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VDB

Active
Private limited companyfounded 2001active for 24 yearsVeldenstraat 22, 2470 Retie, BelgiumKBO/BCE: BE 0476.205.167
Summary

VDB has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219,141 and a net result of €27,924. Equity is growing by about 57% per year across the filed financial years. Its solvency ranks better than 28% of 16,824 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
2nd largest company by total assets in Retie, Real estate sector1 site
Size
€3.5mtotal assets 2025
Equity
€219,141
Profit
€27,924
Turnover not published (abbreviated or micro format)
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts on time0 of 1 deed read
Why 85raises riskFigures for financial year 2025 (filed 31-10-2025)Equity €219,141 (6.3% of total assets)Liquidity: current ratio 0.22, cash €122,265lowers riskSize: total assets €3.5mShow the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 68, small)
Financial strength · tick = 2024
Weak
Solvency 31+1
equity 6.3% of total assets
Liquidity 48-1
short-term debt 20.3% · cash 3.5%
Profitability 44-5
return on assets 0.8%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,976 companies, NACE 68, small)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025 11-2025: 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.22, compared with 0.25 in 2024, below 1; short-term debt: 20.3% and cash: 3.5% of total assets), and 93.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 24% on solvency, 47% on liquidity, 43% on profitability and 77% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €3.5m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed 31-10-2025)
NBB · annual accounts
raises risk · Equity €219,141 (6.3% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.22, cash €122,265
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
1 day early
2022
on the day
2021
on the day
2020
2 days early
2019
28 days late
2018
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end17-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Equity above €200,000equity €219,141 ▲14.6%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Result fell in 2025from €101,282 to €27,924 ▼ 72.4% View
  • Positive: 2nd largest company by total assets in Retie, Real estate sectorin the Checked rankings No. 2 View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €27,924 5 years View

By topic

Financials

Financial year
2025
Total assets
€3.5m
Profit
€27,924
Solvency
6.3%
Total assets▼ 3.8%
Net result
20192025
Go to Financials

Timeline

Events
26
Since
2004
Next accounts
by 31-10-2026
  1. 31-03-2024Highest result from 2019 to 2025
  2. 31-03-2024Equity above €150,000
  3. 31-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased non-residential…NACE 68203
Founded
30-11-2001
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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