Skip to content

VDARCHITECTURE

Active
Private limited companyfounded 20179 yrs activeRue des Vaucelles 143, 6200 Châtelet, BelgiumKBO/BCE: BE 0681.911.582
Summary

The computed 12-month bankruptcy probability of VDARCHITECTURE is 1.9% (moderate). The 2024 annual accounts show negative equity (-€55,769) and a net result of €17,407. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 11615 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
VDARCHITECTUREActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Activities of building architects
NACE 71111
1 site
Size
€55,763total assets 2024
Equity
-€55,769
Profit
€17,407
Financial health
54 Fair Checked score 2024
Bankruptcy chance 12 m
1.9%
Structure
Accounts 64 d overdue0 of 2 deeds read
Why 54- 1 financial year not filed after the legal deadline; latest accounts 130 days late; 2 of the last 3 late- Figures for FY 2024 (filed 13-12-2025)+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Liquidity: current ratio 0.46, cash €14,316Show the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 44% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 0=
equity -100.0% of total assets
Liquidity 32-18
short-term debt 156.8% · cash 25.7%
Profitability 100=
return on assets 31.2%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,650 companies)
Last 24 months 11-2024: 2.1% 12-2024: 2.3%▲ +11.0% vs 11-2024 01-2025: 3.0%▲ +29.8% vs 12-2024 02-2025: 3.0%● 0.0% vs 01-2025 03-2025: 3.1%▲ +3.5% vs 02-2025 04-2025: 1.7%▼ -45.8% vs 03-2025 05-2025: 1.6%▼ -4.6% vs 04-2025 06-2025: 1.5%▼ -4.1% vs 05-2025 07-2025: 1.6%▲ +2.5% vs 06-2025 08-2025: 2.0%▲ +27.8% vs 07-2025 09-2025: 2.2%▲ +8.6% vs 08-2025 10-2025: 3.1%▲ +41.3% vs 09-2025 11-2025: 2.9%▼ -6.6% vs 10-2025 12-2025: 3.3%▲ +13.7% vs 11-2025highest value 01-2026: 1.0%▼ -69.1% vs 12-2025 02-2026: 1.0%▼ -1.2% vs 01-2026 03-2026: 1.0%▼ -2.7% vs 02-2026 04-2026: 1.0%● 0.0% vs 03-2026 05-2026: 0.9%▼ -2.1% vs 04-2026 06-2026: 0.9%▼ -4.4% vs 05-2026lowest value 07-2026: 0.9%▲ +0.6% vs 06-2026 08-2026: 1.2%▲ +34.6% vs 07-2026 09-2026: 1.4%▲ +13.4% vs 08-2026 10-2026: 1.9%▲ +35.5% vs 09-2026
  • 1 financial year not filed after the legal deadline; latest accounts 130 days late; 2 of the last 3 late raises the probability
  • Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
  • Figures for FY 2024 (filed 13-12-2025) raises the probability
  • Liquidity: current ratio 0.46, cash €14,316 lowers the probability
No credit on open account
Liquidity short (current ratio 0.46 against 0.44 in 2023; short-term debt: 156.8% and cash: 25.7% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 3%, liquidity 14%, profitability 88%, growth against the median 70%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 130 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Sector Architectural and engineering activities; technical testing and analysis (NACE 71)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Figures for FY 2024 (filed 13-12-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.46, cash €14,316
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 11615 sector peers (2024).
NBB · sector comparison
Position among 11615 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-12-2025, 130 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
130 d late
2023
237 d late
2022
27 d early
2021
16 d late
2020
11 d early
2019
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 55 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Back to profitnet €19,401

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€55,769 View
  • Caution: Among the weakest 5% on solvencysector median 54.6% · 11,615 companies -100.0% View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View

By topic

Financials

Fiscal year
2024
Total assets
€55,763
Profit
€17,407
Solvency
-100.0%
Total assets▲ 15.8%
Net result
20182024
Go to Financials

Timeline

Events
10
Since
2018
  1. 08-12-2025Annual accounts filed
  2. 25-03-2025Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of building architectsNACE 71111
Founded
29-09-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure