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VDB Chocolats

Active
Private limited companyfounded 2020active for 6 yearsMageleinstraat 46, 9000 Ghent, BelgiumKBO/BCE: BE 0748.978.471
Summary

VDB Chocolats has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98,977 and a net result of -€9,763. Equity has been growing by about 90% per year since 2021. Its solvency ranks better than 28% of 22,793 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

Source: KBO
Status
Active since 25-06-2020 Normal situation
Activity
Retail sale of chocolate and confectionery NACE 47242and 1 other
Joint committees
201 Independent retail
119 Food trade · annual accounts 30-09-2025
Establishment units
2.304.275.085 9000 Ghent, since 25-06-2020
2.369.157.593 9840 Nazareth-De Pinte, since 20-01-2025
Financial year end
30 September
Peppol
Reachable since 24-09-2025

Board and ownership

Board
  • Ghyselinck NancyDirector
  • Vandenbouhede JaniqueDirector
  • Vandenbouhede StijnDirector

Financial position

64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts to 30-09-2025
Gross margin
€286,020
▲ 60.0%
Turnover
≈ €1.2m
estimated
Loss
€9,763
Equity
€98,977
▼ 9.0%
Total assets
€1.3m
▲ 208%
Employees on 30-09-2025
3
▲ 200%
  • 2025 accounts filed 6 days after the deadline
Score breakdownraises riskEquity €98,977 (7.9% of total assets)Last filed accounts filed 6 days late; 1 of the last 3 accounts lateSector: Retail trade (NACE 47)lowers riskSize: total assets €1.3mShow the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 38% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 33-19
equity 7.9% of total assets
Liquidity 50-14
short-term debt 25.7% · cash 7.8%
Profitability 68-22
return on assets -0.8%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 1.4% 01-2025: 1.5%▲ +0.1 percentage points vs 12-2024 02-2025: 1.7%▲ +0.2 percentage points vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 2.3%▲ +0.6 percentage points vs 04-2025highest value 06-2025: 0.6%▼ -1.7 percentage points vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.5%▼ -0.1 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.8%▲ +0.3 percentage points vs 04-2026 06-2026: 1.6%▲ +0.8 percentage points vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 1.6%● unchanged vs 07-2026 09-2026: 1.4%▼ -0.2 percentage points vs 08-2026 10-2026: 1.4%● unchanged vs 09-2026 11-2026: 1.4%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.59 (1.09 in 2024), below 1. Short-term debt is 25.7% and cash 7.8% of total assets. 92.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 25% of them on solvency, 50% on liquidity, 48% on profitability and 27% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €1.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €98,977 (7.9% of total assets)
NBB · annual accounts
raises risk · Last filed accounts filed 6 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2025 accounts filed 6 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-05-2026, 6 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
6 days late
2024
22 days late
2023
31 days late
2022
4 days early
2021
20 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 15 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 20 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end05-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €69,320 in 2024 -€9,763 View
  • Caution: Lower net result than 82% of companies in retail tradesector median €5,085 · 22,775 companies -€9,763 View

Recent changes

  1. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as VDB Chocolats: retail sale of chocolate and confectionery (NACE 47242). They are comparable in size and age: total assets between €706,000 and €1.4m, founded between 2016 and 2022.

CompanyTotal assetsGross margin
VDB Chocolats Ghent€1.3m€0.3m
Soet chocolates Sint-Gillis-Waas€0.8m€0.4m
THE BELGIAN CHOCOLATE MAKERS Brussels€0.9m€0.5m
BELGA FACTORY Walhain€0.7m€0.2m
Edelweishof Lokeren€1.1m€0.5m
DE KOFFIESCHENKERIJ Maldegem€1.1m€0.1m
Sweet Chocolate Sensations Malle€1.4m€0.4m
Full comparison

Key facts about VDB Chocolats

What is the company number of VDB Chocolats?
The company number of VDB Chocolats is 0748.978.471. The VAT number is the same number with BE in front: BE 0748.978.471.
Where is VDB Chocolats based?
The registered office is at Mageleinstraat 46, 9000 Ghent.Company details
What does VDB Chocolats do?
According to the KBO register, the main activity is retail sale of chocolate and confectionery (NACE 47242).
What is the legal form of VDB Chocolats?
VDB Chocolats is a private limited company (BV).
When was VDB Chocolats founded?
VDB Chocolats was founded on 25-06-2020.
Is VDB Chocolats still active?
Yes, VDB Chocolats is an active enterprise in the KBO register.
How many employees does VDB Chocolats have?
VDB Chocolats had an average of 5.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VDB Chocolats fall under?
In its 30-09-2025 annual accounts, VDB Chocolats states joint committees 201 (Independent retail) and 119 (Food trade).
What is the turnover of VDB Chocolats?
The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €286,020 and 49 comparable companies (NACE 472). It probably lies between €840,000 and €2.0m.
Is VDB Chocolats profitable?
In financial year 2025, VDB Chocolats made a loss of €9,763.
Where can I find the annual accounts of VDB Chocolats?
VDB Chocolats filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VDB Chocolats due?
VDB Chocolats must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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