross margin of €7,866: probably between €28,000 and €140,000, based on 6,330 comparable companies of the same size. A rough estimate.
- Is VDB FINANCE profitable?
- In financial year 2025, VDB FINANCE made a profit of €3,466.
- Where can I find the annual accounts of VDB FINANCE?
- VDB FINANCE filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of VDB FINANCE due?
- By 31-07-2027, for financial year 2026.Timeline
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