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VCOVERS

Active Private limited companyfounded 2008active for 17 yearsMelsbroekstraat 24, 1930 ZaventemKBO/BCE: BE 0808.101.258

Overview

Lifetime

17 annual accounts with figures on one time axis
peak €122,042 (2022)
€85,691▲ 140%
lowest -€71,153 (2015)
€31,460▲ 750%
peak €86,843 (2025)
€86,843▲ 56.8%
€103,020▼ 8.8%
Board2 names since 2021
1 director
Documentsfilings and deeds
18-08-202618 days late
2025micro format
Gross margin from €35,751 to €85,691Result from €3,700 to €31,460Equity from €55,382 to €86,8431 establishment registeredCash from €90,038 to €141,464

Key points

from the 2025 annual accounts

Equity

€86,843 ▲ 56.8%

VCOVERS has made a profit without a break since 2021.

Turnover

≈ €370,000 estimated

The accounts state no turnover.

Investments

€45,788 5.0 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

2025 accounts filed 18 days after the deadline

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 34,721 companies had the same profile as VCOVERS has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,721 companies, not a prediction for VCOVERS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0808101258
New establishment in Diepenbeek Onderwijslaan 8
New establishment in Hoeselt Industrielaan 1
Company renamed from T.R.H. to VCOVERS Resignation: (manager) · Reappointment: (director) · Director discharge: · General meeting of 11-01-2022 · Gazette deed
All 30 events

Comparable companies

same main activity, similar in size and age
Company
VCOVERS Zaventem €189,862 €85,691 45.7% -
AGN TOITURES -DAKWERKEN Pepingen €174,605 €74,312 27.8% -
DAKRYM Vilvoorde €195,432 €94,820 26.0% -
L'ART-DOISIER Theux €176,057 €76,537 46.9% -
LV DAKWERKEN Bornem €184,797 €85,298 33.7% -
Erki Balen €180,013 €70,691 57.4% -
J.V.DAK Ronse €177,544 €73,786 55.9% -

These companies have the same main activity as VCOVERS: roofing work (NACE 43410). They are comparable in size and age: total assets between €175,000 and €195,000, founded between 2006 and 2010.

Official details

Source: KBO
Status
Active since 01-12-2008Normal situation
Activity
Roofing workNACE 43410and 3 others
Establishment units
2.326.263.2051930 Zaventem, since 11-01-2022
2.338.122.5433730 Hoeselt, since 21-11-2022and 1 other
Financial year end
31 December
Peppol
Reachable since 23-10-2025
Company details

Annual accounts 2025

€85,691▲ 140%
€31,460▲ 750%
€86,843▲ 56.8%
€189,862▲ 12.8%
0.6 FTE▲ 100%
Filing
Filed on 18-08-2026
Financials

Insights on VCOVERS

VCOVERS files the micro format. That format states no turnover. The gross margin rose from -€13,055 in 2009 to €85,691 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 18-08-2026, 18 days late
€85,691
▲ 140%
€49,986
▲ 516%
€59,223
▲ 229%
€40,697
▲ 199%
45.7%
▲ 12.8 percentage points
1.81
▲ 0.38

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €370,000. Estimated: probably between €230,000 and €500,000.

Money flows

no detail for 2025

Balance sheet

balance sheet total €189,862 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

45.7%

Higher than 49% of 37,211 companies in 2025.

1.81

Higher than 50% of 36,505 companies in 2025.

16.6%

Higher than 72% of 36,740 companies in 2025.

VCOVERS Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Staff

€42,318

Staff costs divided by the average number of full-time equivalents.

-1 person

people who joined people who left

In 2025, nobody joined and 1 person left. Training hours in 2025: 124.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009
Balance sheet: assets
20/58 189,862168,381168,559146,58767,1792,8293,5604,3605,15622,94723,82594,97795,863116,674117,915120,796123,148
21/28 5,50712,87312,88817,81116,377------82,00082,00082,00082,000118,000118,000
21 5101,4052,300--------------
22/27 2,8979,3688,63815,86116,377-----082,00082,00082,00082,000118,000118,000
23 1,0155,890-2,2014,451------------
24 293,4788,63813,66011,926------------
26 1,853----------82,00082,00082,00082,000118,000118,000
28 2,1002,1001,9501,950-------------
29/58 184,356155,507155,671128,77550,8032,8293,5604,3605,15622,94723,82512,97713,86334,67435,9152,7965,148
29 --------5,156--------
290 --------5,156--------
3 8,90012,95010,0257,790-------------
30/36 8,90012,95010,0257,790-------------
40/41 26,32851,12094,55526,77917,010-------141343364031,578
40 16,62138,09393,98224,67116,800------------
41 9,70713,0265742,108210-------141343364031,578
54/58 141,46490,03850,14190,45733,7932,8293,5604,360-22,94723,82512,97713,84934,53935,5792,3933,570
490/1 7,6641,4009503,749-------------
Balance sheet: equity and liabilities
10/49 189,862168,381168,559146,58767,1792,8293,5604,3605,15622,94723,82594,97795,863116,674117,915120,796123,148
10/15 86,84355,38251,68223,748-60,312-88,956-88,225-87,425-86,629-85,838-84,960-13,808-12,922-12,111-11,208-8,7664,602
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
100 ------18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
13 63,09431,63427,934--------------
133 63,09431,63427,934--------------
14 5,1485,1485,1485,148-78,912-107,556-106,825-106,025-105,229-104,438-103,560-32,408-31,522-30,711-29,808-27,366-13,998
17/49 103,020112,998116,877122,838127,49191,78591,78591,78591,785108,785108,785108,785108,785128,785129,123129,562118,546
17 1,0384,051---91,78591,78591,78591,785108,785108,785108,785108,785128,785128,785127,785-
170/4 1,0384,051---------------
178/9 -----91,78591,78591,78591,785108,785108,785108,785108,785128,785128,785127,785-
42/48 101,982108,947116,877122,838127,491---------3381,777118,546
42 3,0132,867---------------
44 7,04025,26514,1961,74614,708---------3381,7772,761
440/4 7,04025,26514,1961,74614,708---------3381,7772,761
46 4,232-10,409-19,790------------
45 7,14245412,51230,8711,208------------
450/3 7,142-10,51230,8711,208------------
454/9 04542,000--------------
47/48 80,55480,36179,75990,22191,785-----------115,785
Income statement
70 ----------11,570---35,000-22,500
76A ----------134---636--
9900 85,69135,75154,679122,04229,129-363-435-433-431-519-70,947-517-455-563-2,524-12,768-13,055
60/61 -----363-435-433-431-519-82,517-517-455-56337,524-12,76835,555
62 25,39116,280---------------
630 9,2369,9159,2816,534123------------
640/8 1,0771,4448231,181348348348348348348348361348348348348695
66A ---------------31-
9901 49,9868,11144,575114,32728,659-711-783-781-779-866-71,294-878-803-911-2,872-13,115-13,750
75/76B 638601441873109-----3620345127
75 638601441873109-----3620345127
65/66B 3,4943,2282,98939612421171512120122320211222275
65 3,4943,2282,98939612421171512120122320211222275
9903 47,1305,48542,027114,80328,644-732-800-796-791-878-71,157-884-806-897-2,441-13,367-13,998
67/77 15,6691,78514,09330,743-------4157101
9904 31,4603,70027,93484,06128,644-732-800-796-791-878-71,153-886-811-904-2,442-13,367-13,998
9905 31,4603,70027,93484,06128,644-732-800-796-791-878-71,153-886-811-904-2,442-13,367-13,998
Appropriation of the result
9906 36,6098,84833,0825,148-78,912-107,556-106,825-106,025-105,229-104,438-103,560-32,408-31,522-30,711-29,808-27,366-13,998
14P 5,1485,1485,148-78,912-107,556------------
691/2 31,4603,70027,934--------------
6921 31,4603,70027,934--------------
Social balance sheet
9087 0.60.3---------------
Hours worked1013 736496---------------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 18-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 18 days after the deadline. Filed on 18 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00404058.

Financial year Type Filed Reference Document
31-12-2025 micro format 18-08-2026 2026-00404058 PDF
31-12-2024 micro format 29-07-2025 2025-00321879 PDF
31-12-2023 micro format 01-07-2024 2024-00186237 PDF
31-12-2022 micro format 22-06-2023 2023-00147049 PDF
31-12-2021 micro format 15-07-2022 2022-20188240 PDF
31-12-2020 micro format 29-07-2021 2021-43900354 PDF
31-12-2019 micro format 17-06-2020 2020-18600346 PDF
31-12-2018 abbreviated format 05-06-2019 2019-17800204 PDF
31-12-2017 abbreviated format 31-05-2018 2018-15100272 PDF
31-12-2016 abbreviated format 30-05-2017 2017-14000140 PDF
31-12-2015 abbreviated format 24-05-2016 2016-13300090 PDF
31-12-2014 abbreviated format 15-06-2015 2015-17500501 PDF
31-12-2013 abbreviated format 05-06-2014 2014-15900600 PDF
31-12-2012 abbreviated format 12-06-2013 2013-17400470 PDF
31-12-2011 abbreviated format 31-05-2012 2012-14100028 PDF
31-12-2010 abbreviated format 07-06-2011 2011-15400474 PDF
31-12-2009 abbreviated format 18-06-2010 2010-20500116 PDF

Subsidies and aid

Flemish government 2022, 1 entry, €240 awarded, €240 paid

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009
59,22318,02653,856120,86128,782------------
40,69713,61537,21590,59428,767------------
45,7889,9004,3587,96816,500-----------133,000
51,42739,897-40,31756,66530,964-732-800---87810,847-872-20,690-1,03933,186-1,176-
82,37446,56038,7945,937-76,689---------35,5771,019-113,398
---------------8.2%--61.1%
45.7%32.9%30.7%16.2%-89.8%-----374.1%-356.6%-14.5%-13.5%-10.4%-9.5%-7.3%3.7%
1.811.431.331.050.40----------1.570.04
1.721.311.250.980.40----------1.570.04
1.192.042.265.17------------25.76
36.2%6.7%54.0%354.0%-------------304.2%
16.6%2.2%16.6%57.3%42.6%----15.3%-3.8%-298.7%-0.9%-0.8%-0.8%-2.1%-11.1%-11.4%
16.955.5918.02over 100over 100------------
--------------4 days-26 days
--------------3 days-28 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-2024
Employees at the balance-sheet date-1
full-time-1
part-time-0
in full-time equivalents-1
0.60.3
On a permanent contract-1
Joined01
Left10
Training hours12424

Source: social balance sheet in the 2024 to 2025 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€45,788€9,750€1,673€6,018€16,500
Intangible fixed assets--€2,685--
Financial fixed assets-€150-€1,950-
€9,236€9,915€9,281€6,534€123

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on VCOVERS

The operating result for 2025 is nearly 6.2 times that of 2024 and the highest since 2022. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total falls from 67.1% to 54.3%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, no change since 2022
Director
appointed by deed of 29-10-2021 term without a fixed end
earlier manager, until 17-01-2022
listed in the 2025 annual accounts, filed on 18-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 17-01-2022

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Director

Director
BoardEarliermandate already running before its first mention
Mandates as a list
    • Director, appointed by deed of 29-10-2021, still in office
    • Director, until 30-09-2021

See the board, name and registered office on a given date →

Control

Capital

Contribution
€18,600
Source
2025 annual accounts

Articles of association

deed of 17-01-2022 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of May at 14:00

Network & group

No group

VCOVERS has no parent and no holdings in its annual accounts. is the only director. VCOVERS shares no director with another company.

Timeline

Timeline

30 events since 2008

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 18 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0808101258
New establishment in Diepenbeek Onderwijslaan 8
Annual accounts 2024 filed PDFmicro format · 2 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 30 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 39 days before the deadline
2022
Highest result from 2009 to 2025 net €84,061 ▲193% The operating result of €114,327 and the net result of €84,061 are both a record.
Liquidity more than doubled current ratio 1.05 The current ratio rises from 0.40 to 1.05. Short-term debt falls from €127,491 to €122,838.
New establishment in Hoeselt Industrielaan 1
Annual accounts 2021 filed PDFmicro format · 16 days before the deadline
Company renamed from T.R.H. to VCOVERSResignation: (manager) · Reappointment: (director) · Director discharge: · General meeting of 11-01-20226 points ▸
  • General meeting, 11-01-2022
  • Name change, VCOVERS
  • Director resignation, (manager)
  • Director reappointment,
  • Director discharge,
  • Registered office clause, Melsbroekstraat 24, 1930 Zaventem
  • The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

First establishment Melsbroekstraat 24, Zaventem
2021
Back to profit net €28,644 The net result is €28,644, after 12 loss-making years.
Resignation: (director)Appointment: (director) · General meeting of 07-10-20213 points ▸
  • General meeting, 07-10-2021
  • Director resignation,
  • Director appointment,

Open the deed in the Belgian Official Gazette

Annual accounts 2020 filed PDFmicro format · 2 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 44 days before the deadline
2019
Annual accounts 2018 filed PDFabbreviated format · 56 days before the deadline
2018
Annual accounts 2017 filed PDFabbreviated format · 61 days before the deadline
2017
Annual accounts 2016 filed PDFabbreviated format · 62 days before the deadline
2016
Annual accounts 2015 filed PDFabbreviated format · 68 days before the deadline
2015
Weakest financial year net -€71,153 The net result drops to -€71,153, the lowest from 2009 to 2025. It recovers the following year.
Annual accounts 2014 filed PDFabbreviated format · 46 days before the deadline
2014
Annual accounts 2013 filed PDFabbreviated format · 56 days before the deadline
2013
Annual accounts 2012 filed PDFabbreviated format · 49 days before the deadline
2012
Annual accounts 2011 filed PDFabbreviated format · 61 days before the deadline
2011
Liquidity more than 67 times current ratio 106.41 The current ratio rises from 1.57 to 106.41. Short-term debt falls from €1,777 to €338.
Annual accounts 2010 filed PDFabbreviated format · 54 days before the deadline
2010
Liquidity more than 36 times current ratio 1.57 The current ratio rises from 0.04 to 1.57. Short-term debt falls from €118,546 to €1,777.
Annual accounts 2009 filed PDFabbreviated format · 43 days before the deadline
2008
Incorporation PDFpublished on 09-12-2008

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

VCOVERS was incorporated on 1 December 2008.1 In 2022 the company took the name VCOVERS.2 is director of the company, appointed by deed of 29-10-2021.3 Total assets rose from €4,360 in 2018 to €189,862 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 17-01-2022
  3. 3Belgian Official Gazette, 29-10-2021
  4. 4National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0808.101.258
VAT number
BE 0808.101.258
Peppol ID
0208:0808101258
Legal form
Private limited company
Status
Active, normal situation
Founded
01-12-2008
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of May at 14:00
deed of 17-01-2022 (in Dutch)
Peppol
Reachable since 23-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
VCOVERS in Dutch
Former name
T.R.H. until the deed of 17-01-2022
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 17-01-2022 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 17-01-2022 (in Dutch)

Activities

NACEBEL 2025
VAT activities
43410 Roofing work main activity
Social security (RSZ) activities
43410 Roofing work main activity
Codes under NACEBEL 2008
VAT activities
43910 Specialised construction activities main activity
43291 Specialised construction activities
43390 Specialised construction activities
43992 Specialised construction activities
Social security (RSZ) activities
43910 Specialised construction activities main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Dakdekker- en waterdichtmakingsactiviteiten in de ruimste zin van het woord,waaronder de isolatie tegen vochtigheid,roofing en dakbedekking…”
19 activities
  1. Dakdekker- en waterdichtmakingsactiviteiten in de ruimste zin van het woord,waaronder de isolatie tegen vochtigheid,roofing en dakbedekking in rubbers(EPDM);
  2. Bouw van daken in alle materialen en in de ruimste zin van het woord;
  3. De dakbedekking en de bouw van dakconstructies in alle materialen;
  4. Het plaatsen en het herstellen van zinkwerk en metalen dakbedekking van alle gebouwen;
  5. Het plaatsen en het herstellen van niet metalen dakbedekking van alle gebouwen;
  6. Het herstellen en het waterdicht maken van gebouwen;
  7. Isolatiewerkzaamheden,het aanbrengen van thermisch isolatiemateriaal en isolatiemateriaal tegen geluid en trillingen,het isoleren van koelkamers en pakhuizen;
  8. Het uitvoeren van alle timmer- en schrijnwerk in zowel hout,kunststof of metaal;
  9. Het aankopen,het verkopen en het plaatsen van alle afgewerkte of half afgewerkte goederen welke geplaatst worden door een schrijnwerker:deuren,ramen,veranda's,dakpanelen en parket;
  10. Schrijnwerk van hout en kunststof,de montage van buiten- en binnenschrijnwerk van hout of van kunststof:deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens en winkelinrichtingen;
  11. Metaalschrijnwerk;
  12. Het aan- en het verkopen van alle onroerende goederen en totaalprojecten,het aankopen,bouwen of renoveren,beheren,verhuren en/of verkopen van deze onroerende goederen;het ontwikkelen en realiseren van bouwprojecten als bouwpromotor;
  13. Het coördineren van de werkzaamheden op de bouwwerf;
  14. Alle activiteiten in de bouw dewelke een totaalrenovatie van een woning,appartementen en gebouw tot stand brengen;
  15. Het slopen van gebouwen en andere bouwwerken;
  16. Dichtingswerken aan gevels,zijgevels,daken,dakterrassen en vloeren;
  17. Het monteren van niet zelf vervaardigde metalen constructiewerken;
  18. Het optrekken en afbreken van steigers en werkplatforms;
  19. Het uitvoeren van allerlei klusjes en opdrachten als klusjesman;
deed of 17-01-2022 (in Dutch)

Registered office and establishments

3 establishments
Establishment Since Unit number
Melsbroekstraat 24 registered office 1930 Zaventem 11-01-2022 2.326.263.205
Industrielaan 1 3730 Hoeselt 21-11-2022 2.338.122.543
Onderwijslaan 8 3590 Diepenbeek 25-09-2025 2.378.847.301

Buildings and parcels at the addresses

Ground area
8,222 m²
Buildings
1,590 m²
Volume, LiDAR
9,415 m³
Tallest building
8.0 m
Buildings to scale, each on its own parcel
1,132 m², 8.0 m 246 m², 7.3 m 213 m², 4.0 m 1,132 m², 8.0 m 246 m², 7.3 m 213 m², 4.0 m

Location

registered office establishment All 3 establishment units on the map

Parcels

Cadastral parcelArea Buildings Height / floors
73032G0256/00K0003,236 m² 1 · 1,132 m² 8.0 m · 2
23057A0068/00A0052,812 m² 1 · 213 m² 4.0 m · 1
71011I1385/00B0002,174 m² 1 · 246 m² 7.3 m · 2

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0808.101.258