VD CONSULTING
ActiveVD CONSULTING has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €123k. Equity is shrinking by ~14.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 67% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency88▲+88
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.7; short-term debt: 37.1% and cash: 5.7% of total assets), and 37.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.9%
Return on assets
68.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
98 d early
2024
84 d early
2023
35 d early
2022
70 d early
2021
23 d late
2020
17 d late
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€114k
2024 · €-10k
2018: €-2k
2019: €-8k
2020: €-5k
2021: €-5k
2022: €-7k
2023: €-9k
2024: €-10k
2018 → 2025
Total assets
€181k▲ 3,539%
2024 · €5k
2018: €62k
2019: €47k
2020: €16k
2021: €8k
2022: €4k
2023: €4k
2024: €5k
2018 → 2025
Net result
€123k
2024 · €-1k
2018: €-18k
2019: €-5k
2020: €3k
2021: €-289
2022: €-2k
2023: €-1k
2024: €-1k
2018 → 2025
Working capital
€114k
2024 · €-10k
2018: €7k
2019: €-8k
2020: €-5k
2021: €-6k
2022: €-7k
2023: €-9k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-7k▼ 39.0%€-9k▼ 15.5%€-10k▼ 13.2%€114k
Operating result€-420-€-2k▼ 446%€-1k▲ 42.3%€-1k▼ 1.5%€162k
Net result€-289-€-2k▼ 623%€-1k▲ 44.6%€-1k▲ 1.9%€123k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €162k after a loss of €1k in 2024, the highest result in the available series.
Balance-sheet composition
Equity and liabilities €181k
Equity
€114k
Debt
€67k
Debt finances 37.1% of the balance-sheet total.
Key figures and ratios
Solvency
62.9%
Current ratio
2.70
Quick ratio
2.70
Debt / equity
0.59
ROE
108.6%
ROA
68.3%
Debt
€67k▲
2024 · €15k
Debt ≤ 1 year
€67k▲
2024 · €15k
Income taxes
€42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€181k▲
Current assets29/58€5k€181k▲
Amounts receivable within one year40/41€4k€170k▲
Trade receivables40-€45k
Other amounts receivable41€4k€125k▲
Cash at bank and in hand54/58€788€10k▲
Equity and liabilities
Total equity and liabilities10/49€5k€181k▲
Equity10/15€-10k€114k▲
Contributions10/11€11k€11k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€-23k€100k▲
Amounts payable17/49€15k€67k▲
Amounts payable within one year42/48€15k€67k▲
Trade debts44€50€1k▲
Suppliers440/4€50€1k▲
Taxes, remuneration and social security45-€51k
Taxes450/3-€51k
Other amounts payable47/48€15k€15k=
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-956€162k▲
Operating profit (loss)9901€-1k€162k▲
Financial income75/76B€238€3k▲
Recurring financial income75€238€3k▲
Financial charges65/66B€30€102▲
Recurring financial charges65€30€102▲
Profit (loss) for the period before taxes9903€-1k€165k▲
Income taxes67/77-€42k
Profit (loss) for the period9904€-1k€123k▲
Profit (loss) for the period to be appropriated9905€-1k€123k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€100k▲
Profit (loss) brought forward from the previous period14P€-22k€-23k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €123k
Net result €123k after 4 loss-making years.
31-12
Financial
Liquidity times 8current ratio 2.70
Current ratio from 0.34 to 2.70.
31-12
Financial
Equity above €100kEq €114k
Equity rises from €-10k to €114k.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Cahorday 44671 BlégnyGround area
985 m²
Building footprint
228 m²
Volume, LiDAR
1,884 m³
Parcel 62095C0009/00S000, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CFAE
since 20082.171.081.615
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62095C0009/00S000 | Wallonia | 984 m² | 1 · 228 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0541.759.450
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ENTENDRE ET COMPRENDRE
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,414 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2008
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
43211General electrical installation work
47400Retail sale of information and communication equipment
47420Retail trade
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.