Financials
- Fiscal year
- 2025
- Total assets
- €32,317
- Profit
- €20,438
- Solvency
- 69.9%
VCH Law
ActiveSummary
VCH Law has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,605 and a net result of €20,438. Its solvency ranks better than 64% of 15,579 sector peers (NACE 69, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Activities of lawyers
NACE 69101
1 site
Size
€32,317total assets 2025
- Equity
- €22,605
- Profit
- €20,438
Turnover not published (abridged schema)
Structure
Accounts filed 31 days late0 of 1 deed read
Why 97- Latest accounts 31 days late; 1 of the last 3 late+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 3.33, cash €24,150+ Figures for FY 2025 (filed 31-08-2026)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 76% of its sector peers (NACE 69, micro)
Financial strength
Strong
Solvency
95
equity 69.9% of total assets
Liquidity
87
short-term debt 30.1% · cash 74.7%
Profitability
100
return on assets 63.2%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 0.3%
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026highest value
08-2026: 0.3%● unchanged vs 07-2026highest value
09-2026: < 0.1%▼ -0.3 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 3.33; short-term debt: 30.1% and cash: 74.7% of total assets), and 30.1% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 67% on solvency, 79% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of lawyersNACE 69101
- Founded
- 03-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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