VDA Carstitch & Construct
ActiveSummary
The computed 12-month bankruptcy probability of VDA Carstitch & Construct is 1.5% (moderate). The 2025 annual accounts show equity of €11k and a net result of €-2k. Its solvency ranks better than 54% of 1904 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability58
Solvency75
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.77; short-term debt: 50.3% and cash: 19% of total assets), and 50.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.7%
Return on assets
-8.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
9 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€11k
Total assets
€21k
Net result
€-2k
Working capital
€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €21k
Fixed assets
€13k
Current assets
€8k
Equity and liabilities €21k
Equity
€11k
Debt
€11k
Debt finances 50.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€836
Cash flow
€812
Current ratio
0.77
Quick ratio
0.55
Debt to equity
1.01
ROE
-17.2%
ROA
-8.6%
Interest coverage
35.16
Debt ≤ 1 year
€11k
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet
Code2025
Assets
Total assets20/58€21k
Fixed assets21/28€13k
Tangible fixed assets22/27€13k
Plant, machinery and equipment23€13k
Current assets29/58€8k
Stocks and contracts in progress3€2k
Stocks30/36€2k
Amounts receivable within one year40/41€2k
Trade receivables40€351
Other amounts receivable41€2k
Cash at bank and in hand54/58€4k
Equity and liabilities
Total equity and liabilities10/49€21k
Equity10/15€11k
Contributions10/11€13k
Profit (loss) carried forward14€-2k
Amounts payable17/49€11k
Amounts payable within one year42/48€11k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€590
Taxes450/3€590
Other amounts payable47/48€9k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Gross operating margin9900€836
Operating profit (loss)9901€-2k
Financial charges65/66B€24
Recurring financial charges65€24
Profit (loss) for the period before taxes9903€-2k
Profit (loss) for the period9904€-2k
Profit (loss) for the period to be appropriated9905€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2024
Ground area
3,213 m²
Building footprint
160 m²
Volume, LiDAR
899 m³
Parcel 36019E0858/00B000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VDA Carstitch & Construct
since 20242.364.968.084
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36019E0858/00B000 | Flanders | 3,213 m² | 1 · 160 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ASOUDOLIS
BE 0793.596.095
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POLLUTEK
BE 0536.601.624
Lubbeek · Eq €10,724
VAN DEN PLAS
BE 0458.017.568
Geel · Eq €10,733
MERICONSTRUCT
BE 0825.776.143
Zedelgem · Eq €10,564
Metaal Constructies Smets
BE 1011.671.396
Boortmeerbeek · Eq €10,489
Of 3,986 companies in sector 25110 we hold annual accounts for 2,147. 782 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
25110Manufacture of metal structures and parts of structures
25999Manufacture of fabricated metal products, except machinery and equipment
95313Repair and fitting of specific motor vehicle parts
82990Other business support services
95230Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95240Repair and maintenance of furniture and upholstery
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.