Financials
- Fiscal year
- 2024
- Total assets
- €114,018
- Loss
- -€6,721
- Solvency
- 14.1%
Total assets▲ 1.8%
Net result
20212024
VD HOUSE
ActiveSummary
The computed 12-month bankruptcy probability of VD HOUSE is 5.2% (elevated). The 2024 annual accounts show equity of €16,123 and a net result of -€6,721. Equity remains stable across the filed fiscal years (±0.8% per year). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Activity not known1 site
How big
€114,018total assets 2024
- Equity
- €16,123
- Loss
- -€6,721
Turnover not published (abridged schema)
Who decides
Accounts 63 d overdue0 of 1 deed read
Why 35- Figures for FY 2024 (filed 07-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 60 days late; 2 of the last 3 late- Founded in 2021+ Size: total assets €114,018Show the evidence
Checked score
Score 2024
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 21% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
39-6
equity 14.1% of total assets
Liquidity
46-51
short-term debt 19.6% · cash 2.0%
Profitability
23+8
return on assets -5.9%
Bankruptcy probability, 12 months
5.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Size: total assets €114,018 lowers the probability for this profile
- Figures for FY 2024 (filed 07-10-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 60 days late; 2 of the last 3 late raises the probability
- Founded in 2021 raises the probability for this profile
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 4.72 against 7.63 in 2023; short-term debt: 19.6% and cash: 2% of total assets), but 85.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 25%, liquidity 29%, profitability 18%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
21222324
2021 to 2024 · latest year -€6,721
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
104 d late
2022
39 d early
2021
9 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 34 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Weakest financial yearnet -€9,855
Key points
By topic
Timeline
- Events
- 6
- Since
- 2022
- 29-09-2025Annual accounts filed
- 12-11-2024Annual accounts filed
- 31-12-2023Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 26-05-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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