Financials
- Financial year
- 2024
- Total assets
- €55,421
- Profit
- €33,708
- Solvency
- 66.2%
VD PHYSIO
ActiveSummary
The computed 12-month bankruptcy probability of VD PHYSIO is 2.8% (moderate). The 2024 annual accounts show equity of €36,708 and a net result of €33,708. The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€55,421total assets 2024
- Equity
- €36,708
- Profit
- €33,708
Turnover not published (micro format)
Structure
Accounts filed 60 days late0 of 1 deed read
Why 53raises riskFigures for financial year 2024 (filed 29-09-2025)1 financial year not filed after the legal deadline; latest accounts 60 days late; 1 of the last 3 lateNo main activity registeredlowers riskLiquidity: current ratio 2.81, cash €42,736Show the evidence
Checked score
Score 2024
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 74% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency
91
equity 66.2% of total assets
Liquidity
87
short-term debt 31.1% · cash 77.1%
Profitability
100
return on assets 60.8%
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 0.8%
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025lowest value
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.9%▲ +0.1 percentage points vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 1.0%▲ +0.1 percentage points vs 06-2026
08-2026: 1.5%▲ +0.5 percentage points vs 07-2026
09-2026: 1.8%▲ +0.3 percentage points vs 08-2026
10-2026: 2.8%▲ +1.0 percentage point vs 09-2026highest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.81; short-term debt: 31.1% and cash: 77.1% of total assets), and 33.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 55% on solvency, 78% on liquidity and 90% on profitability.
The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2024
60 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its 2024 accounts 60 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 14-10-2024
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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